Hi Colin You said: "This is certainly not acceptable, and frankly I'm disappointed of your acceptance of a process which would be considered as treating blind and visually impaired customers at a considerable disadvantage compared with others for whom a similar reason would not apply." Lets look again what the bank did say: "Any customers that are not able to use the ACD device will be able to continue to use memorable information to log on with." Reasonable adjustment, can't use the key pads so we let you stay with old set-up. Now this next bit is proof the blind customer will not be at a disadvantage compared to those that will have to use the key pads. "When using our Internet Banking service you will be covered under our Online Fraud Guarantee as long as you've been careful, for example, by taking reasonable steps to keep your security information safe. This guarantee would apply to your accounts regardless of the above method you were logging on with." Regards, Derek e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq