[access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home
- From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Mon, 21 May 2007 20:34:47 +0100
Colin said:
"You're guaranteed against fraud already provided you can evidence
that you did not purposely allow your online details to be compromised.
So what is the reasonable adjustment there?"
Ok the bank can say:
"here is your key pad you must use it"
You can't, because blind.
So the bank says:
"ok as you can't use the key pad we will let you stay with old set-up."
Reasonable adjustment!
I think the point is, the key pads simply are aimed to cut the bank's
losses.
But at end of the day allowing us to stay with present system makes
no difference to us, it just means the bank is willing to take the
extra risk, but only for those that can't use the key pads.
It's like chip & PIN in the shops. The banks would prefer
everyone to use chip & Pin in the shops, but some people can't.
So chip & signature is available.
But those that use chip & signature, the banks take on the extra risk.
Regards,
Derek
e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
** To leave the list, click on the immediately-following link:-
** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe]
** If this link doesn't work then send a message to:
** access-uk-request@xxxxxxxxxxxxx
** and in the Subject line type
** unsubscribe
** For other list commands such as vacation mode, click on the
** immediately-following link:-
** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq]
** or send a message, to
** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq
Other related posts:
