So, if the banks introduced an absolutely fool proof method of banking that was impervious to any fraud, but it was not accessible for the blind, would it be equal treatment if the bank said that we could carry on as we are now? Barry ----- Original Message ----- From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Wednesday, May 23, 2007 9:22 AM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home Colin said "Obviously the principal of being treated at a disadvantage in respect to the security implications is beyond the simple comprehension of some on this list!" No, some of us just know the meaning of the word "disadvantage" Those that cannot use the key pads at home are not being told they cannot access the same banking services at those that can use the key pads. They are simply being allowed to carry on accessing the services same way as now. There is no lower standard of service, there is no disadvantage to the customer because the bank has guaranteed to cover for fraud. If this case was in court for a DDA judgment the bank would win, because the bank can show that the blind customers are *not* at a greater risk, compared to others. But not one blind person can show different. All that some can show is that access to the service is being offered in a different way, but that's not illegal under DDA. Regards, Derek e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq