--- Judy Evans <judithevans001@xxxxxxxxxxxxxx> wrote: > > If I go to another European country and need > treatment I may have to pay upfront for all or part > of it; but if I get a form something-or-other the > Govt here will refund it (most of it?!) for EU > countries and any that have reciprocal agreements > with us (if we still have those) that don't simply > treat us free. Most of us do though take out private > insurance when we go there on holiday -- but the > cost is, for Europe, small. > I'm used to all sort of ignorance from Brits when it comes to EU, but Judy, you of all people! European Health Insurance Card was introduced this year replacing the forms previously used. What exactly it covers is somewhat complicated, the original EC treaty covered what would've been covered in patient's home country, but nowadays it seems to be "all necessary treatment" with the notable exception of transport back home. However this is conditional to such treatment being available in public healthcare, so your mileage may vary in Eastern Europe. My understanding is that if I for example would be hospitalized in Italy, the relevant Italian authorities would bill Finnish Health Insurance. Expect to see this become increasingly important in the future: suppose I need an operation, and that there is a queue to the operation in Helsinki. However, in Budapest they have room. So my doctor tells me I can either wait three months or hop a health insurance paid flight and get it done next week. The operation would cost 20 000 euros in Helsinki and 8000 in Budapest. Suppose Hungarian hospitals adds a bit of margin to it billing Finnish Health Insurance 10000, add about 500 for flights and they save 9500, the local hospital gets money to pay their doctors living wage, Budapesteese have access to good healthcare, and I'm on a recovery room trying to tell Buda from Pest. I'm sure someone figuring out how to pay the health bills has thought of this. Cheers, Teemu Helsinki, Finland __________________________________ Do you Yahoo!? Read only the mail you want - Yahoo! Mail SpamGuard. http://promotions.yahoo.com/new_mail ------------------------------------------------------------------ To change your Lit-Ideas settings (subscribe/unsub, vacation on/off, digest on/off), visit www.andreas.com/faq-lit-ideas.html