[access-uk] Re: Accessible bank card

  • From: "Barry Hill" <barry.hill3@xxxxxxx>
  • To: <access-uk@xxxxxxxxxxxxx>
  • Date: Wed, 4 Mar 2015 08:39:41 -0000

Good point.  I'm sold.


-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of
lsmithso@xxxxxxxxxxxxxxxx
Sent: Wednesday, March 04, 2015 8:00 AM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Accessible bank card


But that's no different to losing a wallet full of cash.

BTW, I've decided to get one too, if for no other reason than to try and
crack it with an Android app.


Barry Hill writes:
 > Thanks, both.
 >
 > I'm pretty well clued up about these contactless cards now.  I would be
> tempted to get one as they are so very convenient for visually impaired  >
people in particular, but I'm concerned about how easy it would be for  >
someone else to spend up to £100 of my money if I lost my wallet.  Even if
> the bank say they cover for any fraud, I have to fork out the first £50
like  > some insurance excess, and I can't afford to give away £50!
 >
 > I've not lost my wallet in over 30 years, but there's always the chance
no  > matter how careful I am.  Still, if I do get one, I'm going to put tin
foil  > in a zip compartment that runs the length of my wallet.
 >
 > Cheers
 >
 > Barry
 >
 >
 > -----Original Message-----
 > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf
Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday, March 03, 2015 8:19 PM  >
To: access-uk@xxxxxxxxxxxxx  > Subject: [access-uk] Re: Accessible bank card
>  >  > And for balance:
 >
 >
http://www.thisismoney.co.uk/money/saving/article-2328578/How-safe-new-conta
 > ctless-bank-cards.html
 >
 >
http://www.which.co.uk/money/credit-cards-and-loans/guides/contactless-cards
 > /
 >
 >
http://www.computing.co.uk/ctg/analysis/2327179/contactless-payments-are-we-
 > sacrificing-security-for-convenience
 >
 >
 > Interestingly, you are responsible for the first £50 of losses due to
fraud  > (is that standard for any kind of card), and contactless terminals
ask for a  > PIN after every six or so transactions.
 >
 >
 > Derek Hornby writes: > Hi Barry > You may find this link of  > interest:
 >  >
 >  > http://ask-leo.com/can_my_credit_card_information_be_read_remotely.htm
 >  > l
 >  >
 >  > it's about reading  credit cards  remotely  >  > Derek  >  >  >  >  >
> -----Original Message-----  > From: access-uk@xxxxxxxxxxxxx  >
[mailto:access-uk@xxxxxxxxxxxxx] On  > Behalf Of Barry Hill  > Sent:
 > Tuesday, March 03, 2015 5:41 PM  > To: access-uk@xxxxxxxxxxxxx  >
Subject:
 > [access-uk] Re: Accessible bank card  >  > Ah, thanks for that.  Could  >
someone else use their smart phone to read  > your  > card if they got close
> enough, which isn't difficult with blind  > people?
 >  >
 >  > Cheers
 >  >
 >  > Barry
 >  >
 >  >
 >  > -----Original Message-----
 >  > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On  >
> Behalf Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday, March 03, 2015
4:51  > PM  > To: access-uk@xxxxxxxxxxxxx  > Subject: [access-uk] Re:
Accessible  > bank card  >  >  > NFC = Near Field Communications = The
technology used to  > read  > contactless  > smart cards, payment cards etc.
I believe that the  > card number, expiry  > date  > etc can be easily read
by a smart phone. Its  > then a simple step to  > read  > those out loud
using the 'phones TTS. It  > looks like contactless  > versions of  >
credit/debit cards are available  > from a lot of banks, so this may be  >
an  > alternative to adding Braille  > to credit cards. 
 >  >
 >  >
 >  > Barry Hill writes: > What's
 >  > an NFC app, please?
 >  >  >
 >  >  > Cheers
 >  >  >
 >  >  > Barry
 >  >  >
 >  >  >
 >  >  > -----Original Message-----
 >  >  > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
>  > Behalf  > Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday, March 03,
2015  > 10:13  > AM  >  > To: access-uk@xxxxxxxxxxxxx  > Subject:
[access-uk] Re:
 > Accessible  > bank card  > >  >  > Can the card details be read from a  >
contactless payment card  > by a  > NFC app on  > a smart phone? Is there an
> app waiting to be written  > here?
 >  >  >
 >  >  >
 >  >  > goshawk on horseback writes:
 >  >  >  > just my personal point of view, but I think it would have been a
>  > far  > > better idea to work out ways around what is almost certainly
the  >  > hardest  > and  > most frustrating thing with bank or credit
cards, that of  > > accessing  > the  > details needed to actually use the
card, such as card  > number,  > start  > and  > expirey dates, and back
security number, rather  > than prannying  > around  > with  > all these
fancy ideas that don't really  > do a lot to improve  > usability. 
 >  >  >  >
 >  >  >  > Simon
 >  >  >  >
 >  >  >  > 
 >  >  >  >   ----- Original Message ----- 
 >  >  >  >   From: Barry Hill 
 >  >  >  >   To: angie.matthews@xxxxxxx 
 >  >  >  >   Sent: Tuesday, March 03, 2015 8:01 AM
 >  >  >  >   Subject: [access-uk] Accessible bank card
 >  >  >  >
 >  >  >  > 
 >  >  >  >   RBS and NatWest launch accessible cards for partially sighted
 >  > and
 >  > blind
 >  >  > customers
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   19 February 2015 
 >  >  >  > 
 >  >  >  >     
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   In the UK alone there are over 2 million people living with
 >  > sight
 >  > loss
 >  >  > making lots of everyday tasks, including banking, difficult and  >
> frustrating.
 >  >  > Following feedback from a partially sighted customer, RBS and  >  >
NatWest  > have  > introduced a new accessible debit card.
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >     rnib card      
 >  >  >  > 
 >  >  >  >   The new debit and savings cards feature braille, a notch to
 >  > help
 >  >  > identify the card and a large print phone number.
 >  >  >  >
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   RBS and NatWest are now launching new accessible debit and
 >  > savings
 >  >  > cards which have been specifically designed for blind and partially
>  > sighted  > customers.
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   To address some of the common problems that blind and
 >  > partially
 >  > sighted
 >  >  > customers face, the cards will:
 >  >  >  > 
 >  >  >  >   .feature braille markings to identify which card is savings
 >  > and
 >  > which
 >  >  > card is debit
 >  >  >  > 
 >  >  >  >   .have a notch cut out on the right hand side of the card to
 >  > help
 >  >  > customers insert their card into ATMs and PIN pads correctly  >  > 
 >  >  >  >   .show telephone numbers where they will be most clear
 >  >  >  > 
 >  >  >  >   .have large font on the back of the card to make the phone
 >  > numbers
 >  >  > easier to read
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   RBS and NatWest's new cards can initially help their 15,000
 >  > customers
 >  >  > registered as blind or partially sighted. All other features of the
>  > card  > > remain the same - this card can be used in ATMs, at point of
sale  > > and for  > > Contactless transactions home or abroad. The cards
can be  > ordered in  > all  > RBS  > and NatWest branches, online or
through  > telephone banking and  > will be  > issued  > within 48 hours.
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   This is the first banking product designed especially for
 >  > blind and
 >  >  > partially sighted people. RBS has worked closely with the Royal  >
> National  > > Institute of the Blind in the development of this card and
in  > > recognition  > of  > this work the new debit and savings cards will
be the  > first  > banking  > products  > to be awarded the new national
quality  > assurance mark  > 'RNIB  > approved'.
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   Ross McEwan, CEO of RBS, said: "We want to be recognised as a
 >  > bank
 >  > that
 >  >  > listens to its customers and responds to their issues. It's really
>  > important  > to me that we make banking as simple and easy as possible
>  > for  > all of our  > customers and our accessible cards are another
step  >  > towards us  > earning back  > the trust of the public."
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   Steve Tyler, Head of Solutions, Strategy and Planning at RNIB
 >  > said,
 >  > "We
 >  >  > are delighted to have worked with RBS on making savings and debit
>  > cards  > more  > accessible.  The very basic requirement of identifying
the  > > right  > card and  > quickly determining which way the card slots
in to a  > > machine or  > payment  > system has been solved by this
development.
 > Simple as it  > is,  > creating a card  > with tactile indicators that  >
identify the card type  > as  > well as the way in  > which it should be  >
used, is an engineering  > challenge,  > particularly to ensure  > that it
> doesn't disrupt machinery.  We look  > forward to working with RBS in  >
to  > the future and enhancing even  > more of  > the daily payment
challenges  > that  > blind and partially sighted  > customers  >
experience."
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  >
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   Disclaimer
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >   This information is for media use only and is not a financial
 >  > promotion
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  > 
 >  >  >  >    
 >  >  >  >
 >  >  >  >
 >  >  >  >
 >  >  >  >
 >  >  >  >
 >  >  >
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