[access-uk] Re: Accessible bank card
- From: lsmithso@xxxxxxxxxxxxxxxx
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Tue, 3 Mar 2015 22:15:06 +0000
One would hope you could trust a bank more than a shop keeper. These
days though...
Derek Hornby writes:
> Trust, is the name of the game, trust.
>
> What if you go to the bank wanting say £100
> If the counter staff fill in your withdrawal slip for £120
> then hand you £100 and pocket £20
>
> Very easy to take advantage of the blind.
>
> Derek
>
> Derek
>
>
> -----Original Message-----
> From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
> Behalf Of lsmithso@xxxxxxxxxxxxxxxx
> Sent: Tuesday, March 03, 2015 8:49 PM
> To: access-uk@xxxxxxxxxxxxx
> Subject: [access-uk] Re: Accessible bank card
>
>
> My biggest problem with any of these terminals is how do you know what
> your card is being charged, when you can't read the display? At least
> with cash you know what you hand over and what change you get back.
>
> I guess payment terminals would need to be equipped with TTS. It will
> never happen.
>
>
> Derek Hornby writes:
> > Yes, I think sometimes, some people don't like change.
> >
> > For example why is there chip and signature?
> >
> > Surely if one is able to use a mobile they should be able to
> use
> > chip and PIN
> >
> > The only problem with chip and PIN is, in my view,
> > the key pad design can vary.
> >
> > Derek
> >
> >
> > -----Original Message-----
> > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
> > Behalf Of lsmithso@xxxxxxxxxxxxxxxx
> > Sent: Tuesday, March 03, 2015 8:19 PM
> > To: access-uk@xxxxxxxxxxxxx
> > Subject: [access-uk] Re: Accessible bank card
> >
> >
> > And for balance:
> >
> >
> http://www.thisismoney.co.uk/money/saving/article-2328578/How-safe-new
> > -contactless-bank-cards.html
> >
> >
> http://www.which.co.uk/money/credit-cards-and-loans/guides/contactless
> > -cards/
> >
> >
> http://www.computing.co.uk/ctg/analysis/2327179/contactless-payments-a
> > re-we-sacrificing-security-for-convenience
> >
> >
> > Interestingly, you are responsible for the first £50 of losses due
> to
> > fraud (is that standard for any kind of card), and contactless
> > terminals ask for a PIN after every six or so transactions.
> >
> >
> > Derek Hornby writes: > Hi Barry > You may find this link of
> > interest:
> > >
> > >
> >
> http://ask-leo.com/can_my_credit_card_information_be_read_remotely.htm
> > > l
> > >
> > > it's about reading credit cards remotely
> > >
> > > Derek
> > >
> > >
> > >
> > >
> > > -----Original Message-----
> > > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx]
> On
> > > Behalf Of Barry Hill
> > > Sent: Tuesday, March 03, 2015 5:41 PM
> > > To: access-uk@xxxxxxxxxxxxx
> > > Subject: [access-uk] Re: Accessible bank card
> > >
> > > Ah, thanks for that. Could someone else use their smart phone
> to
> > read
> > > your
> > > card if they got close enough, which isn't difficult with blind
> > > people?
> > >
> > > Cheers
> > >
> > > Barry
> > >
> > >
> > > -----Original Message-----
> > > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx]
> On
> > > Behalf Of
> > > lsmithso@xxxxxxxxxxxxxxxx
> > > Sent: Tuesday, March 03, 2015 4:51 PM
> > > To: access-uk@xxxxxxxxxxxxx
> > > Subject: [access-uk] Re: Accessible bank card
> > >
> > >
> > > NFC = Near Field Communications = The technology used to read
> > > contactless
> > > smart cards, payment cards etc. I believe that the card number,
> > expiry
> > > date
> > > etc can be easily read by a smart phone. Its then a simple step
> to
> > > read
> > > those out loud using the 'phones TTS. It looks like contactless
> > > versions of
> > > credit/debit cards are available from a lot of banks, so this
> may
> > be
> > > an
> > > alternative to adding Braille to credit cards.
> > >
> > >
> > > Barry Hill writes: > What's
> > > an NFC app, please?
> > > >
> > > > Cheers
> > > >
> > > > Barry
> > > >
> > > >
> > > > -----Original Message-----
> > > > From: access-uk@xxxxxxxxxxxxx
> [mailto:access-uk@xxxxxxxxxxxxx]
> > On
> > > Behalf
> > > Of > lsmithso@xxxxxxxxxxxxxxxx > Sent: Tuesday, March 03, 2015
> > 10:13
> > > AM >
> > > To: access-uk@xxxxxxxxxxxxx > Subject: [access-uk] Re:
> Accessible
> > > bank card
> > > > > > Can the card details be read from a contactless payment
> > card
> > > by a
> > > NFC app on > a smart phone? Is there an app waiting to be
> written
> > > here?
> > > >
> > > >
> > > > goshawk on horseback writes:
> > > > > just my personal point of view, but I think it would have
> > been a
> > > far
> > > > better idea to work out ways around what is almost certainly
> the
> > > hardest
> > > and > most frustrating thing with bank or credit cards, that of
> > > accessing
> > > the > details needed to actually use the card, such as card
> > number,
> > > start
> > > and > expirey dates, and back security number, rather than
> > prannying
> > > around
> > > with > all these fancy ideas that don't really do a lot to
> improve
> > > usability.
> > > > >
> > > > > Simon
> > > > >
> > > > >
> > > > > ----- Original Message -----
> > > > > From: Barry Hill
> > > > > To: angie.matthews@xxxxxxx
> > > > > Sent: Tuesday, March 03, 2015 8:01 AM
> > > > > Subject: [access-uk] Accessible bank card
> > > > >
> > > > >
> > > > > RBS and NatWest launch accessible cards for partially
> > sighted
> > > and
> > > blind
> > > > customers
> > > > >
> > > > >
> > > > >
> > > > > 19 February 2015
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > > In the UK alone there are over 2 million people living
> with
> > > sight
> > > loss
> > > > making lots of everyday tasks, including banking, difficult
> and
> > > frustrating.
> > > > Following feedback from a partially sighted customer, RBS and
> > > NatWest
> > > have > introduced a new accessible debit card.
> > > > >
> > > > >
> > > > >
> > > > > rnib card
> > > > >
> > > > > The new debit and savings cards feature braille, a notch
> to
> > > help
> > > > identify the card and a large print phone number.
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > > RBS and NatWest are now launching new accessible debit
> and
> > > savings
> > > > cards which have been specifically designed for blind and
> > partially
> > > sighted > customers.
> > > > >
> > > > >
> > > > >
> > > > > To address some of the common problems that blind and
> > > partially
> > > sighted
> > > > customers face, the cards will:
> > > > >
> > > > > .feature braille markings to identify which card is
> savings
> > > and
> > > which
> > > > card is debit
> > > > >
> > > > > .have a notch cut out on the right hand side of the card
> to
> > > help
> > > > customers insert their card into ATMs and PIN pads correctly
> >
> > >
> > > > > .show telephone numbers where they will be most clear
> > > > >
> > > > > .have large font on the back of the card to make the
> phone
> > > numbers
> > > > easier to read
> > > > >
> > > > >
> > > > >
> > > > > RBS and NatWest's new cards can initially help their
> 15,000
> > > customers
> > > > registered as blind or partially sighted. All other features
> of
> > the
> > > card
> > > > remain the same - this card can be used in ATMs, at point of
> sale
> > > and for
> > > > Contactless transactions home or abroad. The cards can be
> ordered
> > in
> > > all
> > > RBS > and NatWest branches, online or through telephone banking
> > and
> > > will be
> > > issued > within 48 hours.
> > > > >
> > > > >
> > > > >
> > > > > This is the first banking product designed especially
> for
> > > blind and
> > > > partially sighted people. RBS has worked closely with the
> Royal
> > > National
> > > > Institute of the Blind in the development of this card and in
> > > recognition
> > > of > this work the new debit and savings cards will be the
> first
> > > banking
> > > products > to be awarded the new national quality assurance
> mark
> > > 'RNIB
> > > approved'.
> > > > >
> > > > >
> > > > >
> > > > > Ross McEwan, CEO of RBS, said: "We want to be recognised
> as
> > a
> > > bank
> > > that
> > > > listens to its customers and responds to their issues. It's
> > really
> > > important > to me that we make banking as simple and easy as
> > possible
> > > for
> > > all of our > customers and our accessible cards are another
> step
> > > towards us
> > > earning back > the trust of the public."
> > > > >
> > > > >
> > > > >
> > > > > Steve Tyler, Head of Solutions, Strategy and Planning at
> > RNIB
> > > said,
> > > "We
> > > > are delighted to have worked with RBS on making savings and
> > debit
> > > cards
> > > more > accessible. The very basic requirement of identifying
> the
> > > right
> > > card and > quickly determining which way the card slots in to a
> > > machine or
> > > payment > system has been solved by this development. Simple as
> it
> > > is,
> > > creating a card > with tactile indicators that identify the
> card
> > type
> > > as
> > > well as the way in > which it should be used, is an engineering
> > > challenge,
> > > particularly to ensure > that it doesn't disrupt machinery. We
> > look
> > > forward to working with RBS in > to the future and enhancing
> even
> > > more of
> > > the daily payment challenges that > blind and partially sighted
> > > customers
> > > experience."
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > > Disclaimer
> > > > >
> > > > >
> > > > >
> > > > > This information is for media use only and is not a
> > financial
> > > promotion
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > > >
> > > >
> > >
> >
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> > > > --
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