[TechAssist] Re: bad checks??
- From: Phil Bader <tjanphyl@xxxxxxxxxxxxxxx>
- To: techassist@xxxxxxxxxxxxx
- Date: Sat, 07 Aug 2004 10:20:57 -0400
What floors me is their "doe-eyed" innocence that I got a returned check
they didn't know about. Their bank sends them a notice their overdrawn,
and what check(s) were returned for NSF. They have notice, we get
notice. No surprises. I've waited a week to see what happens, and
always, i must initiate the contact.One lady was my old bank teller. She
wasn't employed (house wife after a "disability"). Her check bounced. I
got nowhere with her,dodging our calls. I knew her Govt check came on
the first, direct deposit (she said originally). I waited til the first,
calling the bank til funds were available, rushed down, got a cashiers
check on her funds and deposited it in my acct. I bet she got a
surprise, thinking that amount was still there for use. Good.I lost out
on a five dollars my bank charged, I didn't get my fee, but I got the
repair amount.
I won.
I'm starting a rule I heard of copying their DL, invoice and check, and
other ID.
Now,here in Fla if you have their addy and DL#, have sent them cert.
mail,return reciept, and no response, just take everything to the
sherriff. they sent this other girl a notice from them saying she has X
days to come to my shop in person with the cash for invoice, charges for
the bad check ,pay me and get a reciept . She has to take it to the
sherriff's office and prove it was dealth with.
orig bill: 55.00+30.00 return-charges. She had to face me!
Humiliation is a good lesson.
Phil Bader
Damon wrote:
>Why do they always look "a bit surprised"?? They probably got the skills of
>a Harlem Globetrotter, managing their rubber-checks.....heh, that fat
>bastard will probably offer up another one when I go to look at his PTV.
>
>Damon Brunger
>Telrad Electronic Services
>Ft Wayne, IN 46815
>
>----- Original Message -----
>From: "Jim Myers" <jr.myers@xxxxxxxxxxx>
>To: <techassist@xxxxxxxxxxxxx>
>Sent: Friday, August 06, 2004 10:22 AM
>Subject: [TechAssist] Re: bad checks??
>
>
>| We had a customer call yesterday for a service call, his two year old
>| rubber check was hanging on our wall next to the counter. It had bounced
>| twice and we were unable to collect it from him. He was a bit surprised
>| but did come right in and take care of it and will pay cash for the
>| current service. I did not have TeleCheck service then, but I do now.
>|
>****************************************************************************
>***************************************
>| Since 1972
>| Jim Myers
>| Telrad Electronics
>| Fort Wayne, Indiana
>|
>|
>| Intrepid Video Support wrote:
>| > This kind of depends on how many bad checks you get...I thought about
>it, but the extra fees are not
>| > feasible for the few checks I get.
>| > Jeff
>| > --
>| > Intrepid Video TV/VCR Repair
>| > 263 S Front St, Steelton PA 17113
>| > 717-939-7708; (F) 717-564-4952
>| > www.intrepid-video.com www.tech-repair.net
>| > ----- Original Message -----
>| > From: "Jim Myers" <jr.myers@xxxxxxxxxxx>
>| > To: <techassist@xxxxxxxxxxxxx>
>| > Sent: Wednesday, August 04, 2004 12:18 PM
>| > Subject: [TechAssist] Re: bad checks??
>| >
>| >
>| > One way to avoid these problems is to contact TeleCheck and get set up
>| > to use their service, convert checks to electronic checks on the spot
>| > AND a guarantee, if a check bounces call customer and tell them it is
>| > being mailed the next morning unless they make it good with cash plus
>| > 25.00 or whatever your state law allows, they'll probably be right in!
>| > Then if not send it in and TeleCheck reimburses you for the face amount.
>| > Maybe even the 25.00 check fee, I'm not sure any more and haven't had to
>| > send any in. The plus side to this is you don't even have to take the
>| > check to the bank to deposit it, it is handled just like your credit
>| > card batches. Even though it is still a check and still can bounce most
>| > customers think it comes out of their account as soon as they walk out
>| > the door so they think it's too late to stop payment. When I hand the
>| > check back to the customer after the terminal processes it most of them
>| > are pleased, or some say "gee, I could have just used my debit card" and
>| > I say "yup, same thing" even though it is not the same because a debit
>| > card DOES debit their account right away.
>| >
>****************************************************************************
>******************************
>| > *********
>| > Since 1972
>| > Jim Myers
>| > Telrad Electronics
>| > Fort Wayne, Indiana
>| >
>| >
>| > larry wrote:
>| >
>| >>i had an experience i didnt know how to solve.
>| >>i repaired a tv, customer picked up and paid 75 with check.
>| >>10 days later i get a letter from my bank saying they withdrew
>| >>the 75 from my account because the check was stop payment.
>| >>i called the customer and would always be told the man wasnt home,
>| >>finally i did talk to him a week later.
>| >>he said he stooped payment because he didnt think it was good
>| >>enough picture.
>| >>i said why didnt you call me , or bring it back , so i could
>| >>make it right.
>| >>at least let me have my parts back.
>| >>he said no.
>| >>and that i should take him to court for the 75 if i like. and
>| >>hung up.
>| >>i contacted my attorney, who said forget it , you been screwed.
>| >>the set probably works fine and he knows you cant afford to
>| >>sue him.
>| >>and since then i found that he could have also stooped payment
>| >>on a credit card if he had used one.
>| >>are there any answers to this type of problem???
>| >>Larry
>| >>
>| >>
>| >>
>| >>
>| >>
>| >
>| >
>|
>
>
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--
Philip Bader
Jan Phyl TV Inc. (estab. 1976)
3420 Recker Hwy. Winter Haven, Fl. 33880
Fax (863) 299-8821
email: tjanphyl@xxxxxxxxxxxxxxx
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