[access-uk] Re: Is it illegal

that is why I say that life is crap. you can try your hardest to make it better and then someone comes along and buggers it all up for you. at least my son and daughter understand me. everyone is entitled to there own opinion. that is good. Thanks for this but it doesn't make a single bit of difference to me. I shall not say any more on the subject Andy S


-----Original Message----- From: Saqib
Sent: Tuesday, July 12, 2011 9:13 AM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Is it illegal

This is becoming off topic. Perhaps the VI-genaccess list would be a better
bet for discussing your emotional state of mind. I'll say this once to make
you realise how the world works and you aren't going to like it. No one
gives a stuff and I'm not being rude Andrew! From my own experiences in life
that is how it is. What you do about it is totally up to you.

--------------------------------------------------
From: <angel238@xxxxxxxxxxxxx>
Sent: Monday, July 11, 2011 4:09 PM
To: <access-uk@xxxxxxxxxxxxx>
Subject: [access-uk] Re: Is it illegal

Of course, no one can truly understand or know how you feel. But a true friend can support whatever decision you make. Just feel free to say whatever you want because you have a right. ----- Original Message ----- From: "andrew shipp" <andrew.shipp@xxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Monday, July 11, 2011 2:05 AM
Subject: [access-uk] Re: Is it illegal


some people find it worth to continue with life. and some of us don't and I'm one of those. Life is shit.

-----Original Message----- From: angel238@xxxxxxxxxxxxx
Sent: Sunday, July 10, 2011 10:23 PM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Is it illegal

Don't you ever talk like that ever. I am scolding you right now. Of course
it is worth going on.  You can figure a way around this little thing with
which you are faced.  We got along as blind people long before there were
the fancy ATM machines and point of sail machines, and you can now as well. ----- Original Message ----- From: "andrew shipp" <andrew.shipp@xxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Sunday, July 10, 2011 9:14 AM
Subject: [access-uk] Re: Is it illegal


it most likely is a good way to do it, but then some of the support workers say they still know my pin number, I have asked for these ones that say this not to work with me anymore. I honestly cannot feel any thing on the ATM machines what so ever. I can tell that something is there but don't know what unles I'm told. with my fingers like this and no feeling in my feet what so ever, I ask is it worth going on.

-----Original Message----- From: ANDY COLLINS
Sent: Sunday, July 10, 2011 2:09 PM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Is it illegal

Andy - Can you not feel the buttons on the touch pad at all. I ask because in your first message on this topic, you talked about not being able to feel the dot on the number 5 button. Isn't it possible for you support worker to put your finger onn the number 5, so you know where you are from there? Thus
avoiding telling others your pin -

Andy
To: <access-uk@xxxxxxxxxxxxx>
Sent: Sunday, July 10, 2011 2:00 PM
Subject: [access-uk] Re: Is it illegal


Hi Clive, But the support workers don't use my card without me there, I carry the cards with me, the only time they touch it is when I am either with drawing money or paying for things, once the transaction is done they give me the card right back.

-----Original Message----- From: Clive Jacobs
Sent: Sunday, July 10, 2011 12:22 PM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Is it illegal

Hi Andy, as a lot of others have said it is not illegal to ask somebody else to use your card provided it is with your permission each time it is used. It will almost certainly be a breach of the bank's terms and conditions and in the event of your card being used without your consent there would be no
redress from the bank to reimburse you for any loss.

It is sad that the rules no longer permit carers to withdraw money for you but it is designed or is intended to offer some protection from potential
fraud being perpetrated  on vulnerable adults. The CRB checks do not
guarantee a clean bill of health. The cynic in me says that there are a
small number of dodgy characters out there and that a CRB check and a clean record are merely an indication that to date the person has not been found
out yet.

As others have suggested it is always a good idea to pop into the local
branch of your bank or building society and speak to a senior employee
within the branch to explain your particular circumstances. Like you I too suffer from some lack of sensation in the fingers and our local branch of our bank have tried to be flexible and to work around the problem and i now use a chip and sign card. It is still not always ideal and still causes me the odd problem once in a while, but when the banks and carers seem to be less than helpful where common sense should prevail, often the nanny state
steps in and logic and reason vanish over the horizon.

Hope this helps, Clive.





--
I ain't dead yet!
----- Original Message ----- From: "andrew shipp" <andrew.shipp@xxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Sunday, July 10, 2011 9:29 AM
Subject: [access-uk] Re: Is it illegal


yes I understand all that. but if all the support workers are CRB checked then this is saying that they are safe. I've got about twelve support workers here and not one of them uses my card without me being there. every one of them is 100% trust worthy a very rare thing these days to find

-----Original Message----- From: Ibrahim Gucukoglu
Sent: Sunday, July 10, 2011 9:18 AM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Is it illegal

Hi Andrew.

Well, strictly speaking it is against the terms and conditions of the
contract with your bank, which usually states that only you should know your pin number, however if you do choose to give your pin number to your support worker, it'll be a question of trust. If your support worker should dame to betray that trust by using your cards in a fraudulent manor, the bank is under no obligation to refund you for any transactions made while the pin
number has been used, because the card has to be present for such
transactions.  In this respect and this respect only, chip and pin is
potentially more risky to use than the signature strip method, where you have to hand your card to a cashier to be swiped because a cashier doesn't
need to see the card when paying using a terminal.

All the best and if you do have specific problems with your hands, you
should ask your bank about alternatives to withdrawing money if you don't
want to take unnecessary risks.

All the best, Ibrahim.

-----Original Message----- From: andrew shipp
Sent: Sunday, July 10, 2011 8:37 AM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Is it illegal

Hi All,     does anyone know if it is  100% illegal   for your support
worker to put your pin number in the ATM or in one of the pin machines
in a shop?  I am diabetic  and have berry bad neuropathy   which is
affecting my fingers now meaning that I cannot feel things properly, such as the little pip on the number five. I am so determined to fight the place where I live over this. I look forward to any help
regarding  this problem.   Many  thanks in advance. Andy S

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