[access-uk] Re: Chip and pin online banking.
- From: "George Bell" <george@xxxxxxxxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Sun, 20 May 2007 00:35:10 +0100
I quite agree here. For example recently, Maplins's PIN
machines have been out of use for technical reasons. (Like,
one blew up) Their Northampton branch still didn't have
their working after 2 weeks.
George.
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx
[mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of kevin and Emma
Sent: 20 May 2007 00:23
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Chip and pin online banking.
hi all, i suppose the other consideration would be
reliability. i've been in=20
shops a couple of times were their C and P machine is on the
blink and it's=20
taken a day or 4 for it to be replaced. now if these at home
versions go=20
wrong, do we have any time scale from the banks planning to
use them for=20
replacements to be issued? if they become a requirement,
then you could end=20
up being sort of cut off until the banks get a replacement
out to you. or am=20
i missing something here? *smile*
kevin - (lord l)
"Civilization exists by geological consent, subject to
change without=20
notice"-Will Durant
contact me:
email/msn: kream@xxxxxxxxxxxx
skype: lordandladyl
----- Original Message -----=20
From: "Dj Paddy" <mygroups@xxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Saturday, May 19, 2007 8:29 PM
Subject: [access-uk] Re: Chip and pin online banking.
Kev,
I'd say the key fob and/or keypad swipe things, are probably
because, "it's
something you have", (part of one multi factor security
spec).
I wonder if they had a really good security team on this?
if they did the
software could be considered more insecure than the
hardware/software combo?
The software only approach, can be more vunrable to middle
man attacks than
a hardware combo.
I'm being a bit anal there because it's more about
prevention than total
lock down with this layered approach to security...
Dj paddy
=D4=E0=06
----- Original Message -----=20
From: "Kevin Lloyd" <kevin.lloyd3@xxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Saturday, May 19, 2007 7:32 PM
Subject: [access-uk] Re: Chip and pin online banking.
Hi DJ.
Yes, it's a one shot deal so no fear from key loggers at
all. Can't
understand why the banks wouldn't have looked at this first
before going to
the expense of producing and distributing hardware fobs.
I'll take a look at the software providers web site when I
get chance and
post further details for anyone that may be interested or
intending to talk
to their banks.
It's ok saying that you can switch banks but if you have
other issues with
banks such as offshore call centres, extortionate fees, poor
customer
service and maybe based in countries with a lousy human
rights record then
you're not going to want to switch to them and, as already
stated, we
shouldn't have to suffer a lesser product or service when
there are
perfectly accessible and probably cheaper alternatives.
Regards.
Kevin
E-mail: kevin.lloyd3@xxxxxxxxxxxxxx
----- Original Message -----=20
From: "Dj Paddy" <mygroups@xxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Saturday, May 19, 2007 4:10 PM
Subject: [access-uk] Re: Chip and pin online banking.
> Finger print recognition is tied in with bio-metric
authentication, and
> because it's an extra step is classed as a multi factor
authentication.
>
> I think the software solution, Kev is currently using
sounds grand.
>
> Kev, any ideas on how it works?
>
> Could key loggers compromise it or is it a one shot deal
with the
> generated
> number?
>
> Dj paddy
>
> ----- Original Message
>
> -----=20
> From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
> To: <access-uk@xxxxxxxxxxxxx>
> Sent: Saturday, May 19, 2007 2:56 PM
> Subject: [access-uk] Re: Chip and pin online banking.
>
>
> Barry says
> "They will use multi factor authentication though
eventually."
>
> I was wondering couldn't they use fingerprint?
> If our fingerprint was registered to our accounts, and
if we could
> send the finger print down the ine, then no way could
it
> be someone else!
> Regards,
> Derek
>
> e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
>
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