[access-uk] Re: Chip and pin online banking.
- From: "Dj Paddy" <mygroups@xxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Sat, 19 May 2007 13:42:54 +0100
They will use multi factor authentication though eventually. Single Factor
like with the username and password systems we have at the moment are
becoming less and less secure, especially with fishing.
Dj Paddy
Ôà
----- Original Message -----
From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Saturday, May 19, 2007 12:47 PM
Subject: [access-uk] Re: Chip and pin online banking.
Kevin said
"wonder if the banks have a solution to cover those who buy
over the phone? you can't very well use chip and pin over the phone!"
So don't use it then!
Customers do need to take some responsibility for the risk they take.
If you went to the bank and asked for £1000 cash, would you expect
the bank to arrange for a security man to take you home on the
grounds you may get mugged?
Anyway, as far as chip & PIN at home goes, one could vote with ones feet,
take account to the bank that doesn't see any need for chip & PIN at
home.
Not all the banks plan the new system.
HSBC see no need for it!
Regards,
Derek
e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
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