Eric, Maybe you like government taking responsibility for your retirement without your input. I don't. A better alternative for SS is to grandfather the system and close it down. It would be terrifically generous to the people who contributed all their lives and give them their benefits if past a certain age and allow people under a certain age to migrate their money out in various ways. I'm of an age where the SS money I was forced to pay will not be there when my retirement arrives. I'm fully capable of planning for my own retirement and do a lot better than the buffoons who are spending my interest-free loan profligately. Even monkeys doing long division at a chalkboard could have figured out a way to get a little simple interest out of this system. As I said, I just wish the idea to terminate the plant was at least on the table. Are you in the habit of using the logical fallacies of red herring and straw man when arguing? Corpses in the streets, eh? Is it Mardi Gras time again already? ~Brian~ ------------------------------------------------------------------ To change your Lit-Ideas settings (subscribe/unsub, vacation on/off, digest on/off), visit www.andreas.com/faq-lit-ideas.html