[access-uk] Re: Chip and pin online banking.
- From: "Andy Collins" <andy@xxxxxxxxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Fri, 18 May 2007 18:48:47 +0100
Well, the only time I experienced anything like this--and it wasn't
on-line--the bank sorted it out, and refunded their charges for me being
overdrawn as a result of the fraud - Andy
----- Original Message -----
From: "Dj Paddy" <mygroups@xxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Friday, May 18, 2007 5:14 PM
Subject: [access-uk] Re: Chip and pin online banking.
| The thing is though we're still less secure. Even if your account had
frad
| carried out on it, you still have to deal with the hassle don't you?
|
| I've never had my account hacked or abused before, but I imagine you dont'
| just get the funds straight back in? What if you had bils to pay?
|
| Dj Paddy
| Ôà
| ----- Original Message -----
| From: "Andy Collins" <andy@xxxxxxxxxxxxxxxxxxx>
| To: <access-uk@xxxxxxxxxxxxx>
| Sent: Friday, May 18, 2007 2:40 PM
| Subject: [access-uk] Re: Chip and pin online banking.
|
|
| Surely if customers are offered a "opt out" for whatever reason, this
| doesn't come with a penalty of reduced rights in the event of fraud! -
Andy
| ----- Original Message -----
| From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
| To: <access-uk@xxxxxxxxxxxxx>
| Sent: Friday, May 18, 2007 2:29 PM
| Subject: [access-uk] Re: Chip and pin online banking.
|
|
|| Barry said:
|| "The thing is if we have an opt out then we're not as secure as
|| peers who can use the technology."
||
|| Yes but that's same as the chip and PIN in the shops.
|| If we opt for chip and Signature in the shops, there is a higher risk
|| of fraud compared to if we use chop and PIN in the shops.
|| I would think if there is to be an opt out for the chip and PIN
|| at home, on grounds of disability, the banks may have to take the
|| responsibility should there be any fraud, just as they do now
|| take on the responsibility if there is fraud for chip and
|| signature in the shops.
||
||
|| Regards,
|| Derek
||
|| e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
||
|| "The key is to get the technology working and used by all. If the
device,
|| (whatever it may be), can be plugged in when prompted and communicate
|| with the network unattended, I think this would be the better route than
|| opting out."
||
|| I wonder what The RNIB is doing on this matter?
||
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