Surely if customers are offered a "opt out" for whatever reason, this doesn't come with a penalty of reduced rights in the event of fraud! - Andy ----- Original Message ----- From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Friday, May 18, 2007 2:29 PM Subject: [access-uk] Re: Chip and pin online banking. | Barry said: | "The thing is if we have an opt out then we're not as secure as | peers who can use the technology." | | Yes but that's same as the chip and PIN in the shops. | If we opt for chip and Signature in the shops, there is a higher risk | of fraud compared to if we use chop and PIN in the shops. | I would think if there is to be an opt out for the chip and PIN | at home, on grounds of disability, the banks may have to take the | responsibility should there be any fraud, just as they do now | take on the responsibility if there is fraud for chip and | signature in the shops. | | | Regards, | Derek | | e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx | | "The key is to get the technology working and used by all. If the device, | (whatever it may be), can be plugged in when prompted and communicate | with the network unattended, I think this would be the better route than | opting out." | | I wonder what The RNIB is doing on this matter? | | ** To leave the list, click on the immediately-following link:- | ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] | ** If this link doesn't work then send a message to: | ** access-uk-request@xxxxxxxxxxxxx | ** and in the Subject line type | ** unsubscribe | ** For other list commands such as vacation mode, click on the | ** immediately-following link:- | ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] | ** or send a message, to | ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq | | | -- | This email has been verified as Virus free | Virus Protection and more available at http://www.plus.net ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq