[audio-pals] Re: Older Houses
- From: Thomas McMahan <thomas.mcmahan@xxxxxxx>
- To: audio-pals@xxxxxxxxxxxxx
- Date: Tue, 17 Mar 2015 07:34:08 -0500
Only in the winter time and in northern climates. Salt and sand and who knows
what else.
> On Mar 17, 2015, at 7:21 AM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>
> Does it still taste like salt? May be the next thing that I push through the
> infomercial "edible steel". I will have to come up with some disclaimers
> suchas guaranteed to break your teeth, cause digestion problems, etc. Oh and
> if you experience any side effects you should see your doctor immediately
> *LOL*. Since attorney Betharoni has been after me I have had to be more
> cautious about putting disclaimers on things *LOL*.
> -----Original Message-----
> From: audio-pals-bounce@xxxxxxxxxxxxx
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
> Sent: Tuesday, March 17, 2015 7:36 AM
> To: audio-pals@xxxxxxxxxxxxx
> Subject: [audio-pals] Re: Older Houses
>
> Umm, yes, multiple materials are involved I think.
>> On Mar 17, 2015, at 6:32 AM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>>
>> Hopefully made from a different material *LOL*.
>>
>> -----Original Message-----
>> From: audio-pals-bounce@xxxxxxxxxxxxx
>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
>> Sent: Monday, March 16, 2015 4:36 PM
>> To: audio-pals@xxxxxxxxxxxxx
>> Subject: [audio-pals] Re: Older Houses
>>
>> Yep there is a Morton Salt, but there are storage buildings too.
>>
>>> On Mar 16, 2015, at 3:12 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>>>
>>> I thought that was salt *LOL*.
>>>
>>> -----Original Message-----
>>> From: audio-pals-bounce@xxxxxxxxxxxxx
>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
>>> Sent: Saturday, March 14, 2015 9:36 PM
>>> To: audio-pals@xxxxxxxxxxxxx
>>> Subject: [audio-pals] Re: Older Houses
>>>
>>> Morton?
>>>
>>>> On Mar 14, 2015, at 8:05 PM, Daniel Crone <averagegrabbag@xxxxxxxxx>
>>> wrote:
>>>>
>>>> There is another company like General Steel, but I cannot remember
>>>> the
>>> name.
>>>> On Mar 14, 2015, at 4:50 PM, Thomas McMahan
>>>> <shadowmonstrosity@xxxxxxx>
>>> wrote:
>>>>
>>>>> Yes, they are pretty large, but an acre of land he could put one up.
>>> Those are for commercial or warehouse storage or churches, you were
>>> in one when you were up here, the one over at Onarga is a General
>>> Steel
>> building.
>>>>>> On Mar 14, 2015, at 12:50 PM, Daniel Crone
>>>>>> <averagegrabbag@xxxxxxxxx>
>>> wrote:
>>>>>>
>>>>>> Sometimes I would hear ads for all steel buildings.
>>>>>> Are they mainly commercial or otherwise?
>>>>>> On Mar 13, 2015, at 12:48 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>>>>>>
>>>>>>> My dad recommended a guy that sells these buildings. He said that
>>>>>>> he or
>>> well his crew woiuld come out and set the building up so there is
>>> really no labor involved if buying from him. He said he does
>>> payments, but if we can save enough buying the house then we may not
>>> need
>> to make payments.
>>>>>>>
>>>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
>>>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
>>>>>>> McMahan
>>>>>>> Sent: Friday, March 13, 2015 11:42 AM
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> Great an acre of land, as long as there aren't to many trees
>>>>>>> right upon
>>> the house you can get a building, line it's side door up to where you
>>> want it to go into the house, and with a little work, well it's
>>> attached, even cheaper if you can use an existing door on the house,
>>> it's doable with a little thinking power.
>>>>>>>
>>>>>>> The acre around it is a strong point verses just bing on a lot
>>>>>>> with
>>> structures already around. But of course if you could find a place
>>> with a garage already there that would be cool too, because yes
>>> storage is going to be a problem, that is a draw back of our house.
>>> The good side is that we don't have a basement that floods like most
>> basements around here *lol*.
>>> We've already told our family that if a flood comes we'll just cut
>>> away from the utilities and float away, and everybody then has said
>>> "like
>> Noah's ark."
>>> Wonder why they would say that to us? Maybe something about all of
>>> the animals here. Well that were here in the past more than now.
>>>>>>>
>>>>>>> On Mar 13, 2015, at 10:27 AM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>>>>>>>
>>>>>>> Sounds like space issues. Space issues concern me because the
>>>>>>> house
>>> that I really lke does not have a basement or an attic. It has a
>>> shed, but that will be full of yard stuff. Perhaps they sell storage
>>> buildings that I can put in the yard. The house sits on an acre of
>>> land. Little Man and I are having lunch with my Dad here in just a
>>> few minutes so I am going to talk to him about the potential problems
>>> and how
>> difficult they would be to remedy.
>>> It seems like I have seen storage buildings at Lowes back when I
>>> could
>> see.
>>> The unfortunate thing is there is an open house on it Sunday and my
>>> agent is out of town till Tuesday.
>>>>>>>
>>>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
>>>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of BethAnn
>>>>>>> LaPresta (Redacted sender "bela28_02@xxxxxxxxx" for DMARC)
>>>>>>> Sent: Friday, March 13, 2015 10:36 AM
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> My garage is in front of the house, not my favorite scenario, but
>>>>>>> it
>>> works. Also, they made about a third of it into finished space with
>>> a new vinyl window, carpeting, etc. so you can't park a car in it.
>>> But, with all the lawnmower, gardening, storage stuff, there probably
>>> wouldn't be room to park in it anyway.
>>>>>>>
>>>>>>> From: Josh <lawdog911@xxxxxxxxxxx>
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Sent: Friday, March 13, 2015 5:40 AM
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> Talking about a detached garage, Amanda had a couple of houses on
>>>>>>> her
>>> list that were detached garages, but I ruled them out before ever
>>> going to them. I think a detached garage is useless. The main reason
>>> I would want a garage in the first place is to stay out of the
>>> elements when they are bad and if I had a detached garage well then I
>>> am still going outside at some point in order to get in the house.
>>> Now, that the criteria has changed and shifted a bit so that we have
>>> more options though it may be that we reconsider detached garages at
>>> some
>> point. After all we are now considering
>>> houses with carports whereas before we were not.
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
>>>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
>>>>>>> McMahan
>>>>>>> Sent: Thursday, March 12, 2015 2:37 PM
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> No he couldn't, we he won't once the property tax comes around.
>>>>>>> Not in
>>> Chicago. Detroit maybe though.
>>>>>>>
>>>>>>> On Mar 12, 2015, at 1:19 PM, BethAnn LaPresta (Redacted sender
>>> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
>>>>>>>
>>>>>>> Actually for $120K, he could probably buy an entire block in
>> Chicago...
>>>>>>>
>>>>>>> From: Thomas McMahan <thomas.mcmahan@xxxxxxx>
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Sent: Thursday, March 12, 2015 11:08 AM
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> Why didn't you tell us you lived in Chicago? Sounds very much
>>>>>>> the same
>>> as it is up there.
>>>>>>>
>>>>>>> Hey Josh, I just thought of another option. There are lots of
>>>>>>> houses
>>> available in Detroit. Heck you can probably buy yourself a school
>>> building there. That would be a big house for you. Utilities might
>>> be a little high though.
>>>>>>>
>>>>>>>
>>>>>>> On Mar 12, 2015, at 11:57 AM, BethAnn LaPresta (Redacted sender
>>> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
>>>>>>>
>>>>>>> My house is in a neighborhood that is definitely considered "the
>> hood".
>>> I refinanced in January at $130K and my payment is about $800/mo. My
>>> property taxes are spendy though, over $2K per year, so that adds
>>> almost $200/mo right there. They tossed 26 of my cottage style
>>> single detached homes on little 3900 sq ft. lots, so our cul-de-sac
>>> is very busy with all of us stacked up right against each other.
>>> But, living out west, things cost much more, it is shocking actually.
>>>>>>>
>>>>>>> I could've purchased a 100 yr. old home where Heather lives in
>>>>>>> Ohio
>>> with about the same size lot for $60K, just to give perspective. The
>>> guy who got himself into trouble with my house paid $263K for it in
>>> 2006 when real estate prices were obscene out here. Because he was
>>> short selling the home, I was able to get it for just $110K in 2011.
>>> A house on my street has just gone up for sale and they're asking
>>> $200K for 3 bedrooms (and they are tiny), 2 baths with one car
>>> detached garage. So, if I need to sell, I should still be able to
>>> make a
>> little.
>>>>>>>
>>>>>>> Thought I should explain my monthly payment since I was saying I
>>>>>>> didn't
>>> think the $600/mo. seemed like enough.
>>>>>>>
>>>>>>> From: Thomas McMahan <shadowmonstrosity@xxxxxxx>
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Sent: Thursday, March 12, 2015 9:23 AM
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> Oh mine btw was $162, because we're cheap! *lol*. Then it went
>>>>>>> down
>>> to $150 then down to $128, but again we're cheap and live in a piece
>>> of s- house, but as Pat used to say, "it's our piece of S- *lol*.
>>>>>>>
>>>>>>> On Mar 12, 2015, at 10:12 AM, BethAnn LaPresta (Redacted sender
>>> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
>>>>>>>
>>>>>>> I am not sure that $600/month figure is accurate. I just
>>>>>>> refinanced at
>>> 3.25% and my payment is $800/mo. (this does include property taxes
>>> and insurance though).
>>>>>>>
>>>>>>> From: Josh <lawdog911@xxxxxxxxxxx>
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Sent: Thursday, March 12, 2015 4:44 AM
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> Amanda did some figuring using a mortgage calculator online and
>>>>>>> the
>>> 120,000 house was going to run us roughly 600 something a month for I
>>> want to again say it was 1700 sq. ft. We currently live in a 1100 sq. ft.
>>> apartment and pay 714.00 a month. So, given the differences there and
>>> the fact that we have nothing to show for it at the end of the year
>>> is a little much in my book. So, if the 120,000 was going to be 600
>>> something it would go to reason that the 112,000 would be less money
>>> than that. Now, as far as utilities go, Knoxville Utilitiy Board
>>> (KUB) will give us high and low figures for the last 12 months. The
>>> last 12 months is a good thing providing there has been someone
>>> living in the house, but if the house has sat empty then the numbers
>>> that KUB quotes are not in the least bit accurate. I really like the
>>> idea of rolling insurance and taxes into the monthly payment so that
>>> way at the end of the year or whenever land taxes are due we are not
>>> hit with a big lump sum of money to pay. Sure it would be nice to
>>> think that I could just put that money back each month and not touch
>>> it, but the minute something needs to be paid for guess where the
>>> land tax money goes that was being put bac into an account. If it is
>>> figured into the monthly
>> payment then for the most part the majority of it will be paid
>> throughout the year.
>>> The thing that really sucks is that stinking PMI payment each month.
>>>>>>>
>>>>>>>
>>>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
>>>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
>>>>>>> McMahan
>>>>>>> Sent: Thursday, March 12, 2015 4:58 AM
>>>>>>> To: audio-pals@xxxxxxxxxxxxx
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>
>>>>>>> I accidentally hit the send before cleaning up that mail darn it.
>>>>>>>
>>>>>>> Here's another little exercise to work on. Lets say you guys
>>>>>>> decide to
>>> go for this house. You should have a ballpark of the monthly payment.
>>> Sit down and plot out a budget around it on one paper, as well as a
>>> list of possible repairs to do on another list and their costs. Yes
>>> a house payment can be cheaper than rent, but their are other
>>> realities such as the taxes, and insurance. Are you going to escrow
>>> your insuranc and tax payments into your house payment? Most people
>>> do that and it usually works out well until they assess your house
>>> taxes up
>> and then you have to make up the short fall.
>>> Of course if they assess them downward you get a chunk of money back
>>> in the mail like my sister-in-law has done the past two years. I
>>> didn't escro my other payments. I deal with insurance as I would any
>>> other utility, and we would do our taxes on our own. Because of that
>>> I now pay my insurance once a year and it's cheaper, and once the
>>> house was paid for there was less entanglement with the bank. I even
>>> removed the automatic withdraw for house payment because they double
>>> dipped us a couple of different months, and didn't have a very good
>>> explanation as to why. So it put us into over draw land, which isn't
>>> a place you want to be. They did the same to my sis-in-law too and
>>> she went in and practically threw a fit because she wasn't working at
>>> the time and didn't have income yet. They refunded her money on that
>>> one, but as she asked them, "now how am I supposed to pay the rest of
>>> my bills? You think you guys are my only bill to pay?" Banks and
>>> their
>> computers can be sloppy sometimes.
>>>>>>>
>>>>>>> Now when you do your budget here's another game to play which may
>>>>>>> be
>>> beneficial. Can you run your whole budget on one income? Everybody
>>> that lives as a couple should do this whether renting or paying for a
>> house.
>>> Most of us find we can't, but it is a nice goal. The guy we had
>>> going along with us to check out houses etc and sort of pointed and
>>> guided us along through the process gave us that little bit of
>>> wisdom. As he said, what happens if Pat loses her job and can't get one
> very fast?
>>> Can you live on just your income alone, because if you can get to
>>> that point, then you can start paying extra against your house on
>>> it's principle and have more paid off faster which is good for the
>>> credit rating, but if you decide to move in
>>> 20 years you are carrying less of a load thus will get more money
>>> back to leverage against your next place should you decide to do
>>> that. Or you can both pay some extra on house and car, then put the
>>> rest in the bank against major repairs which are going to come even
>>> if you buy a house that was built today, in 30 years you will have to
>>> had to replace things, they just don't build stuff that good anymore
>>> and
>> sometimes that includes homes btw.
>>>>>>>
>>>>>>> Lots of decisions, but at least it looks like you guys aren't
>>>>>>> just
>>> jumping right and grabbing what shines in front of you which is good.
>>>>>>>
>>>>>>> Btw, I don't think our budget is currently within the lowest
>>>>>>> income
>>> level of the house here at this time which would be Patti's income,
>>> although it's not way above that amount. It is a good goal to work
>>> for actually, so we will be able to start seriously working on this
>>> place. Get a lot of little stuff done over time, then do a loan down
>>> the road and fix the major stuff such as re doing the roof etc. I
>>> don't think I am going to lift the house and work on foundation, but
>>> it
>> would be nice to do actually.
>>>>>>>
>>>>>>> But it's a good exercise to do. I would run it on your income
>>>>>>> Josh
>>> because it is likely to always be there and Amanda's income is the
>>> variable one, it can be lower if she's out of work, but can also be a
>>> lot higher should land a great paying job. Drop in everything,
>>> credit cards the whole deal, then figure out once you get to where
>>> you're going which angles to cover and get paid off in the budget.
>>>>>>>
>>>>>>> I am guessing you guys have done some of this already though in
>>> preparing for checking out the housing market and talking to lenders
>>> because they are going to do roughly the same thing when checking
>>> your
>> credit etc.
>>> Especially if it's a conservative bank.
>>>>>>>
>>>>>>> Now I think I've completed all I was going to say. Took two
>>>>>>> e-mails,
>>> but if I had been able to clean up the other one first it would have
>>> fitted into one probably *lol*.
>>>>>>>
>>>>>>> Instead you get two.
>>>>>>>
>>>>>>> On Mar 12, 2015, at 3:34 AM, Thomas McMahan
>>>>>>> <shadowmonstrosity@xxxxxxx>
>>> wrote:
>>>>>>>
>>>>>>> Wouldn't worry about a house on market for 5 months. Most around
>>>>>>> here
>>> are on a year or so. To many deals fall through each time that
>>> happens that just adds more time that the house is sitting there.
>>> Age, is only a problem if the house hasn't been kept up and
>>> modernized over the years. There are people who prefer older houses
>>> simply because they are more solid. The house I live in was placed here
> in 1922.
>> Yes it came from somewhere else.
>>> The house next door is older and was also brought in here from
>>> another place too. Fairly common in a town that springs up by a
>>> railroad. I wouldn't worry so much about that as apposed to how it's
>>> fundamentally built, there are a lot of newer places that are likely
>>> to give you just as much trouble if not more.
>>>>>>>
>>>>>>> Any house is going to have ongoing mantainence of some kind.
>>>>>>> Sided
>>> house are nice but siding fades over the years for example and
>>> eventually would need replacing. Wooden houses have their things
>>> that have to be done, and so would brick, but brick is the best
>>> option as far as I'm concerned accept maybe when a big earthquake
>>> comes, then I would favor a wooden house, but what are the chances of
> that huh?
>>>>>>>
>>>>>>> I don't know the market down there anymore so don't know if that
>>>>>>> is a
>>> low ball figure on that house or not, but I can tell you it is larger
>>> than mine is and mine is two stories, but so is it's price too.
>>>>>>>
>>>>>>> Go through it with a fine tooth comb with the idea of what has to
>>>>>>> be
>>> fixed now, and then in the next 5 years and what would be ongoing
>>> over the years, I don't think for the long term ongoing it will be
>>> much different than a 10 year old house verses the 60 year old house,
>>> but agin it is a matter of what would immediately have to be worked on.
>>> When was the house last occupied too? A house that hasn't been
>>> occupied for a good while can have problems such as drainage because
>>> they haven't been flushed etc. It sounds like you already have
>>> someone with you who knows how to examine a foundation well and give
>>> you an idea of what would have to be done and when which is good.
>>> Same
>> with tuck pointing brick etc.
>>>>>>>
>>>>>>> It may be sitting on market because folks think it's to high
>>>>>>> also, but
>>> you are going to drop in a price and they will take it or leave it,
>>> or you both the buyer and seller will eventually come up with
>>> something in the middle, or the seller is going to have an empty
>>> house on their
>> hands.
>>>>>>>
>>>>>>> What heating and cooling does it have, and when was it installed
>>>>>>> too
>>> that is a factor, a 30 year old furnace is getting kind of old in
>>> this part of the world, but most of our furnaces are gas and they do
>>> have to work pretty hard for a good part of the year. Does it have
>>> any chimnies, and where do they run through the house. Ones that run
>>> through centers of houses on the surface are nice, but when they have
>>> to be worked on they are a lot more work. Of course where you live a
>>> lot of homes are electric heat and electric water heat, which is
>>> another thing to add to your check list, how old is the water heater
>>> and when will you be replacing that. A brand new house obviously you
>>> would get to wait a while before doing that, but chances are you
>>> would have to do it eventually, or have your price knocked down when
>>> you are selling it, or when your descendants are selling it. But
>>> that goes with
>> any house again.
>>>>>>>
>>>>>>> What neighborhood is it in? How accessible is it to you.
>>>>>>> Pretend
>>> Amanda had to leave town for a Month and start your math, what is
>>> easy to get to via walking etc. Maybe that isn't a problem for you
>>> at this moment, but life can always hand you changes, and well, next
>>> thing you know, you are walking to the grocery store if you know what I
> mean.
>>>>>>>
>>>>>>> Find out what their highest bills were for each utility in the
>>>>>>> last
>>> year it was occupied if you can, you need that in planning a general
>> budget.
>>> I don't know your property tax situation anymore, but here they just
>>> give an estimate from the seller, but the problem is, that if the
>>> sell lived in the house for a long time you might get a little
>>> surprise when the annual taxes come. Our's wasn't a surprise because
>>> the previous owner hadn't lived or owned the house for to long.
>>>>>>>
>>>>>>> So it becomes also a matter of do you get a house that you won't
>>>>>>> have
>>> to do any work or as little work as possible on, verses one that may
>>> have to have some work done, or one that is a fixer upper. We bought
>>> a fixer upper, but when we bought it was a seller's market, it
>>> definitely isn't that nowadays, so we went for a house we knew we
>>> could likely get. Well the trade off is that it's needed work done
>>> on it and still does actually, but likely we would at least get some
>>> money back when we sell it. Maybe not a lot but probably some when
>>> all is said and done, and of course the sell of this place could be
>>> the lverage to getting a better place. It's probably what you
>>> parents did, if not them then your grand parents did, that is more
>>> the normal thing in history. Well up until recently where you have
>>> people who expect to buy a brand new house that is larger than what
>>> their parents owned as their first house. Well if it can be swung,
>>> go for it, but to me
>> it's a little unrealistic, well to my income level it is *lol*.
>>>>>>>
>>>>>>> What appliances are already there, and how quickly do you think
>>>>>>> you
>>> will be having to replace say: stove, washer, or more of a bear
>> dishwasher?
>>> What about cabinetry etc, is Amanda happy with that, having that done
>>> can also be expensive unless you have someone who works with you to
>>> give you a break. How much stuff will you guys do on your own for
>>> modifications verses having to hire outsiders. So yes the advantage
>>> of a new place is that you won't have to do that, but I guarantee you
>>> will pay up front for that, but that is why newer houses don't stay
>>> on
>> market long.
>>>>>>>
>>>>>>> So then it falls back to degree of work and mantainence that has
>>>>>>> to be
>>> done.
>>>>>>> On Mar 11, 2015, at 9:41 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
>>>>>>>
>>>>>>> Hello,
>>>>>>> We are finding tons of older houses that we absolutely love. When
>>>>>>> I say
>>> older I am talking 1950's. I am struggling with this a bit though
>>> because I am looking ahead, past when I am living there. Or rather to
>>> the point that I am ready to not live there anymore. So, when I get
>>> to the point of not wanting to live there anymore it could be 10, 20,
>>> 30 or more years down the road, but I am sure there will come a time
>>> that I am ready to move on. If this is not the case and I stay there
>>> until I die then it is not a concern, However, a 1950 house that I
>>> live in for
>> 20 years will then be 85 years old.
>>> I know the specific house that we are looking at has been on the
>>> market for right about 5 months. So, what do you all think, do you
>>> think I would have trouble selling an 85 year old home? It is on the
>>> market for 5 months at the age of 65 years old. It is right about
>>> 112,000.00 right now without negotiating a lower price. Do you think
>>> I would be able to get my money back? If it is not a major concern,
>>> the age of the house, then I will not let it sway my decision, but
>>> taking into consideration that it is an all brick rancher with over 1700
> sq.
>>> ft. and it is almost 100,000.00 and still on the market concerns me
>> regardless how beautiful the house seems right
>>> now.
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>
>>>>>> * To post to the audio-pals group send e-mail to:
>>>>>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>>>>>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in
>>>>>> the
>>> subject line of the e-mail.
>>>>>> To subscribe to this list send mail to:
>>>>>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>>>>>> subject line of the e-mail.
>>>>>>
>>>>>>
>>>>>> * Audio-pals Archive of Audio letters on Sendspace:
>>>>>> https://www.sendspace.com/folder/ukt0yo
>>>>>>
>>>>>> * Zello users, search for audio-pals channel, password is pudding.
>>>>>>
>>>>>> *
>>>>>
>>>>> * To post to the audio-pals group send e-mail to:
>>>>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>>>>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in
>>>>> the
>>> subject line of the e-mail.
>>>>> To subscribe to this list send mail to:
>>>>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>>>>> subject line of the e-mail.
>>>>>
>>>>>
>>>>> * Audio-pals Archive of Audio letters on Sendspace:
>>>>> https://www.sendspace.com/folder/ukt0yo
>>>>>
>>>>> * Zello users, search for audio-pals channel, password is pudding.
>>>>>
>>>>> *
>>>>
>>>> * To post to the audio-pals group send e-mail to:
>>>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>>>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in the
>>> subject line of the e-mail.
>>>> To subscribe to this list send mail to:
>>>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>>>> subject line of the e-mail.
>>>>
>>>>
>>>> * Audio-pals Archive of Audio letters on Sendspace:
>>>> https://www.sendspace.com/folder/ukt0yo
>>>>
>>>> * Zello users, search for audio-pals channel, password is pudding.
>>>>
>>>> *
>>>
>>> * To post to the audio-pals group send e-mail to:
>>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in the
>> subject line of the e-mail.
>>> To subscribe to this list send mail to:
>>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>>> subject
>> line of the e-mail.
>>>
>>>
>>> * Audio-pals Archive of Audio letters on Sendspace:
>>> https://www.sendspace.com/folder/ukt0yo
>>>
>>> * Zello users, search for audio-pals channel, password is pudding.
>>>
>>> *
>>>
>>> * To post to the audio-pals group send e-mail to:
>>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in the
>> subject line of the e-mail.
>>> To subscribe to this list send mail to:
>>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>>> subject line of the e-mail.
>>>
>>>
>>> * Audio-pals Archive of Audio letters on Sendspace:
>>> https://www.sendspace.com/folder/ukt0yo
>>>
>>> * Zello users, search for audio-pals channel, password is pudding.
>>>
>>> *
>>
>> * To post to the audio-pals group send e-mail to:
>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in the
> subject line of the e-mail.
>> To subscribe to this list send mail to:
>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the subject
> line of the e-mail.
>>
>>
>> * Audio-pals Archive of Audio letters on Sendspace:
>> https://www.sendspace.com/folder/ukt0yo
>>
>> * Zello users, search for audio-pals channel, password is pudding.
>>
>> *
>>
>> * To post to the audio-pals group send e-mail to:
>> audio-pals@xxxxxxxxxxxxx To unsubscribe via e-mail send mail to:
>> audio-pals-request@xxxxxxxxxxxxx and put the word unsubscribe in the
> subject line of the e-mail.
>> To subscribe to this list send mail to:
>> audio-pals-request@xxxxxxxxxxxxx and put the word subscribe in the
>> subject line of the e-mail.
>>
>>
>> * Audio-pals Archive of Audio letters on Sendspace:
>> https://www.sendspace.com/folder/ukt0yo
>>
>> * Zello users, search for audio-pals channel, password is pudding.
>>
>> *
>
> * To post to the audio-pals group send e-mail to: audio-pals@xxxxxxxxxxxxx
> To unsubscribe via e-mail send mail to: audio-pals-request@xxxxxxxxxxxxx and
> put the word unsubscribe in the subject line of the e-mail.
> To subscribe to this list send mail to: audio-pals-request@xxxxxxxxxxxxx and
> put the word subscribe in the subject line of the e-mail.
>
>
> * Audio-pals Archive of Audio letters on Sendspace:
> https://www.sendspace.com/folder/ukt0yo
>
> * Zello users, search for audio-pals channel, password is pudding.
>
> *
>
> * To post to the audio-pals group send e-mail to: audio-pals@xxxxxxxxxxxxx
> To unsubscribe via e-mail send mail to: audio-pals-request@xxxxxxxxxxxxx and
> put the word
> unsubscribe in the subject line of the e-mail.
> To subscribe to this list send mail to: audio-pals-request@xxxxxxxxxxxxx and
> put the word
> subscribe in
> the subject line of the e-mail.
>
>
> * Audio-pals Archive of Audio letters on Sendspace:
> https://www.sendspace.com/folder/ukt0yo
>
> * Zello users, search for audio-pals channel, password is pudding.
>
> *
* To post to the audio-pals group send e-mail to: audio-pals@xxxxxxxxxxxxx
To unsubscribe via e-mail send mail to: audio-pals-request@xxxxxxxxxxxxx and
put the word
unsubscribe in the subject line of the e-mail.
To subscribe to this list send mail to: audio-pals-request@xxxxxxxxxxxxx and
put the word
subscribe in
the subject line of the e-mail.
* Audio-pals Archive of Audio letters on Sendspace:
https://www.sendspace.com/folder/ukt0yo
* Zello users, search for audio-pals channel, password is pudding.
*
Other related posts:
