[cryptome] Re: The Art of Deception: Too Honest?
- From: "Douglas Rankine" <douglasrankine2001@xxxxxxxxxxx>
- To: <cryptome@xxxxxxxxxxxxx>
- Date: Fri, 20 Mar 2015 12:31:15 -0000
Hi Aftermath,
That’s OK then, pleased to see that you didn’t take my advice the wrong way...
J.
There came the day, when the bank wrote to me and said in a very dictatorial
way, “If you don’t use your credit facility with this bank in the next month,
we will have no alternative but to remove it on such and such a date”.
Charming, I mused. I was in two minds about it, so I gave it some
thought...well at least a couple of days, and ran through the benefits and
disbenefits of using it, even in a token way. On the one hand I was proud that
I hadn’t used the facility for 10 years, but on the other, I was slightly
peeved to be rewarded by a threat from the bank for not availing myself of it.
Banks at one time encouraged savings and thrift, now they encourage spending
and gluttony. Also, as I hadn’t used it in the previous 10 years, did I really
need it? The missus has got one, and we use it wisely and it gets paid off
every month.
In the end, I ignored the letter and did nuffink...as is my wont in time of
crisis. Doing nuffink can sometimes be better than doing sumfink, don’t you
think? And it just goes to show how bad the banks are at managing credit,
even worse when it comes to managing banks, themselves and other people’s
money..and they are considered by the ruling establishments to be the experts
in the matter. They are so bad at it that they have to get bailed out by the
taxpayer, the saver and financial conservatives, senior citizens, old age
pensioners such as meself, who don’t have pots of money, every so often. They
even steal the interest on our savings, deflate our pensions, through
quantitative easing. And they keep making the same mistakes. Mixing investment
banking with current banking, and governments mixing up entrepreneurship with
deregulation is a recipe for disaster, in my view. But, as Karl Marx once
said, in regards to comparing the French Revolution with the Paris Commune of
1889, “History repeats itself, the first time it happens, it is a drama, the
second time, a farce”.
We human beings are quite unique individuals, but we are also very peculiar
too, in that our behaviour operates in patterns. We all have drives, and
suffer from urges, instincts and irresistible impulses and last of all; what
gives us that veneer of civilisation, is learned behaviour, habits, good or
bad, and a wonderful imagination. The last, added by Mother Nature, evolution
or our creator, as an afterthought... J. This knowledge is what drives ruling
establishments, their governments and financial institutions to get us in hock,
and make us dependent upon them, they do it by focussing on our imaginations to
gain access to our needs, wants and desires. Read a paper about it once, by a
guy called Durkheim, some kind of sociologist, in the 19th century, old hat
now.
See url: http://en.wikipedia.org/wiki/%C3%89mile_Durkheim
For a synopsis of what his little obsessions were
Take gambling, nuffink wrong with it, we all do it, we all have our different
penchants, but we all have the same motive in doing it, whether it is investing
in the stock exchange, trading in gold bullion, Bitcoin, or bungee jumping, or
organising and fighting a war, or torturing people, it is just another,
constructed and invented use of the drug which causes the fight or flight
response. The excitement produced in our minds by the thought of it, the
preparation for it, the eventual facing up to whether we can do it, commit,
take the plunge, encourages the production of a very powerful drug called
adrenalin in our bodies. The drug sharpens our thinking, speeds up our response
times, and makes us shake...like having sex for the first time, a reel knee
trembler... J. Learn the lessons of history in your youth, never have sex
standing up when it is your first time...waste of time and space, in my view...
Like any drug, produce and consume too much of it and we need more of the same,
because our body and mind get used to it, and it doesn’t work in the same old
way. We need more and new experiences. At one time, in my misguided and
gullible youth, a guy, much more knowledgeable, clever, experienced and with a
better gift of the gab than me, inspired and enlightened me to see the light of
Communism. The Communist and Socialist Utopia, abundance of food and jobs,
equality of all human beings, people being naturally nice to one another; the
abolishment of the coercive powers of the state; the establishment of which
utopia, became my dream, my obsession.
I was so addicted to the concept, that, at the height of the Cold War, and
Soviet Power, I became a communist and went out recruiting young people amongst
the masses on the streets of West London. Every Saturday at 12 o clock, for
one hour, rain, snow or sunshine, with me communist newspapers and magazines
and me leaflets, there I was standing on the pavement outside the local church.
“Become one of my faithful” I seemed to say. Passersby thought I was nuts,
others wanted to hit me. Policemen and their dogs wanted to arrest me, they
thought I was an easy nick...but, for some reason, apart from a few questions
such as name, address, with permission and so on, they left me alone. (My
pitch was only a hundred yards up the road from the Police Station). My family
thought I was nuts...and they were all right! But who was it that brought me
up? I asked...Who was it that gave birth to me?... J. Who created me...Who
taught me that we lived in a democracy, where people were free, within the
limits of the law, to exercise their right of freedom of association, political
activity and speech.
Years later, the communist ideal, which I had held in my mind for so long, had
died, the nightmare of survival had taken over. Alcohol and tobacco became the
replacement, the prop, the crutch, the new addiction towards the avoidance of
power of self control, and my destiny, my fate and my id.
I left the communist party, even went and had an interview with the local party
secretary to tell him I was leaving. He was most surprised and upset. My
reason for leaving was because I became involved in organising a trades union
right from scratch in my place of work. The company had once been good, looked
after its employees and its customers, paid decent wages, shared the profits,
gave us 6 weeks paid holiday a year, trained us to do our jobs better. Then it
got bigger, took in investment capital, became a limited company and then part
of an international conglomerate. The financial ratios took over. The
management were encouraged and became, greedy. They started to fiddle the
bonus system, cut back on allowances, removed the “right” to take home the
company car and use it privately. To protect my standard of living I joined
the union. The union I joined, was guess what...The EEPTU. The Electricians,
Electrical and Plumbing Trades Union. The most anti-communist reactionary
stooge of the CIA and the British Secret Service, next to the communist
party...in the 1950s and 60’s. I didn’t know that at the time...all I knew
was that a member of the communist party was banned from holding office, even a
shop steward, though he could be a money steward, collect union dues...but that
is another story...:-).
So, my dear Aftermath...that is where addiction can lead, unless one can become
a master at the control of it...and even then...”events, dear boy...events”
have a way of turning over the pot.
ATB
Dougie.
P.S. It is a waste of time and money investing on your own, as you have
learned...Don’t give up, try a new tack. Try joining or setting up an
Investment Club...I did...and never looked back. A whole new world. The poor
man can make a profit on investment, but it is small and it takes a lot of hard
work and thought...and an awful lot of reading.
See url:
http://www.thisismoney.co.uk/money/investing/article-2166882/Investment-clubs-How-sharing-ideas-pooling-money-help-investors.html
Look at the bottom article and you will see the picture of a big fat
capitalist, lording over it all his territory at the 5 barred gate of his
self-contained bungalow on the Isle of Wight.... J. I have downsized since
then...
From: cryptome-bounce@xxxxxxxxxxxxx [mailto:cryptome-bounce@xxxxxxxxxxxxx] On
Behalf Of Aftermath
Sent: 20 March 2015 05:26
To: cryptome@xxxxxxxxxxxxx
Subject: [cryptome] Re: The Art of Deception: Too Honest?
thank you for the advice. taking out a low interest loan from my bank would
actually be the intelligent thing to do, I agree. The debt has mostly been
taken care of but the damage to my credit remains.
The circumstances of the debt are unfortunate as I knew exactly what I was
doing and exactly what I was getting into but it was unavoidable for the most
part.
I originally got the card because I wanted to try this little loophole that
would allow me to get many free airmile rewards while at the same time getting
excellent credit (the reward plan was for every dollar I spent, I would get 1
air mile for my next airplane trip).
The plan was to buy gold or silver coins at a good rate and have them shipped
too me and sell them for what I got them for (or even make a small profit if
possible) and pay off the debt from the card. I never did actually make a
profit because shipping was expensive, but I did often come close to breaking
even while at the same time acquiring the airmiles and as well it
was good for my credit to do this.
The trick to this was to buy the coins (or other items directly redemable for
cash) as cheep as possible, get them shipped too you quickly, but as
inexpensively as possible and pay the debt before any interest would be
acquired on the card.
Rinse repeat. Im told this worked much better in the states at one point when
the treasury would press special commemorative legal tender coins of some sort
and ship them too you for free, where you could then take them directly to the
bank and pay off your debt with them.
Unfortunately I came into some serious financial hardship that I was not
expecting at all. I needed that card to buy ramin noodles and occasionally
splurge on hot dogs and kraft dinner. I also learned some really creative
recipes during this time. Did you know that with a few packets of ketchup, some
salt and water you can make some not bad tomato soup? I suppose it might not
have tasted so good if I weren't as hungry, but I digress..
I acquired the debt because I needed to survive. My credit is shot but I did
not starve. My financial situation is much much better now and I am no longer
eating like a college student with a cocaine habit, but I will not be making
any online purchases with a credit card of my own any time soon, thus the need
for me to use alternative forms of currency to buy goods and services on the
internet.
The bright side of things, I can make a few airplane trips if I need too :)
PS: if you're Canadian, like myself, there is (or was, not quite sure if it
still works) a hack that kind of fixes your credit, at least with the credit
agency 'equifax'
See the article "How to Fix Your Credit the Easy Way" by "gHoSt" at the
following URL: https://www.nettwerked.net/K-1ine_48.txt
the tl;dr of the article is you have your SIN number changed by reporting your
card stolen. equifax used your SIN number as their unique identifier for you in
their database. By having yoru SIN number changed it essentially reset your
credit rating with that particular credit agency.
PPS: again, thank you for the sensible financial advice.
On Thursday, March 19, 2015, Douglas Rankine <douglasrankine2001@xxxxxxxxxxx>
wrote:
Hi Aftermath,
Now that is tough. I hope you don’t mind me offering some sound advice based
on my own experience. The thing about credit card debt is that not only is it
a rollover debt, i.e. it keeps coming round, goes on forever and rolls you over
every month, it is also very expensive in interest.
I had a credit card at one time, I run up a debt of £2000, with an interest
rate of 18% apr. which was a lot of money in the 1980’s. I was hooked on the
darn thing. I never seemed to be able to pay it off. Like a cancer it grew
and grew uncontrollably. I even had a savings account with money in it which
earned 5% apr. All I seemed to do was to service the debt.
One day I screwed the nut. I talked to a lady friend about it and she told me
that she had had the same problem and gave me the following advice on how to
get shot of it...What I did was to get rid of the credit card, used my savings
to help pay off some of the debt, took out a two year, personal term loan and
paid off the rest of the credit account with it. It was tough for a while,
especially the withdrawal symptoms, the repayments and shortage of cash top
ups. The bad habit of putting ones hand in ones wallet every time I fancied
buying something, particularly an extra special cheap deal, took some time to
undo. I carried a carrot instead and ate that every time I had the urge.
I have never looked back, even got to like raw carrots and have had money in my
pocket ever since. The best way to rid oneself of temptation, is to remove
it... J. I know, I am a hypocrite, abusing the sayings of my favourite
writer, Oscar Wilde...but he wasn’t right on everything... J.
ATB
Dougie.
P.S. Did you know that it can take us much as 300 times of NOT doing some
behaviour before you retrain your mind? It takes twice as many times as that,
unless you use substitute behaviour...It’s why people find it so difficult to
stop smoking.
From: cryptome-bounce@xxxxxxxxxxxxx [mailto:cryptome-bounce@xxxxxxxxxxxxx] On
Behalf Of Aftermath
Sent: 20 March 2015 00:53
To: cryptome@xxxxxxxxxxxxx
Subject: [cryptome] Re: The Art of Deception: Too Honest?
On Thu, Mar 19, 2015 at 5:33 PM, Douglas Rankine
<douglasrankine2001@xxxxxxxxxxx> wrote:
Hi Aftermath,
Perhaps they only take on honest customers who have nothing to hide, especially
when it comes to handing over their money...and of course when the state comes
along and demands confirmation of an alibi for some crime or other...what is
gonna happen then? They’d drop you like a ton of bricks.
LOL i just want to use it so I can get a day off of work without being fired,
and my credit is so shit at the moment that I dont have the ability to pay with
a credit card :P
But in all reality, their company probably only consists of a few people.. I
dont think it would be hard for some one to set up something like this and make
it look more professional (their website looks second grade TBH) and accept
bitcoin to boot
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