[cryptome] Re: The Art of Deception: Too Honest?

  • From: Aftermath <aftermath.thegreat@xxxxxxxxx>
  • To: "cryptome@xxxxxxxxxxxxx" <cryptome@xxxxxxxxxxxxx>
  • Date: Thu, 19 Mar 2015 22:25:35 -0700

thank you for the advice. taking out a low interest loan from my bank would
actually be the intelligent thing to do, I agree. The debt has mostly been
taken care of but the damage to my credit remains.

The circumstances of the debt are unfortunate as I knew exactly what I was
doing and exactly what I was getting into but it was unavoidable for the
most part.

I originally got the card because I wanted to try this little loophole that
would allow me to get many free airmile rewards while at the same time
getting excellent credit (the reward plan was for every dollar I spent, I
would get 1 air mile for my next airplane trip).

The plan was to buy gold or silver coins at a good rate and have them
shipped too me and sell them for what I got them for (or even make a small
profit if possible) and pay off the debt from the card. I never did
actually make a profit because shipping was expensive, but I did often come
close to breaking even while at the same time acquiring the airmiles and as
well it
was good for my credit to do this.
The trick to this was to buy the coins (or other items directly redemable
for cash) as cheep as possible, get them shipped too you quickly, but as
inexpensively as possible and pay the debt before any interest would be
acquired on the card.

Rinse repeat. Im told this worked much better in the states at one point
when the treasury would press special commemorative legal tender coins of
some sort and ship them too you for free, where you could then take them
directly to the bank and pay off your debt with them.

Unfortunately I came into some serious financial hardship that I was not
expecting at all. I needed that card to buy ramin noodles and occasionally
splurge on hot dogs and kraft dinner. I also learned some really creative
recipes during this time. Did you know that with a few packets of ketchup,
some salt and water you can make some not bad tomato soup? I suppose it
might not have tasted so good if I weren't as hungry, but I digress..

 I acquired the debt because I needed to survive. My credit is shot but I
did not starve. My financial situation is much much better now and I am no
longer eating like a college student with a cocaine habit, but I will not
be making any online purchases with a credit card of my own any time soon,
thus the need for me to use alternative forms of currency to buy goods and
services on the internet.

The bright side of things, I can make a few airplane trips if I need too :)

PS: if you're Canadian, like myself, there is (or was, not quite sure if it
still works) a hack that kind of fixes your credit, at least with the
credit agency 'equifax'

See the article "How to Fix Your Credit the Easy Way" by "gHoSt" at the
following URL: https://www.nettwerked.net/K-1ine_48.txt

the tl;dr of the article is you have your SIN number changed by reporting
your card stolen. equifax used your SIN number as their unique identifier
for you in their database. By having yoru SIN number changed it essentially
reset your credit rating with that particular credit agency.

PPS: again, thank you for the sensible financial advice.

On Thursday, March 19, 2015, Douglas Rankine <douglasrankine2001@xxxxxxxxxxx>

> Hi Aftermath,
> Now that is tough.  I hope you don’t mind me offering some sound advice
> based on my own experience.  The thing about credit card debt is that not
> only is it a rollover debt, i.e. it keeps coming round, goes on forever and
> rolls you over every month, it is also very expensive in interest.
> I had a credit card at one time, I run up a debt of £2000, with an
> interest rate of 18% apr.  which was a lot of money in the 1980’s.   I was
> hooked on the darn thing.  I never seemed to be able to pay it off.  Like a
> cancer it grew and grew uncontrollably.   I even had a savings account with
> money in it which earned 5% apr.  All I seemed to do was to service the
> debt.
> One day I screwed the nut.  I talked to a lady friend about it and she
> told me that she had had the same problem and gave me the following advice
> on how to get shot of it...What I did was to get rid of the credit card,
> used my savings to help pay off some of the debt, took out a two year,
> personal term loan and paid off the rest of the credit account with it.  It
> was tough for a while, especially the withdrawal symptoms, the repayments
> and shortage of cash top ups.  The bad habit of putting ones hand in ones
> wallet every time I fancied buying something, particularly an extra special
> cheap deal, took some time to undo.  I carried a carrot instead and ate
> that every time I  had the urge.
> I have never looked back, even got to like raw carrots and have had money
> in my pocket ever since.  The best way to rid oneself of temptation, is to
> remove it... J.  I know, I am a hypocrite, abusing the  sayings of my
> favourite writer, Oscar Wilde...but he wasn’t right on everything... J.
> Dougie.
> P.S. Did you know that it can take us much as 300 times of NOT doing some
> behaviour before you retrain your mind?  It takes twice as many times as
> that, unless you use substitute behaviour...It’s why people find it so
> difficult to stop smoking.
> *From:* cryptome-bounce@xxxxxxxxxxxxx [mailto:
> cryptome-bounce@xxxxxxxxxxxxx] *On Behalf Of *Aftermath
> *Sent:* 20 March 2015 00:53
> *To:* cryptome@xxxxxxxxxxxxx
> *Subject:* [cryptome] Re: The Art of Deception: Too Honest?
> On Thu, Mar 19, 2015 at 5:33 PM, Douglas Rankine <
> douglasrankine2001@xxxxxxxxxxx> wrote:
> Hi Aftermath,
> Perhaps they only take on honest customers who have nothing to hide,
> especially when it comes to handing over their money...and of course when
> the state comes along and demands confirmation of an alibi for some crime
> or other...what is gonna happen then?  They’d drop you like a ton of bricks.
> LOL i just want to use it so I can get a day off of work without being
> fired, and my credit is so shit at the moment that I dont have the ability
> to pay with a credit card :P
> But in all reality, their company probably only consists of a few people..
> I dont think it would be hard for some one to set up something like this
> and make it look more professional (their website looks second grade TBH)
> and accept bitcoin to boot
> ------------------------------
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> Version: 2015.0.5856 / Virus Database: 4306/9322 - Release Date: 03/17/15

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