[audio-pals] Re: Older Houses
- From: Heather Lynn <hoppercopper2004@xxxxxxxxxxx>
- To: "audio-pals@xxxxxxxxxxxxx" <audio-pals@xxxxxxxxxxxxx>
- Date: Tue, 17 Mar 2015 20:53:09 -0400
A one...A two...A three...crunch...A three...
Sent from my iPhone
> On Mar 17, 2015, at 8:52 PM, BethAnn LaPresta <dmarc-noreply@xxxxxxxxxxxxx>
> wrote:
>
>
> Oh boy...how many licks does it take to get to the Tootsie Roll center of a
> Tootsie Pop, Josh?
>
> From: Josh <lawdog911@xxxxxxxxxxx>;
> To: <audio-pals@xxxxxxxxxxxxx>;
> Subject: [audio-pals] Re: Older Houses
> Sent: Tue, Mar 17, 2015 11:26:31 PM
>
> I am confused with this in one beath you call me poor Little Man and then in
> the next breath you are calling me old. Now which is it? *LOL*
>
> From: audio-pals-bounce@xxxxxxxxxxxxx
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of BethAnn LaPresta
> (Redacted sender "bela28_02@xxxxxxxxx" for DMARC)
> Sent: Tuesday, March 17, 2015 6:55 PM
> To: audio-pals@xxxxxxxxxxxxx
> Subject: [audio-pals] Re: Older Houses
>
>
>
> You're getting old Joshie but let me repeat it for you, I said, "Poor Little
> Man".
>
>
>
> From: Josh <lawdog911@xxxxxxxxxxx>
> To: audio-pals@xxxxxxxxxxxxx
> Sent: Tuesday, March 17, 2015 3:50 PM
> Subject: [audio-pals] Re: Older Houses
>
>
>
> Hahaha what exactly are you trying to say here? *LOL*
>
>
>
>
> From: audio-pals-bounce@xxxxxxxxxxxxx
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of BethAnn LaPresta
> (Redacted sender "bela28_02@xxxxxxxxx" for DMARC)
> Sent: Tuesday, March 17, 2015 4:11 PM
> To: audio-pals@xxxxxxxxxxxxx
> Subject: [audio-pals] Re: Older Houses
>
>
>
> Poor Little Man...
>
>
>
> From: Josh <lawdog911@xxxxxxxxxxx>
> To: audio-pals@xxxxxxxxxxxxx
> Sent: Tuesday, March 17, 2015 11:59 AM
> Subject: [audio-pals] Re: Older Houses
>
>
>
> It may never stop now that I have a young mind to persuade *LOL*.
>
>
>
>
>
> From: audio-pals-bounce@xxxxxxxxxxxxx
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of BethAnn LaPresta
> (Redacted sender "bela28_02@xxxxxxxxx" for DMARC)
> Sent: Tuesday, March 17, 2015 10:56 AM
> To: audio-pals@xxxxxxxxxxxxx
> Subject: [audio-pals] Re: Older Houses
>
>
>
> Edible steel...glow in the dark turkeys and did I hear you mention something
> about squirrels as night lights? When will the madness stop Joshie Washie?
>
>
>
> From: Josh <lawdog911@xxxxxxxxxxx>
> To: audio-pals@xxxxxxxxxxxxx
> Sent: Tuesday, March 17, 2015 5:21 AM
> Subject: [audio-pals] Re: Older Houses
>
>
> Does it still taste like salt? May be the next thing that I push through the
> infomercial "edible steel". I will have to come up with some disclaimers
> suchas guaranteed to break your teeth, cause digestion problems, etc. Oh and
> if you experience any side effects you should see your doctor immediately
> *LOL*. Since attorney Betharoni has been after me I have had to be more
> cautious about putting disclaimers on things *LOL*.
> -----Original Message-----
> From: audio-pals-bounce@xxxxxxxxxxxxx
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
> Sent: Tuesday, March 17, 2015 7:36 AM
> To: audio-pals@xxxxxxxxxxxxx
> Subject: [audio-pals] Re: Older Houses
>
> Umm, yes, multiple materials are involved I think.
> > On Mar 17, 2015, at 6:32 AM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> >
> > Hopefully made from a different material *LOL*.
> >
> > -----Original Message-----
> > From: audio-pals-bounce@xxxxxxxxxxxxx
> > [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
> > Sent: Monday, March 16, 2015 4:36 PM
> > To: audio-pals@xxxxxxxxxxxxx
> > Subject: [audio-pals] Re: Older Houses
> >
> > Yep there is a Morton Salt, but there are storage buildings too.
> >
> >> On Mar 16, 2015, at 3:12 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> >>
> >> I thought that was salt *LOL*.
> >>
> >> -----Original Message-----
> >> From: audio-pals-bounce@xxxxxxxxxxxxx
> >> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas McMahan
> >> Sent: Saturday, March 14, 2015 9:36 PM
> >> To: audio-pals@xxxxxxxxxxxxx
> >> Subject: [audio-pals] Re: Older Houses
> >>
> >> Morton?
> >>
> >>> On Mar 14, 2015, at 8:05 PM, Daniel Crone <averagegrabbag@xxxxxxxxx>
> >> wrote:
> >>>
> >>> There is another company like General Steel, but I cannot remember
> >>> the
> >> name.
> >>> On Mar 14, 2015, at 4:50 PM, Thomas McMahan
> >>> <shadowmonstrosity@xxxxxxx>
> >> wrote:
> >>>
> >>>> Yes, they are pretty large, but an acre of land he could put one up.
> >> Those are for commercial or warehouse storage or churches, you were
> >> in one when you were up here, the one over at Onarga is a General
> >> Steel
> > building.
> >>>>> On Mar 14, 2015, at 12:50 PM, Daniel Crone
> >>>>> <averagegrabbag@xxxxxxxxx>
> >> wrote:
> >>>>>
> >>>>> Sometimes I would hear ads for all steel buildings.
> >>>>> Are they mainly commercial or otherwise?
> >>>>> On Mar 13, 2015, at 12:48 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> >>>>>
> >>>>>> My dad recommended a guy that sells these buildings. He said that
> >>>>>> he or
> >> well his crew woiuld come out and set the building up so there is
> >> really no labor involved if buying from him. He said he does
> >> payments, but if we can save enough buying the house then we may not
> >> need
> > to make payments.
> >>>>>>
> >>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
> >>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
> >>>>>> McMahan
> >>>>>> Sent: Friday, March 13, 2015 11:42 AM
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> Great an acre of land, as long as there aren't to many trees
> >>>>>> right upon
> >> the house you can get a building, line it's side door up to where you
> >> want it to go into the house, and with a little work, well it's
> >> attached, even cheaper if you can use an existing door on the house,
> >> it's doable with a little thinking power.
> >>>>>>
> >>>>>> The acre around it is a strong point verses just bing on a lot
> >>>>>> with
> >> structures already around. But of course if you could find a place
> >> with a garage already there that would be cool too, because yes
> >> storage is going to be a problem, that is a draw back of our house.
> >> The good side is that we don't have a basement that floods like most
> > basements around here *lol*.
> >> We've already told our family that if a flood comes we'll just cut
> >> away from the utilities and float away, and everybody then has said
> >> "like
> > Noah's ark."
> >> Wonder why they would say that to us? Maybe something about all of
> >> the animals here. Well that were here in the past more than now.
> >>>>>>
> >>>>>> On Mar 13, 2015, at 10:27 AM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> >>>>>>
> >>>>>> Sounds like space issues. Space issues concern me because the
> >>>>>> house
> >> that I really lke does not have a basement or an attic. It has a
> >> shed, but that will be full of yard stuff. Perhaps they sell storage
> >> buildings that I can put in the yard. The house sits on an acre of
> >> land. Little Man and I are having lunch with my Dad here in just a
> >> few minutes so I am going to talk to him about the potential problems
> >> and how
> > difficult they would be to remedy.
> >> It seems like I have seen storage buildings at Lowes back when I
> >> could
> > see.
> >> The unfortunate thing is there is an open house on it Sunday and my
> >> agent is out of town till Tuesday.
> >>>>>>
> >>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
> >>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of BethAnn
> >>>>>> LaPresta (Redacted sender "bela28_02@xxxxxxxxx" for DMARC)
> >>>>>> Sent: Friday, March 13, 2015 10:36 AM
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> My garage is in front of the house, not my favorite scenario, but
> >>>>>> it
> >> works. Also, they made about a third of it into finished space with
> >> a new vinyl window, carpeting, etc. so you can't park a car in it.
> >> But, with all the lawnmower, gardening, storage stuff, there probably
> >> wouldn't be room to park in it anyway.
> >>>>>>
> >>>>>> From: Josh <lawdog911@xxxxxxxxxxx>
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Sent: Friday, March 13, 2015 5:40 AM
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> Talking about a detached garage, Amanda had a couple of houses on
> >>>>>> her
> >> list that were detached garages, but I ruled them out before ever
> >> going to them. I think a detached garage is useless. The main reason
> >> I would want a garage in the first place is to stay out of the
> >> elements when they are bad and if I had a detached garage well then I
> >> am still going outside at some point in order to get in the house.
> >> Now, that the criteria has changed and shifted a bit so that we have
> >> more options though it may be that we reconsider detached garages at
> >> some
> > point. After all we are now considering
> >> houses with carports whereas before we were not.
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
> >>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
> >>>>>> McMahan
> >>>>>> Sent: Thursday, March 12, 2015 2:37 PM
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> No he couldn't, we he won't once the property tax comes around.
> >>>>>> Not in
> >> Chicago. Detroit maybe though.
> >>>>>>
> >>>>>> On Mar 12, 2015, at 1:19 PM, BethAnn LaPresta (Redacted sender
> >> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
> >>>>>>
> >>>>>> Actually for $120K, he could probably buy an entire block in
> > Chicago...
> >>>>>>
> >>>>>> From: Thomas McMahan <thomas.mcmahan@xxxxxxx>
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Sent: Thursday, March 12, 2015 11:08 AM
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> Why didn't you tell us you lived in Chicago? Sounds very much
> >>>>>> the same
> >> as it is up there.
> >>>>>>
> >>>>>> Hey Josh, I just thought of another option. There are lots of
> >>>>>> houses
> >> available in Detroit. Heck you can probably buy yourself a school
> >> building there. That would be a big house for you. Utilities might
> >> be a little high though.
> >>>>>>
> >>>>>>
> >>>>>> On Mar 12, 2015, at 11:57 AM, BethAnn LaPresta (Redacted sender
> >> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
> >>>>>>
> >>>>>> My house is in a neighborhood that is definitely considered "the
> > hood".
> >> I refinanced in January at $130K and my payment is about $800/mo. My
> >> property taxes are spendy though, over $2K per year, so that adds
> >> almost $200/mo right there. They tossed 26 of my cottage style
> >> single detached homes on little 3900 sq ft. lots, so our cul-de-sac
> >> is very busy with all of us stacked up right against each other.
> >> But, living out west, things cost much more, it is shocking actually.
> >>>>>>
> >>>>>> I could've purchased a 100 yr. old home where Heather lives in
> >>>>>> Ohio
> >> with about the same size lot for $60K, just to give perspective. The
> >> guy who got himself into trouble with my house paid $263K for it in
> >> 2006 when real estate prices were obscene out here. Because he was
> >> short selling the home, I was able to get it for just $110K in 2011.
> >> A house on my street has just gone up for sale and they're asking
> >> $200K for 3 bedrooms (and they are tiny), 2 baths with one car
> >> detached garage. So, if I need to sell, I should still be able to
> >> make a
> > little.
> >>>>>>
> >>>>>> Thought I should explain my monthly payment since I was saying I
> >>>>>> didn't
> >> think the $600/mo. seemed like enough.
> >>>>>>
> >>>>>> From: Thomas McMahan <shadowmonstrosity@xxxxxxx>
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Sent: Thursday, March 12, 2015 9:23 AM
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> Oh mine btw was $162, because we're cheap! *lol*. Then it went
> >>>>>> down
> >> to $150 then down to $128, but again we're cheap and live in a piece
> >> of s- house, but as Pat used to say, "it's our piece of S- *lol*.
> >>>>>>
> >>>>>> On Mar 12, 2015, at 10:12 AM, BethAnn LaPresta (Redacted sender
> >> "bela28_02@xxxxxxxxx" for DMARC) <dmarc-noreply@xxxxxxxxxxxxx> wrote:
> >>>>>>
> >>>>>> I am not sure that $600/month figure is accurate. I just
> >>>>>> refinanced at
> >> 3.25% and my payment is $800/mo. (this does include property taxes
> >> and insurance though).
> >>>>>>
> >>>>>> From: Josh <lawdog911@xxxxxxxxxxx>
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Sent: Thursday, March 12, 2015 4:44 AM
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> Amanda did some figuring using a mortgage calculator online and
> >>>>>> the
> >> 120,000 house was going to run us roughly 600 something a month for I
> >> want to again say it was 1700 sq. ft. We currently live in a 1100 sq. ft.
> >> apartment and pay 714.00 a month. So, given the differences there and
> >> the fact that we have nothing to show for it at the end of the year
> >> is a little much in my book. So, if the 120,000 was going to be 600
> >> something it would go to reason that the 112,000 would be less money
> >> than that. Now, as far as utilities go, Knoxville Utilitiy Board
> >> (KUB) will give us high and low figures for the last 12 months. The
> >> last 12 months is a good thing providing there has been someone
> >> living in the house, but if the house has sat empty then the numbers
> >> that KUB quotes are not in the least bit accurate. I really like the
> >> idea of rolling insurance and taxes into the monthly payment so that
> >> way at the end of the year or whenever land taxes are due we are not
> >> hit with a big lump sum of money to pay. Sure it would be nice to
> >> think that I could just put that money back each month and not touch
> >> it, but the minute something needs to be paid for guess where the
> >> land tax money goes that was being put bac into an account. If it is
> >> figured into the monthly
> > payment then for the most part the majority of it will be paid
> > throughout the year.
> >> The thing that really sucks is that stinking PMI payment each month.
> >>>>>>
> >>>>>>
> >>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx
> >>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx] On Behalf Of Thomas
> >>>>>> McMahan
> >>>>>> Sent: Thursday, March 12, 2015 4:58 AM
> >>>>>> To: audio-pals@xxxxxxxxxxxxx
> >>>>>> Subject: [audio-pals] Re: Older Houses
> >>>>>>
> >>>>>> I accidentally hit the send before cleaning up that mail darn it.
> >>>>>>
> >>>>>> Here's another little exercise to work on. Lets say you guys
> >>>>>> decide to
> >> go for this house. You should have a ballpark of the monthly payment.
> >> Sit down and plot out a budget around it on one paper, as well as a
> >> list of possible repairs to do on another list and their costs. Yes
> >> a house payment can be cheaper than rent, but their are other
> >> realities such as the taxes, and insurance. Are you going to escrow
> >> your insuranc and tax payments into your house payment? Most people
> >> do that and it usually works out well until they assess your house
> >> taxes up
> > and then you have to make up the short fall.
> >> Of course if they assess them downward you get a chunk of money back
> >> in the mail like my sister-in-law has done the past two years. I
> >> didn't escro my other payments. I deal with insurance as I would any
> >> other utility, and we would do our taxes on our own. Because of that
> >> I now pay my insurance once a year and it's cheaper, and once the
> >> house was paid for there was less entanglement with the bank. I even
> >> removed the automatic withdraw for house payment because they double
> >> dipped us a couple of different months, and didn't have a very good
> >> explanation as to why. So it put us into over draw land, which isn't
> >> a place you want to be. They did the same to my sis-in-law too and
> >> she went in and practically threw a fit because she wasn't working at
> >> the time and didn't have income yet. They refunded her money on that
> >> one, but as she asked them, "now how am I supposed to pay the rest of
> >> my bills? You think you guys are my only bill to pay?" Banks and
> >> their
> > computers can be sloppy sometimes.
> >>>>>>
> >>>>>> Now when you do your budget here's another game to play which may
> >>>>>> be
> >> beneficial. Can you run your whole budget on one income? Everybody
> >> that lives as a couple should do this whether renting or paying for a
> > house.
> >> Most of us find we can't, but it is a nice goal. The guy we had
> >> going along with us to check out houses etc and sort of pointed and
> >> guided us along through the process gave us that little bit of
> >> wisdom. As he said, what happens if Pat loses her job and can't get one
> very fast?
> >> Can you live on just your income alone, because if you can get to
> >> that point, then you can start paying extra against your house on
> >> it's principle and have more paid off faster which is good for the
> >> credit rating, but if you decide to move in
> >> 20 years you are carrying less of a load thus will get more money
> >> back to leverage against your next place should you decide to do
> >> that. Or you can both pay some extra on house and car, then put the
> >> rest in the bank against major repairs which are going to come even
> >> if you buy a house that was built today, in 30 years you will have to
> >> had to replace things, they just don't build stuff that good anymore
> >> and
> > sometimes that includes homes btw.
> >>>>>>
> >>>>>> Lots of decisions, but at least it looks like you guys aren't
> >>>>>> just
> >> jumping right and grabbing what shines in front of you which is good.
> >>>>>>
> >>>>>> Btw, I don't think our budget is currently within the lowest
> >>>>>> income
> >> level of the house here at this time which would be Patti's income,
> >> although it's not way above that amount. It is a good goal to work
> >> for actually, so we will be able to start seriously working on this
> >> place. Get a lot of little stuff done over time, then do a loan down
> >> the road and fix the major stuff such as re doing the roof etc. I
> >> don't think I am going to lift the house and work on foundation, but
> >> it
> > would be nice to do actually.
> >>>>>>
> >>>>>> But it's a good exercise to do. I would run it on your income
> >>>>>> Josh
> >> because it is likely to always be there and Amanda's income is the
> >> variable one, it can be lower if she's out of work, but can also be a
> >> lot higher should land a great paying job. Drop in everything,
> >> credit cards the whole deal, then figure out once you get to where
> >> you're going which angles to cover and get paid off in the budget.
> >>>>>>
> >>>>>> I am guessing you guys have done some of this already though in
> >> preparing for checking out the housing market and talking to lenders
> >> because they are going to do roughly the same thing when checking
> >> your
> > credit etc.
> >> Especially if it's a conservative bank.
> >>>>>>
> >>>>>> Now I think I've completed all I was going to say. Took two
> >>>>>> e-mails,
> >> but if I had been able to clean up the other one first it would have
> >> fitted into one probably *lol*.
> >>>>>>
> >>>>>> Instead you get two.
> >>>>>>
> >>>>>> On Mar 12, 2015, at 3:34 AM, Thomas McMahan
> >>>>>> <shadowmonstrosity@xxxxxxx>
> >> wrote:
> >>>>>>
> >>>>>> Wouldn't worry about a house on market for 5 months. Most around
> >>>>>> here
> >> are on a year or so. To many deals fall through each time that
> >> happens that just adds more time that the house is sitting there.
> >> Age, is only a problem if the house hasn't been kept up and
> >> modernized over the years. There are people who prefer older houses
> >> simply because they are more solid. The house I live in was placed here
> in 1922.
> > Yes it came from somewhere else.
> >> The house next door is older and was also brought in here from
> >> another place too. Fairly common in a town that springs up by a
> >> railroad. I wouldn't worry so much about that as apposed to how it's
> >> fundamentally built, there are a lot of newer places that are likely
> >> to give you just as much trouble if not more.
> >>>>>>
> >>>>>> Any house is going to have ongoing mantainence of some kind.
> >>>>>> Sided
> >> house are nice but siding fades over the years for example and
> >> eventually would need replacing. Wooden houses have their things
> >> that have to be done, and so would brick, but brick is the best
> >> option as far as I'm concerned accept maybe when a big earthquake
> >> comes, then I would favor a wooden house, but what are the chances of
> that huh?
> >>>>>>
> >>>>>> I don't know the market down there anymore so don't know if that
> >>>>>> is a
> >> low ball figure on that house or not, but I can tell you it is larger
> >> than mine is and mine is two stories, but so is it's price too.
> >>>>>>
> >>>>>> Go through it with a fine tooth comb with the idea of what has to
> >>>>>> be
> >> fixed now, and then in the next 5 years and what would be ongoing
> >> over the years, I don't think for the long term ongoing it will be
> >> much different than a 10 year old house verses the 60 year old house,
> >> but agin it is a matter of what would immediately have to be worked on.
> >> When was the house last occupied too? A house that hasn't been
> >> occupied for a good while can have problems such as drainage because
> >> they haven't been flushed etc. It sounds like you already have
> >> someone with you who knows how to examine a foundation well and give
> >> you an idea of what would have to be done and when which is good.
> >> Same
> > with tuck pointing brick etc.
> >>>>>>
> >>>>>> It may be sitting on market because folks think it's to high
> >>>>>> also, but
> >> you are going to drop in a price and they will take it or leave it,
> >> or you both the buyer and seller will eventually come up with
> >> something in the middle, or the seller is going to have an empty
> >> house on their
> > hands.
> >>>>>>
> >>>>>> What heating and cooling does it have, and when was it installed
> >>>>>> too
> >> that is a factor, a 30 year old furnace is getting kind of old in
> >> this part of the world, but most of our furnaces are gas and they do
> >> have to work pretty hard for a good part of the year. Does it have
> >> any chimnies, and where do they run through the house. Ones that run
> >> through centers of houses on the surface are nice, but when they have
> >> to be worked on they are a lot more work. Of course where you live a
> >> lot of homes are electric heat and electric water heat, which is
> >> another thing to add to your check list, how old is the water heater
> >> and when will you be replacing that. A brand new house obviously you
> >> would get to wait a while before doing that, but chances are you
> >> would have to do it eventually, or have your price knocked down when
> >> you are selling it, or when your descendants are selling it. But
> >> that goes with
> > any house again.
> >>>>>>
> >>>>>> What neighborhood is it in? How accessible is it to you.
> >>>>>> Pretend
> >> Amanda had to leave town for a Month and start your math, what is
> >> easy to get to via walking etc. Maybe that isn't a problem for you
> >> at this moment, but life can always hand you changes, and well, next
> >> thing you know, you are walking to the grocery store if you know what I
> mean.
> >>>>>>
> >>>>>> Find out what their highest bills were for each utility in the
> >>>>>> last
> >> year it was occupied if you can, you need that in planning a general
> > budget.
> >> I don't know your property tax situation anymore, but here they just
> >> give an estimate from the seller, but the problem is, that if the
> >> sell lived in the house for a long time you might get a little
> >> surprise when the annual taxes come. Our's wasn't a surprise because
> >> the previous owner hadn't lived or owned the house for to long.
> >>>>>>
> >>>>>> So it becomes also a matter of do you get a house that you won't
> >>>>>> have
> >> to do any work or as little work as possible on, verses one that may
> >> have to have some work done, or one that is a fixer upper. We bought
> >> a fixer upper, but when we bought it was a seller's market, it
> >> definitely isn't that nowadays, so we went for a house we knew we
> >> could likely get. Well the trade off is that it's needed work done
> >> on it and still does actually, but likely we would at least get some
> >> money back when we sell it. Maybe not a lot but probably some when
> >> all is said and done, and of course the sell of this place could be
> >> the lverage to getting a better place. It's probably what you
> >> parents did, if not them then your grand parents did, that is more
> >> the normal thing in history. Well up until recently where you have
> >> people who expect to buy a brand new house that is larger than what
> >> their parents owned as their first house. Well if it can be swung,
> >> go for it, but to me
> > it's a little unrealistic, well to my income level it is *lol*.
> >>>>>>
> >>>>>> What appliances are already there, and how quickly do you think
> >>>>>> you
> >> will be having to replace say: stove, washer, or more of a bear
> > dishwasher?
> >> What about cabinetry etc, is Amanda happy with that, having that done
> >> can also be expensive unless you have someone who works with you to
> >> give you a break. How much stuff will you guys do on your own for
> >> modifications verses having to hire outsiders. So yes the advantage
> >> of a new place is that you won't have to do that, but I guarantee you
> >> will pay up front for that, but that is why newer houses don't stay
> >> on
> > market long.
> >>>>>>
> >>>>>> So then it falls back to degree of work and mantainence that has
> >>>>>> to be
> >> done.
> >>>>>> On Mar 11, 2015, at 9:41 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> >>>>>>
> >>>>>> Hello,
> >>>>>> We are finding tons of older houses that we absolutely love. When
> >>>>>> I say
> >> older I am talking 1950's. I am struggling with this a bit though
> >> because I am looking ahead, past when I am living there. Or rather to
> >> the point that I am ready to not live there anymore. So, when I get
> >> to the point of not wanting to live there anymore it could be 10, 20,
> >> 30 or more years down the road, but I am sure there will come a time
> >> that I am ready to move on. If this is not the case and I stay there
> >> until I die then it is not a concern, However, a 1950 house that I
> >> live in for
> > 20 years will then be 85 years old.
> >> I know the specific house that we are looking at has been on the
> >> market for right about 5 months. So, what do you all think, do you
> >> think I would have trouble selling an 85 year old home? It is on the
> >> market for 5 months at the age of 65 years old. It is right about
> >> 112,000.00 right now without negotiating a lower price. Do you think
> >> I would be able to get my money back? If it is not a major concern,
> >> the age of the house, then I will not let it sway my decision, but
> >> taking into consideration that it is an all brick rancher with over 1700
> sq.
> >> ft. and it is almost 100,000.00 and still on the market concerns me
> > regardless how beautiful the house seems right
> >> now.
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>
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