[TechAssist] Re: Home-based business insurance
- From: Ed Gaidies <teltek3@xxxxxxxxxxxx>
- To: techassist@xxxxxxxxxxxxx
- Date: Tue, 21 Dec 2004 20:21:36 -0500
My question..if I just repaired someone's TV...and their house burns
down...why would I worry about my Insurance covering them?
-Ed-
Ed Gaidies
Tel-Tek Electronics
Ontario-Canada
teltek3@xxxxxxxxxxxx
teltek@xxxxxxxxx
On 21-Dec-04, at 7:12 PM, Old TV Man wrote:
> I think insurance companys run the country. Like the doctor standing
> over a patient and says "your insurance company says you are well".
>
> Max Bonnell
> Bonnell TV
> Robinson, IL
>
> Sender: techassist-bounce@xxxxxxxxxxxxx From: kevintv@xxxxxxx(Kevin)
> Date: Tue, Dec 21, 2004, 3:25pm (CST-2) To: techassist@xxxxxxxxxxxxx
> (TECH-ASSIST) Subject: [TechAssist] Home-based business insurance
> Reply=A0to: techassist@xxxxxxxxxxxxx
>
> I just found out from my insurance company that I am not covered for
> any
> professional liability, i.e. if I have just fixed a TV for a customer
> and their house burns down, I have no insurance coverage. The only
> things that my insurance covers are my tools and if a customer gets
> hurt
> on my property.
>
> Things have changed in the insurance industry. My first policy in 1998
> had $1 000 000 liability insurance for only $150. Now they want $700
> more for commercial insurance, to cover the same things. What a racket.
>
> Earlier this year I was forced by the insurance company to upgrade my
> electrical service from 70 amp to 100 amp, even though I have no
> problems with my electrical.
>
> Kevin Wilks
> Kevin's TV & Video Repair
> Penticton BC Canada
> kevintv@xxxxxxx
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