[TechAssist] Re: Home-based business insurance

You must have read my mind, Doug.  It was only $200 more to go with the
200 amp service, so I went with it.  Now if I get a dryer or central air
conditioning or build an outside shop, I won't have to upgrade my
service.  

Kevin Wilks
Kevin's TV & Video Repair
Penticton BC Canada
kevintv@xxxxxxx 
 

-----Original Message-----
From: techassist-bounce@xxxxxxxxxxxxx
[mailto:techassist-bounce@xxxxxxxxxxxxx] On Behalf Of Doug Keller
Sent: Wednesday, December 22, 2004 3:29 AM
To: techassist@xxxxxxxxxxxxx
Subject: [TechAssist] Re: Home-based business insurance

Even 100 is borderline. You should have went with a 200 amp service and 
it would have been ok the rest of your life. 70, or even 100, is not 
enough if you happen to have a 30 amp dryer, a 60 amp electric range, 
misc lights and appliances, then fire up a 15-20 amp microwave.

Doug Keller
Wis-Kel Electronics
101 Freeland Ave.
Terra Alta, WV
USA        26764
dek@xxxxxxxxxxxxxx
dek@xxxxxxxxxxxxxxx
http://www.tech-assist.org
"Learn from the mistakes of others, because you
won't live long enough to make them all yourself"





Kevin wrote:

>I just found out from my insurance company that I am not covered for
any
>professional liability, i.e. if I have just fixed a TV for a customer
>and their house burns down, I have no insurance coverage.  The only
>things that my insurance covers are my tools and if a customer gets
hurt
>on my property.
>
>Things have changed in the insurance industry.  My first policy in 1998
>had $1 000 000 liability insurance for only $150.  Now they want $700
>more for commercial insurance, to cover the same things.  What a
racket.
>
>
>Earlier this year I was forced by the insurance company to upgrade my
>electrical service from 70 amp to 100 amp, even though I have no
>problems with my electrical.  
>
>Kevin Wilks
>Kevin's TV & Video Repair
>Penticton BC Canada
>kevintv@xxxxxxx 
> 
>
>
>
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