[TechAssist] Re: Home-based business insurance
- From: "Jerome Silverman" <greentron@xxxxxxx>
- To: <techassist@xxxxxxxxxxxxx>
- Date: Fri, 24 Dec 2004 19:37:13 -0500
You cant even get homeowners insurance here ( and therefore a mortgage)
unless an older home is completely rewired. Businesses are required to have
all their rewiring installed in conduit.
Jerry Silverman
Greentron Inc
4 Newland Ave Greenville SC 29609
Fax/Phone 864 232 3889
greentron@xxxxxxx
----- Original Message -----
From: "Ed Gaidies" <teltek3@xxxxxxxxxxxx>
To: <techassist@xxxxxxxxxxxxx>
Sent: Friday, December 24, 2004 7:04 PM
Subject: [TechAssist] Re: Home-based business insurance
> Barry;
> Not to get into a big discussion an AC Services...but there's a little
more
> then a Fuse. Doug K could probably elaborate.
> Most reputable Electricians would not upgrade your Service, without
> checking wiring type etc. and making appropriate changes. My suggestion
has
> been...if the Service works (Especially older houses 50+) leave it alone.
> Expect to pay $7 to $8 K. My house has 3 Services. (House is 110 years
> old).
> One room is still fed with a 2 wire system, with "ceramic"insulators
holding
> the wires. It was like that when I bought it, so I don't know how he
managed
> to have 3 services installed. 2 Panels have screw in fuses..One has
> Breakers.
> I presume all were self-installed. 30 years ago this was allowable in
> Ontario.
>
> -Ed-
>
>
> Tel-Tek Electronics
> Ontario-Canada
>
> teltek3@xxxxxxxxxxxx
> teltek@xxxxxxxxx
>
> ----- Original Message -----
> From: "Barry Thompson" <barrystv@xxxxxxx>
> To: <techassist@xxxxxxxxxxxxx>
> Sent: Friday, December 24, 2004 5:31 PM
> Subject: [TechAssist] Re: Home-based business insurance
>
>
> > The only differance is fuse in the hydro box.They make you update your
> > panel and put the meter on the out side of the house and in some cases
you
> > have to rewire your house to current standards. I could cost up to
> $5000.00
> > in some cases or more for a 2 storey house. I have a 100 amp service
with
> > central air dryer and stove and have no problems.
> > Barrys TV
> > Ottawa Canada
> > barrystv@xxxxxxx
> > ----- Original Message -----
> > From: "Kevin" <kevintv@xxxxxxx>
> > To: <techassist@xxxxxxxxxxxxx>
> > Sent: Friday, December 24, 2004 5:23 AM
> > Subject: [TechAssist] Re: Home-based business insurance
> >
> >
> > > You must have read my mind, Doug. It was only $200 more to go with
the
> > > 200 amp service, so I went with it. Now if I get a dryer or central
air
> > > conditioning or build an outside shop, I won't have to upgrade my
> > > service.
> > >
> > > Kevin Wilks
> > > Kevin's TV & Video Repair
> > > Penticton BC Canada
> > > kevintv@xxxxxxx
> > >
> > >
> > > -----Original Message-----
> > > From: techassist-bounce@xxxxxxxxxxxxx
> > > [mailto:techassist-bounce@xxxxxxxxxxxxx] On Behalf Of Doug Keller
> > > Sent: Wednesday, December 22, 2004 3:29 AM
> > > To: techassist@xxxxxxxxxxxxx
> > > Subject: [TechAssist] Re: Home-based business insurance
> > >
> > > Even 100 is borderline. You should have went with a 200 amp service
and
> > > it would have been ok the rest of your life. 70, or even 100, is not
> > > enough if you happen to have a 30 amp dryer, a 60 amp electric range,
> > > misc lights and appliances, then fire up a 15-20 amp microwave.
> > >
> > > Doug Keller
> > > Wis-Kel Electronics
> > > 101 Freeland Ave.
> > > Terra Alta, WV
> > > USA 26764
> > > dek@xxxxxxxxxxxxxx
> > > dek@xxxxxxxxxxxxxxx
> > > http://www.tech-assist.org
> > > "Learn from the mistakes of others, because you
> > > won't live long enough to make them all yourself"
> > >
> > >
> > >
> > >
> > >
> > > Kevin wrote:
> > >
> > > >I just found out from my insurance company that I am not covered for
> > > any
> > > >professional liability, i.e. if I have just fixed a TV for a customer
> > > >and their house burns down, I have no insurance coverage. The only
> > > >things that my insurance covers are my tools and if a customer gets
> > > hurt
> > > >on my property.
> > > >
> > > >Things have changed in the insurance industry. My first policy in
1998
> > > >had $1 000 000 liability insurance for only $150. Now they want $700
> > > >more for commercial insurance, to cover the same things. What a
> > > racket.
> > > >
> > > >
> > > >Earlier this year I was forced by the insurance company to upgrade my
> > > >electrical service from 70 amp to 100 amp, even though I have no
> > > >problems with my electrical.
> > > >
> > > >Kevin Wilks
> > > >Kevin's TV & Video Repair
> > > >Penticton BC Canada
> > > >kevintv@xxxxxxx
> > > >
> > > >
> > > >
> > > >
> > >
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