[moneytalks] Re: GRIPE & POSSIBLE FEATURES

  • From: "LaMcAs" <lamcas17@xxxxxxxxxxxxx>
  • To: <moneytalks@xxxxxxxxxxxxx>
  • Date: Tue, 27 Apr 2010 18:56:58 +0100

Hi guys

Well I don't know where you live and don't know your Utility billing
systems.

Over here in the UK I have my Gas and Electric quarterly and water annually,
but all paid by direct debit, so as the DD is paid I like to know how much
is left and to check that the gas and electricity companies credits agree
with my credits.

This isn't anything that MT can't deal with, just because I use it to a
level that doesn't suit you, what I do might just be similar to what others
do. I also have a cash account so any money I take out of a cashpoint goes
into my pocket (transferred to Cash) and then I break my spending on that
too.

MT is a program for auditing your money, it does not say it implicity deals
with bank accounts, just because I break all my utilities and credit card
accounts have their own sheets makes them just as much like a bank account
with a transfer from my main bank account to my water, gas, electric or cash
account - doesn't matter what way you look at it, they are accounts and this
is exactly what MT was designed to do - that's what is says on the box!

Money Talks: Bank Account Management Software
Money Talks is a completely accessible bank account management software
package offering the user a simple and effective means of recording and
maintaining accurate information for a variety of accounts. Can import and
use electronic banking information to reconcile accounts, remember and
repeat categories and recurring transactions, remember the last workspace
used in the program, emboss or print the check register in a variety of
formats, and print many types of bank checks. Can be used with a screen
reader or with its own self-voicing feature.

Now where in the above does it say that it isn't meant to do what I am using
it for? It says "simple and easy to use".

HTH

Larry & Elliot GD (Guide Dog)

-----Original Message-----
From: moneytalks-bounce@xxxxxxxxxxxxx
[mailto:moneytalks-bounce@xxxxxxxxxxxxx] On Behalf Of Robert C
Sent: 27 April 2010 17:50
To: moneytalks@xxxxxxxxxxxxx
Subject: [moneytalks] Re: GRIPE & POSSIBLE FEATURES

Kerry,
    This is what I was thinking too.  This is too complicated and MT was not

designed for this level of accounting.  Its not even an accounting program.

    Yet, I do just what you do, use the category fields to break down the 
credits and debits.

    If I created accounts for every bill I receive, I would have constant 
headaches trying to manage everything.  LOL

Quote of the nanosecond. . .
No one gets too old to learn a new way of being stupid.
Robert & Dreamer Doll  ke7nwn
E-mail-
rclark0276@xxxxxxxxxxx
Home Page-
http://webpages.charter.net/dog_guide/


----- Original Message ----- 
From: "K. F. Ifill" <tsbf@xxxxxxxxxxxxx>
To: <moneytalks@xxxxxxxxxxxxx>
Sent: Tuesday, April 27, 2010 3:36 AM
Subject: [moneytalks] Re: GRIPE & POSSIBLE FEATURES


> Hi Larry,
>
> Seems to me that you have overly complicated you're accounting.  You've 
> set
> up 19 accounts, but the utility bills could have been logged as categories
> within the various accounts you have paid.  In order to see what you've
> paid, you could have generated a report.  Fair enough you wouldn't see
> what's outstanding, but after seeing your overall payout, that would then 
> be
> easy to subtract from the overall total.
>
> I even use the memo field to track such things maintaining a continued log
> of what the balance was at last payment and such.
>
> Sorry if this doesn' quite meet what you were looking for.
>
> Kerry
>
> -----Original Message-----
> From: moneytalks-bounce@xxxxxxxxxxxxx
> [mailto:moneytalks-bounce@xxxxxxxxxxxxx] On Behalf Of LaMcAs
> Sent: Tuesday, April 27, 2010 2:40 AM
> To: moneytalks@xxxxxxxxxxxxx
> Subject: [moneytalks] Re: GRIPE & POSSIBLE FEATURES
>
> Hello Robert
>
> Ok I have account set up for Gas, Electricity, Water and various credit
> cards so for example my Water account when I get the bill in I enter it
> here, then set up a transfer from my main bank account to transfer a 
> payment
> to Water every month. Then I can look at my Water account and see how much
> is outstanding.
>
> I don't want to use 2 programs when the one will do the job!
>
> You can export Money Talks files to Excel using Export and then choose 
> CSV.
>
> HTH
>
> Larry & Elliot GD (Guide Dog)
>
>
> -----Original Message-----
> From: moneytalks-bounce@xxxxxxxxxxxxx
> [mailto:moneytalks-bounce@xxxxxxxxxxxxx] On Behalf Of Robert C
> Sent: 26 April 2010 23:50
> To: moneytalks@xxxxxxxxxxxxx
> Subject: [moneytalks] Re: GRIPE & POSSIBLE FEATURES
>
>
>    Just curious about the 19 accounts.  You mentioned utilities so the
> question is, are you using MT to track data from ALL your expenses?  Why 
> not
>
> Excel for that?  For MT to do that would be duplicating efforts and Excel 
> is
>
> already quite good at it.  MT was not designed to be quite so robust.  If
> you wanted MT to work as a budget, well you have Excel.
>
>    Maybe I am not understanding the goals you have in mind.  I have been
> using MT for bit over 3 years and find it does just what is needed except 
> it
>
> lacks a way to create budgets but I now have Excel so no need.  That said,
> it would be cool to have a way to export this data to Excel.
>
> Quote of the nanosecond. . .
> "If life was fair, Elvis would be alive and all the impersonators would be
> dead."
> --Johnny Carson
> Robert & Dreamer Doll  ke7nwn
> E-mail-
> rclark0276@xxxxxxxxxxx
> Home Page-
> http://webpages.charter.net/dog_guide/
>
>
> ----- Original Message ----- 
> From: "LaMcAs" <lamcas17@xxxxxxxxxxxxx>
> To: <moneytalks@xxxxxxxxxxxxx>
> Sent: Monday, April 26, 2010 2:54 PM
> Subject: [moneytalks] GRIPE & POSSIBLE FEATURES
>
>
>> Hello fellow MT users
>>
>> Ok first a gripe - why is it that APH know they are dealing with vision
>> impaired people but still send a printed invoice on which the serial
>> number
>> is shown. Not even a brailed note giving the serial number, and course of
>> nature would be to email those details to the client.
>>
>> When I placed my order I asked for this information to be emailed to me,
>> and
>> was promised this would happen, yet nothing. So now if someone needs to
>> find
>> their serial number they have to email Customer services to gain this
>> information
>>
>> Ok gripe over!
>>
>> I have used two programs thus far to deal with this sort of information,
>> being Money Matters, which is quite good but does not have any
>> import/export
>> features and the other being Microsoft Money, which has no accessibility
>> features at all! So I was glad when I found Money Talks and think it is
>> well
>> worth it's money for what it does. I was however able to print off my
>> Money
>> Matters accounts and then use OCR to scan them in to Excel and MT accepts
>> QIF files so imported those in to MT and then exported them as csv's and
>> carried out all the changes I need to make. Ok and yeah I probably have
>> more
>> transactions than a lot of you, I have all my bank and credit card,
>> utilities etc from 1992 - my money tells me where I've been! lol
>>
>>
>> I think the following features would be a great help to us Money Talks
>> users
>> and wondered what thoughts you had? (And APH of course!)
>>
>> ABILITY TO HAVE AN OPENING SCREEN SHOWING ALL ACCOUNTS AND CURRENT
>> BALANCES
>> Otherwise for transactions to be transferred to another account that
>> account
>> has also to be opened! In my case having to open 19 accounts
>>
>> ABILITY TO HAVE A SCREEN FOR REGULAR PAYMENTS
>> It's hard work trying to remember you have to make , lets say 3 entries 
>> on
>
>> a
>> credit card account - one for the purchase/debit, you might get charged
>> one
>> amount for cash withdrawn interest, and another for purchase interest.
>> Whereas having one screen showing you all your regular transactions you 
>> do
>> not have to go in to each account to ensure you have set it up.
>>
>> ABILITY TO HAVE A SCREEN FOR CATEGORIES AND WITHIN THIS SUBCATEGORIES
>> Within this the ability to completely delete those categories you do not
>> want, they might be inapplicable in your country, ie IRA Contribution. 
>> And
>> say for example I have a category called Insurance and then 
>> sub-categories
>> for such things as home, auto, travel, health and pet.
>>
>> ABILITY TO BE ABLE TO CUT, COPY AND PASTE TO ANOTHER ACCOUNT
>>
>> TRANSFERS - TRANSFERS DO NOT HAVE A CATEGORY AS THE CATEGORY WOULD HAPPEN
>> IN
>> THE ACCOUNT THE MONEY WAS
>> TRANSFERRED TO/FROM, SO HAVE A CATEGORY FOR "TRANSFER FROM" AND ONE FOR "
>> TRANSFER TO"  AND THEN SUB-CATEGORIES WOULD INCLUDE ACCOUNT NAMES
>>
>> ABILITY TO BE ABLE TO TRANSFER FROM & TRANSFER TO IN EACH ACCOUNT AND 
>> AUTO
>> MARK IN OTHER ACCOUNT IF - MINUS) OR + (PLUS)
>> However the AMOUNT can only be changed in the account in which the
>> transfer
>> is initiated, though all other details can be changed apart from category
>> fields, which would contain Transfer To in the initial account and
>> Transfer
>> From in the receiving account with the sub-category containing the 
>> account
>> name.
>>
>> POSSIBILITY TO BE ABLE TO ALT+TAB BETWEEN ACCOUNTS
>>
>> ABILITY TO HIGHLIGHT MORE THAN ONE TRANSACTION AND "TRANSFER" SELECTED TO
>> OR
>> FROM ANOTHER ACCOUNT.
>>
>> Well these are just my thoughts, but I really believe they would make
>> things
>> a lot simpler to organise in an already excellent product and surely it
>> can
>> only get better!
>>
>> HTH
>>
>> Larry & Elliot GD (Guide Dog)
>>
>>
>>
>
>
>
>
>
> 



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