[tabi] Re: The Impact of your Credit Score

  • From: "Allison and Chip Orange" <acorange@xxxxxxxxxxx>
  • To: <tabi@xxxxxxxxxxxxx>
  • Date: Tue, 16 Nov 2010 17:51:38 -0500

congrats Darla on being able to get through it without going into
bankruptcy.

I don't mean to say there's anything shameful about bankruptcy, it's just
that some of my friends have the idea that it's an easy way to get away from
all your bills, and has no consequences; that's what I give them info about,
the consequences of going through bankruptcy.

Chip
 

-----Original Message-----
From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf
Of Darla J. Rogers
Sent: Tuesday, November 16, 2010 12:02 PM
To: tabi@xxxxxxxxxxxxx
Subject: [tabi] The Impact of your Credit Score

Dear Chip,

I had to really pinch pennies for several years because my ex declared
bankruptcy which negated the judgment I had against me to assist with some
bills he helped us accrue, but I didn't file bankruptcy, as I wasn't going
to stoop to his level.  I need to check my current score, as mistakes can be
made, and I need to know that when we move.

Darla


----- Original Message -----
From: "Allison and Chip Orange" <acorange@xxxxxxxxxxx>
To: <tabi@xxxxxxxxxxxxx>
Sent: Sunday, November 14, 2010 9:29 PM
Subject: [tabi] Re: Pedestrian killed on Mahan


> your credit score is used for the price of so many things these days; 
> your
> car insurance as you say, but also when you apply to rent an apartment, a
> lot of landlords now use your credit score to determine if they will rent 
> to
> you or not, and some use it to vary the amount of the rent.  some 
> employers
> are using it to determine whether you will be hired.
>
> you asked why?  the argument says they've found people who are 
> irresponsible
> with their money, are often irresponsible drivers, and irresponsible
> employees, and don't pay their rent on time, and so on.  It's why I try 
> and
> talk people out of filing bankruptcy, as it has all kinds of unforseen
> effects on your life.  Not to mention, obvious ones like which credit 
> cards
> you can get, at which rates.
>
> Chip
>
>
> -----Original Message-----
> From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On 
> Behalf
> Of Joe Plummer
> Sent: Sunday, November 14, 2010 6:28 PM
> To: tabi@xxxxxxxxxxxxx
> Subject: [tabi] Re: Pedestrian killed on Mahan
>
> Well I said it need to be tweak some I would say the points would go away 
> in
> a year from the date they was put there but your record would be there for
> ever and the insurance companies would only be able to do as it does now 
> go
> back three years. But they could not rate your insurance according to your
> credit score. What does your credit score has to do with how safe you 
> drive.
> What Posted would be a starting point and it would need to be tweaked . 
> You
> have to start some where.
>
>
>
> sign,
> Joe Plummer (JP)
> joeplummer@xxxxxxx
>
> -----Original Message-----
> From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On 
> Behalf
> Of Lynn Evans
> Sent: Sunday, November 14, 2010 3:09 PM
> To: tabi@xxxxxxxxxxxxx
> Subject: [tabi] Re: Pedestrian killed on Mahan
>
> So if the powers that be declare an accident does that mean no points off
> the driver's license and bad marks from the insurance company?
>
> ----- Original Message -----
> From: "Joe Plummer" <joeplummer@xxxxxxx>
> To: <tabi@xxxxxxxxxxxxx>
> Sent: Sunday, November 14, 2010 5:07 AM
> Subject: [tabi] Re: Pedestrian killed on Mahan
>
>
>> Well, everyone is going in the wrong direction on this in my opinion.
>> It is not age but there traffic record. So I think anyone who has say
>> more than two mister meanor a year should be made to retake there DL
>> exam and then made to go to the driving school and put on probation
>> for 6 months till they show they can drive and safely drive a vehicle.
>> This same thing should be done for criminal mister meanors but instead
>> of two per year it should be one per year and instead of 6 months
>> probation 1 year probation . Now this is just a example it might need
>> tweaking.
>>
>>
>>
>> sign,
>> Joe Plummer (JP)
>> joeplummer@xxxxxxx
>>
>> -----Original Message-----
>> From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On
>> Behalf Of Lynn Evans
>> Sent: Sunday, November 14, 2010 12:00 AM
>> To: tabi@xxxxxxxxxxxxx
>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>
>> A question of age
>>
>> The driver's age is 22 and the pedestrian's age was 75.
>>
>> Now using age as criteria for driving ability may draw the anger of
>> the AARP.  So it is not so much the age as driving ability. I realize
>> this ability can decrease as age increases.
>>
>> Accident statistics show younger drivers are in more accidents than
>> the rest.
>>
>> I would like to see the word accident redefined as it pertains to
>> driving and pedestrian safety. The word is so broad, as it is used now.
>>
>> ----- Original Message -----
>> From: "Allison and Chip Orange" <acorange@xxxxxxxxxxx>
>> To: <tabi@xxxxxxxxxxxxx>
>> Sent: Saturday, November 13, 2010 9:38 PM
>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>
>>
>>>I have to agree with Laurie.
>>>
>>> back when parking in a handicapped parking place was only a $10 fine,
>>> and rarely enforced, you could never see an empty handicapped parking
> place.
>>> everyone ignored the law.
>>>
>>> when it went up to a $250 fine, which was vigorously enforced, you
>>> saw plenty of them.
>>>
>>> this is the kind of change we need (which includes a State Attorney
>>> (I think that's Mr. Meggs' title) who believes in enforcing the laws
>>> which pertain to driving responsibly.
>>>
>>> I think we could use tougher laws, and more enforcement, and we would
>>> eventually see the kind of change in pedestrian safety analogous to
>>> seeing lots of empty handicapped parking spaces.  However, right now,
>>> the public isn't really interested in pedestrian anything.  Oh maybe
>>> it's gone up somewhat because of the global warming associated push
>>> for alternate transportation, but no one is really interested yet in
>>> making pedestrians safer, and taking drivers off of the road who
>>> can't drive.  If they were, we'd have eye tests, and road tests, for
>>> drivers when they reached a certain age.  It's unbelievable to me
>>> that we have the highest percentage of elderly in the nation, and we
>>> do almost nothing to detect when they are no longer able to drive
>>> safely, mostly because we don't want to deal with the problems that
>>> would cause when they can no longer drive.
>>>
>>> Chip
>>>
>>>
>>>
>>> -----Original Message-----
>>> From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On
>>> Behalf Of Daniel Ben Moshe
>>> Sent: Saturday, November 13, 2010 9:25 PM
>>> To: tabi@xxxxxxxxxxxxx
>>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>>
>>> This is true, but we also have to understand that these days.  That
>>> people don't [pay attention to anything, or anybody. We want the law
>>> to take care of the problem, but the long and short of the matter is
>>> it aint going to happen. We just have to do the best we can, with
>>> what we have right now.
>>> We
>>> can't always look to the law to put an end to wrong doing.  Sometimes
>>> we ourselves have to take care of it.
>>>
>>>
>>> I'm glad to be your humble and obedient servant,
>>>
>>> Zechen Elder Daniel Ben Moshe,
>>> B'ni Yahshuah Synagogue Of Broward County, www.theblindcansee.org
>>> Choose ye this day whom you will serve.  If YHWH be Elohim, then
>>> serve him, with all of your heart.  However, if Baal be your god,
>>> then serve him.  As for me, and my house.  We choose to serve YHWH!
>>>
>>> The late Bishop Joe O Patterson told a story long ago, when I was a
>>> small child.  about the show down, between Elijah, and the 450 false
>>> prophets of Baal. He shared with us how Elijah, stood, and told the
>>> false prophets to go
>>> on ahead, and call their god first.   Because they had a much larger
>>> program.  He talked about how they had 450 participants to introduce.
>>> Elijah
>>> was so sure of YHWH, he with confidence said, that he only had one.
>>> Elijah
>>> also reminded them, that they had to drag their fake god up the
>>> mountain side on an ox cart.  Elijah also announced to the world,
>>> that his Elohim would be there when he arrived.  He said mockingly, you
> go on ahead.
>>> Heck,
>>> I will even let you have prime time.  I'M going to take a nap, and
>>> when you guys finish your foolishness, wake me up.  Go ahead now,
>>> take your best shot.
>>> Bishop Joe O Patterson
>>> A blessed memory
>>> 1963-1989
>>> -----Original Message-----
>>> From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On
>>> Behalf Of Laurie Davis
>>> Sent: Saturday, November 13, 2010 9:14 PM
>>> To: tabi@xxxxxxxxxxxxx
>>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>>
>>> Robert,
>>>
>>> I realize that the law regards driving as a privilege, but most of
>>> the drivers out there regard it as a right and are not at all
>>> concerned with those of us who have to walk.  Maybe the law should do
>>> more to make it clear to them that it is a privilege.
>>>
>>> Laurie
>>> ----- Original Message -----
>>> From: "Easy Talk" <easytalk@xxxxxxxxxxxxx>
>>> To: <tabi@xxxxxxxxxxxxx>
>>> Sent: Saturday, November 13, 2010 4:54 PM
>>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>>
>>>
>>>> According to the law, it is a privilege not a right.
>>>>
>>>> Robert
>>>>
>>>> ----- Original Message -----
>>>> From: "Laurie Davis" <davisllb@xxxxxxxxxxxxxx>
>>>> To: <tabi@xxxxxxxxxxxxx>
>>>> Sent: Friday, November 12, 2010 9:07 AM
>>>> Subject: [tabi] Re: Pedestrian killed on Mahan
>>>>
>>>>
>>>>> That is really sad.  The Tallahassee area has too many pedestrian 
>>>>> hits.
>>>>> I believe that we will continue to have lots of them until we stop
>>>>> treating driving as a right and start treating it as a privilege.
>>>>> Maybe then the drivers will get a clue.
>>>>> This is just my opinion.
>>>>>
>>>>> Take care.
>>>>> Laurie
>>>>> ----- Original Message -----
>>>>> From: "Allison and Chip Orange" <acorange@xxxxxxxxxxx>
>>>>> To: <tabi@xxxxxxxxxxxxx>
>>>>> Sent: Friday, November 12, 2010 7:52 AM
>>>>> Subject: [tabi] Pedestrian killed on Mahan
>>>>>
>>>>>
>>>>>> Pedestrian killed on Mahan
>>>>>> Drive
>>>>>> DEMOCRAT STAFF report . Published: November 12. 2010 2:00AM A
>>>>>> pedestrian was struck by a vehicle and killed Thursday evening at
>>>>>> the corner of Mahan Drive and Daylily Lane just east of Buck Lake
>>>>>> Road, said Leon County Sheriff's Lt. Silas Lewis.
>>>>>> Lewis said that around 7:30 p.m., the pedestrian was on the
>>>>>> south-side shoulder of the road and tried to cross Mahan into
>>>>>> passing traffic. At that time, a vehicle was headed east on Mahan.
>>>>>> The pedestrian was struck and killed by the vehicle as he crossed
>>>>>> Mahan.
>>>>>> The victim has not yet been identified. Lewis said LCSO officials
>>>>>> were still investigating the incident as of Thursday night.
>>>>>>
>>>>>> Check out the TABI resource web page at
>>>>>> http://acorange.home.comcast.net/TABI
>>>>>> and please make suggestions for new material.
>>>>>>
>>>>>>
>>>>>>
>>>>>> if you'd like to unsubscribe you can do so through the
>>>>>> freelists.org web interface, or by sending an email to the address
>>>>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the 
>>>>>> subject.
>>>>>
>>>>>
>>>>>
>>>
>>
>
----------------------------------------------------------------------------
>>> ----
>>>>>
>>>>>
>>>>>
>>>>> No virus found in this incoming message.
>>>>> Checked by AVG - www.avg.com
>>>>> Version: 8.5.449 / Virus Database: 271.1.1/3250 - Release Date:
>>>>> 11/11/10 07:34:00
>>>>>
>>>>> Check out the TABI resource web page at
>>>>> http://acorange.home.comcast.net/TABI
>>>>> and please make suggestions for new material.
>>>>>
>>>>>
>>>>>
>>>>> if you'd like to unsubscribe you can do so through the
>>>>> freelists.org web interface, or by sending an email to the address
>>>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.
>>>>
>>>> Check out the TABI resource web page at
>>>> http://acorange.home.comcast.net/TABI
>>>> and please make suggestions for new material.
>>>>
>>>>
>>>>
>>>> if you'd like to unsubscribe you can do so through the freelists.org
>>>> web interface, or by sending an email to the address
>>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.
>>>
>>>
>>>
>>
>
----------------------------------------------------------------------------
>>> ----
>>>
>>>
>>>
>>> No virus found in this incoming message.
>>> Checked by AVG - www.avg.com
>>> Version: 8.5.449 / Virus Database: 271.1.1/3254 - Release Date:
>>> 11/13/10 07:34:00
>>>
>>> Check out the TABI resource web page at
>>> http://acorange.home.comcast.net/TABI
>>> and please make suggestions for new material.
>>>
>>>
>>>
>>> if you'd like to unsubscribe you can do so through the freelists.org
>>> web interface, or by sending an email to the address
>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the
>>> subject.
>>>
>>> Check out the TABI resource web page at
>>> http://acorange.home.comcast.net/TABI
>>> and please make suggestions for new material.
>>>
>>>
>>>
>>> if you'd like to unsubscribe you can do so through the freelists.org
>>> web interface, or by sending an email to the address
>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the
>>> subject.
>>>
>>> Check out the TABI resource web page at
>>> http://acorange.home.comcast.net/TABI
>>> and please make suggestions for new material.
>>>
>>>
>>>
>>> if you'd like to unsubscribe you can do so through the freelists.org
>>> web interface, or by sending an email to the address
>>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.
>>
>> Check out the TABI resource web page at
>> http://acorange.home.comcast.net/TABI
>> and please make suggestions for new material.
>>
>>
>>
>> if you'd like to unsubscribe you can do so through the freelists.org
>> web interface, or by sending an email to the address
>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.
>>
>> Check out the TABI resource web page at
>> http://acorange.home.comcast.net/TABI
>> and please make suggestions for new material.
>>
>>
>>
>> if you'd like to unsubscribe you can do so through the freelists.org
>> web interface, or by sending an email to the address
>> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.
>
> Check out the TABI resource web page at
> http://acorange.home.comcast.net/TABI
> and please make suggestions for new material.
>
>
>
> if you'd like to unsubscribe you can do so through the freelists.org web
> interface, or by sending an email to the address 
> tabi-request@xxxxxxxxxxxxx
> with the word "unsubscribe" in the subject.
>
> Check out the TABI resource web page at
> http://acorange.home.comcast.net/TABI
> and please make suggestions for new material.
>
>
>
> if you'd like to unsubscribe you can do so through the freelists.org web
> interface, or by sending an email to the address 
> tabi-request@xxxxxxxxxxxxx
> with the word "unsubscribe" in the subject.
>
> Check out the TABI resource web page at 
> http://acorange.home.comcast.net/TABI
> and please make suggestions for new material.
>
>
>
> if you'd like to unsubscribe you can do so through the freelists.org web 
> interface, or by sending an email to the address 
> tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject. 

Check out the TABI resource web page at
http://acorange.home.comcast.net/TABI
and please make suggestions for new material.



if you'd like to unsubscribe you can do so through the freelists.org web
interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx
with the word "unsubscribe" in the subject.

Check out the TABI resource web page at http://acorange.home.comcast.net/TABI
and please make suggestions for new material.



if you'd like to unsubscribe you can do so through the freelists.org web 
interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx 
with the word "unsubscribe" in the subject.

Other related posts: