[TechAssist] Re: Home-based business insurance

  • From: "Technotronic Dimensions" <steve@xxxxxxxxxxxxxxxxxxxxxxxxxxx>
  • To: <techassist@xxxxxxxxxxxxx>
  • Date: Tue, 21 Dec 2004 23:01:09 -0500

I have only read about 1 instance where it was *alledged* a TV caused a 
house to burn down.
The theory was that the incorrect parts were used, and some were non 
flameproof resistors
and a larger than normal fuse was used to prevent the TV from not working. I 
dont recall what actually
caught fire, but apparently the owners were amazingly on vacation, and no 
one was at home when it decided to burn the house down.

Steve Hearns
Technotronic Dimensions, NY [USA]
WWW.TECHNOTRONIC-DIMENSIONS.COM
1-877-817-9885 (Voice / Fax Toll Free - US Only)
E-Mail: Steve@xxxxxxxxxxxxxxxxxxxxxxxxxxx


----- Original Message ----- 
From: "Gary McCartney" <gary@xxxxxxxxxxx>
To: <techassist@xxxxxxxxxxxxx>
Sent: Tuesday, December 21, 2004 10:28 PM
Subject: [TechAssist] Re: Home-based business insurance


How could they prove it was Ed's fault? How could they prove Ed was the
last to work on the TV, and even if they did prove it, wouldn't they
have to prove the TV caused the fire? I once fixed a guy's computer and
later (don't remember how long) his house burnt down. Never had anyone
contacting me about it.




Gary McCartney

McCartney Electronics
Guelph Ontario Canada
Est. 1984
email: gary (at) number63.ca







tvman@xxxxxxxxxxxxxxx wrote:
> Hi Ed they may blame it on you
> Eric
> E M Electronics
> Deer Lake NL
> Canada
> tvman@xxxxxxxxxxxxxxx
> eric.manuel@xxxxxxxxx
> ----- Original Message ----- 
> From: "Ed Gaidies" <teltek3@xxxxxxxxxxxx>
> To: <techassist@xxxxxxxxxxxxx>
> Sent: Tuesday, December 21, 2004 9:51 PM
> Subject: [TechAssist] Re: Home-based business insurance
>
>
>
>>My question..if I just repaired someone's TV...and their house burns
>>down...why would I worry about my Insurance covering them?
>>
>>-Ed-
>>Ed Gaidies
>>Tel-Tek Electronics
>>Ontario-Canada
>>teltek3@xxxxxxxxxxxx
>>teltek@xxxxxxxxx
>>
>>
>>On 21-Dec-04, at 7:12 PM, Old TV Man wrote:
>>
>>
>>>I think insurance companys run the country. Like the doctor standing
>>>over a patient and says "your insurance company says you are well".
>>>
>>>Max Bonnell
>>>Bonnell TV
>>>Robinson, IL
>>>
>>>Sender: techassist-bounce@xxxxxxxxxxxxx From: kevintv@xxxxxxx(Kevin)
>>>Date: Tue, Dec 21, 2004, 3:25pm (CST-2) To: techassist@xxxxxxxxxxxxx
>>>(TECH-ASSIST) Subject: [TechAssist] Home-based business insurance
>>>Reply=A0to: techassist@xxxxxxxxxxxxx
>>>
>>>I just found out from my insurance company that I am not covered for
>>>any
>>>professional liability, i.e. if I have just fixed a TV for a customer
>>>and their house burns down, I have no insurance coverage. The only
>>>things that my insurance covers are my tools and if a customer gets
>>>hurt
>>>on my property.
>>>
>>>Things have changed in the insurance industry. My first policy in 1998
>>>had $1 000 000 liability insurance for only $150. Now they want $700
>>>more for commercial insurance, to cover the same things. What a racket.
>>>
>>>Earlier this year I was forced by the insurance company to upgrade my
>>>electrical service from 70 amp to 100 amp, even though I have no
>>>problems with my electrical.
>>>
>>>Kevin Wilks
>>>Kevin's TV & Video Repair
>>>Penticton BC Canada
>>>kevintv@xxxxxxx
>>>----------------------------------------------
>>>
>>>
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