I agree with all you say however anybody can read the suit and form their own opinion. I think if they read it they will understand it better and get a good idea of what the court decision will be. If they don't have a copy of it, they can look at it on the Broward County website. It is public information. Lee Brown In a message dated 6/30/2010 11:29:39 A.M. Central Daylight Time, Kmgraphic2@xxxxxxx writes: An insurance company will send a Reservation-of-Rights letter for MANY reasons, NOT simply "if they think there might be intentional acts causing the damages." As this lawsuit is ongoing and we all have our own individual opinions on the matter, I think the above-quoted statement is just a tad skewed to one side of the fence. A Reservation-of-Rights letter simply allows an insurer to keep its options open. It also gives the insurer more time to investigate a claim and/or gather more facts through discovery. A Reservation-of-Rights letter does NOT presume a decision in ongoing litigation; thankfully, that is"reserved" for the court. This case against the GSDCA has not yet gone before a judge; only the matter of jurisdiction has been heard and even that is not settled. The actual merits, (or LACK THEREOF), have not yet been heard. A suit can allege anything the plaintiff chooses; the declaration of those allegations certainly does not make them valid or true. This case could drag on for many years to come. Inflammatory or misleading comments do not serve anyone involved, including and especially the members of the GSDCA! JMO, Diane Diane Silver-Strasser Silstra German Shepherds _Skatiebug'z_ (http://skatiebugz.shutterfly.com/) The online store for everything German Shepherd and then some! _http://skatiebugz.blogspot.com_ (http://skatiebugz.blogspot.com/) Skater's Blog In a message dated 6/29/2010 5:17:54 P.M. Pacific Daylight Time, ELG440@xxxxxxx writes: I got the information about our parent club from Tish, and want to thank her for keeping us updated. I have been asked to explain what "reservation of rights" means. It has to do with the law suit against the parent club. The insurance company is required to provide a defense, but if they find that the acts complained of are intentional, and not neglegent, then the carrier does not have to pay for any damages, and may even ask for repayment of the expenses paid to that time. Few insurance companies will insure against intentional acts. Insurance companies often do that if they think there might be intentional acts causing the damages. It is often used in battery or asault cases. I often have to fight the carriers over it, and it is an issue that is determined in the courts. It is a normal tactic of the insurance companies to encourage settlement, and is a touchy issue since it puts your own carrier in conflict with the insurred. I anyone wants more information, feel free to contact me. Evan Ginsburg Asgard German Shepherds http://www.asgardgsd.com/ Where Type Movement and Temperament come together ============================================================================ POST is Copyrighted 2010. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxx VISIT OUR WEBSITE - http://showgsd.org NATIONAL BLOG - http://gsdnational.blogspot.com/ ============================================================================ Diane Silver-Strasser Silstra German Shepherds _Skatiebug'z_ (http://skatiebugz.shutterfly.com/) The online store for everything German Shepherd and then some! _http://skatiebugz.blogspot.com_ (http://skatiebugz.blogspot.com/) Skater's Blog ============================================================================ POST is Copyrighted 2010. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxx VISIT OUR WEBSITE - http://showgsd.org NATIONAL BLOG - http://gsdnational.blogspot.com/ ============================================================================ ============================================================================ POST is Copyrighted 2010. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxx VISIT OUR WEBSITE - http://showgsd.org NATIONAL BLOG - http://gsdnational.blogspot.com/ ============================================================================