[ SHOWGSD-L ] Re: [SHOWGSD-L] Parent Club Activities
- From: Stormy Hope <Stormy435@xxxxxxx>
- To: Kmgraphic2@xxxxxxx
- Date: Wed, 30 Jun 2010 10:40:34 -0700
Thanks, Diane, that's why I always try to include urls. People SHOULD
go check for themselves, do their own research. go google the subject,
whatever it is, be informed and educated. Especially on animal
legislation (I HAVE to get that in there, in anY subject:)
Stormy
On Jun 30, 2010, at 10:23 AM, Kmgraphic2@xxxxxxx wrote:
perhaps everyone needs to go read the ENTIRE page of mclaughlin's
explanation of Reservation-of-Rights.
diane
Diane Silver-Strasser
Silstra German Shepherds
Skatiebug'z The online store for everything German Shepherd and then
some!
http://skatiebugz.blogspot.com Skater's Blog
In a message dated 6/30/2010 10:16:59 A.M. Pacific Daylight Time,
Stormy435@xxxxxxx
writes:
Well, without going to one side of the fence or the other, here is a
quote from two sources re: Reservation of Rights. The membership
should appreciate the openness of this Board in keeping us up to date
with this very important matter, is my personal opinion. The
communication, negative or positive, IS appreciated.
Here it is from a couple of lawyer websites, nothing in there with my
interpretation. I'm not a lawyer, and never pretend to be one.
Although my daughter is:-)
Simple and clear
http://www.irmi.com/online/insurance-glossary/terms/r/reservation-of-rights.aspx
reservation of rights
An insurer's notification to an insured that coverage for a claim may
not apply. Such notification allows an insurer to investigate (or even
defend) a claim to determine if coverage applies (in whole or in part)
without waiving its right to later deny coverage based on information
revealed by the investigation. Although a reservation of rights
protects an insurer's interests, it also alerts an insured to the fact
that some elements of a claim may not be covered, thereby allowing the
insured to take necessary steps to protect its potentially uninsured
interests.
http://www.mclaughlin-online.com/librarytmc/whitepapers/reservation-rights.html
How should you react to a Reservation of Rights Letter?
Reservation-of-rights letters often leave our insureds scratching
their heads in shock and anger. What does the insurer mean? How should
we react to the letter?
A reservation-of-rights letter does not mean the claim isn?t covered.
It does suggest that a cloud hovers over your coverage. It signals
that the insurer thinks there might be grounds to deny coverage for at
least part of the claim. A claim can allege some counts that the
policy may or may not cover, such as intentional torts, financial loss
with no property damage or bodily injury, or a matter clearly outside
the policy scope. A claim may include both covered and excluded matters.
On Jun 30, 2010, at 9:28 AM, Kmgraphic2@xxxxxxx wrote:
W
>
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