[rollei_list] OT: Health Care Costs
- From: "Peter K." <peterk727@xxxxxxxxx>
- To: rollei_list@xxxxxxxxxxxxx
- Date: Mon, 22 Mar 2010 12:29:01 -0700
Eric,
FWIW, Florida and other states (12 as of now with Michigan just joining)
have a lawsuit claiming the bill in its current form is unconstitutional.
Specifically the part making it mandatory to buy insurance. In other words,
this means that you could be arrested/fined if you do not purchase it. This
will be interesting to see how it plays out.
While I would like health care to be available regardless of my health or
who employs me, I believe the real issue is the insurance companies
practices. Let me explain briefly from experience. When I was hospitalized,
my bill was about $16K. The insurance company that I had only paid the
hospital $1,400. When I asked the accounting department about this they told
me that because of the agreement/contract with the insurance company, I as
an individual was not responsible for the balance of $14K. When I asked what
happens to it then, they told me the hospital writes it off. The interesting
part to this is that if I did not have any insurance, then I would be
responsible for the entire amount. So IMO its the Insurance company
practices that are really the reason for the rise in health care costs.
BTW, in the current Health Care bill there is a clause that exempts Nebraska
residents from mandatory insurance. They are in the process of removing
this. It is known as the Cornhusker Kickback. Ironically, Nebraska is one of
the 12 states participating in the lawsuit.
Peter K
On Sun, Mar 21, 2010 at 10:43 AM, Eric Goldstein <egoldste@xxxxxxxxx> wrote:
> How about car insurance, Austin? Are you opposed to mandatory car
> insurance?
>
>
> Eric Goldstein
>
> --
>
>
> On Sun, Mar 21, 2010 at 1:21 PM, Austin Franklin <
> austin.franklin@xxxxxxxxxxx> wrote:
>
>>
>>
>> They are only between you and your doctor because you have insurance. If
>> you didn't have insurance, and people simply paid the doctors for their
>> services, like in every other business (auto and liability insurance are
>> another story), the costs would be an entirely different story. A whole
>> industry is skimming off the top of healthcare, and is now being mandated.
>>
>> I used to be able to get catastrophic insurance. It cost me $80/month. I
>> simply paid for all my doctors visits (with a discount because they didn't
>> have to go through insurance) my self. Worked great. For me. It should
>> be
>> my choice to get insurance or not. Not requiring me to pay a profit to a
>> particular industry.
>>
>> Health care is NOT the same as insurance. Take insurance out of the
>> picture
>> when talking about health care. That hasn't been done, and that's the
>> major
>> problem I have with these discussions.
>>
>> Regards,
>>
>> Austin
>>
>> ---
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>
--
Peter K
Ó¿Õ¬
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