In a message dated 9/30/2006 1:17:28 P.M. Eastern Daylight Time, bobkiss@xxxxxxxxxxxxx writes: DEAR BRUCE, He is not implying a relationship between filter and film speed, he is stating how to adjust your meter to take the filter factor into account. This way you donât have to do your readings first and THEN either divide the shutter speed by the factor or convert the factor to stops and then adjust your aperture. It is just simpler to divide your film speed by the filter factor and put this number into your meter. Oh, I see. Nick is saying by adjusting the meter ISO to conform with the X factor you do not need to adjust for each exposure. So, a film ISO of 100 divided by 5 X factor becomes an ISO of 20. You simply use 20 as your metering ISO. That makes sense. Thanks Bob, Bruce Osgood Camclicker @ aol.com Brooklyn, NY.