I have had my own business for years. It is not that onerous. It brings a sense of pride. YOU, have a shingle above YOUR door. If your accountant doesn't make up the difference in their extra charges by finding new ways of claiming deductions for you that gives you more money in the hand and a better lifestyle, find another accountant. And a good accountant will always be happy to take your call and talk about improving your business, as it is good for them! Admittedly my accountant is the same one my parents used, a real advantage. A management company doing your tax for you is stupidity, they won't be bothered about crossing "t's" or dotting "i's"; because to make it work for them they have to do it to the lowest common denominator. So what to them if you are eligible for govt family deductions or whatnot? They'll simply pump some vague numbers into their template, punch out a report, log that into the ATO and move on to the next "valued" client. Doing a BAS quarterly is the BEST way of really finding how much you spend versus earn, and whether it is all worthwhile. Best of all, you can set goals about turnover and have fun trying to achieve them. Create a fancy excel spreadsheet and a couple of input forms and 'voile', your BAS is done, and you are professionally tracking how you are doing. Doing your BAS is the best 16 hours per year you will do in business. Pay as you go tax means you have to sensibly put away some money. And it can catch you, I caught myself out this year and for a while paid over 50 cents in the dollar. Now I'll get that back. But I'll have to wait. Also, if you do the right thing by half, the ATO are really good to deal with, they are not the ogres they once were. You will gain out of the increased amount of deductions. Your tax could conceivably drop to zero in some cases. Not bad for a low to middle income earner. Frankly, management companies don't do diddly squat for the money, and you have added a layer that is unnecessary. Ultimately you should negotiate into the rate with the company enough to cover the costs of the "extra" paperwork. I would be working on 7 to 12% depending on your current turnover which could be a bit excessive if you are on an hourly rate. Bear in mind, recruitment agents charge that and more. The down side is finding new work, and I have struggled with that for a long time. However, if your client is guaranteeing (bearing in mind there are never cast iron guarantees) work for a long time, go for it. The insurances are a little bit tricky, and I can give you a name to contact about that. But ultimately, once you have found the independent help you need, pay them and let them do it for you, while you concentrate on doing what you do best, technical communication. There is no room today in any industry for sentimentality. It is unprofessional and won't change anything. If you can't handle things the way they are; retire. Let someone who can do it, do it. Warren Lewington Technical Writer Metso Minerals Arndell Park, Sydney. NSW, Australia. ************************************************** To post a message to austechwriter, send the message to austechwriter@xxxxxxxxxxxxxx To subscribe to austechwriter, send a message to austechwriter-request@xxxxxxxxxxxxx with "subscribe" in the Subject field. To unsubscribe, send a message to austechwriter-request@xxxxxxxxxxxxx with "unsubscribe" in the Subject field. To search the austechwriter archives, go to www.freelists.org/archives/austechwriter To contact the list administrator, send a message to austechwriter-admins@xxxxxxxxxxxxx **************************************************