we got taken once - well, hubby did. which is very unlike him. It was a phone scam. Luckily, I figured it was a scan and started on it right away - and then even saw it on the news afterwards. We had - I think 60 days on our credit card, but the scam had that part figured out. I don't remember the details now, I just know it was difficult to get out from under. We had to prove we never received the goods - but at the same time, the scam wasn't to send the goods for 90 days - so you couldn't possibly receive them - and we cancelled it in time too - but since it was a scam, that really did nothing - and they put several thousand dollars on our credit card. The credit card company took it off the bill - but said if they found out different, they would put it back on. then it came back on - then went off again for good. we didn't have that sort of money. I am very leery - I have a debit card - but it is to my main account - and my husbands business expenses get reimbursed into that account so it is difficult to keep it at a low balance. I wonder what a minumum balance requirement is to open another account with a debit card... my son has ordered on line with no problem....knock on wood! CrisS ----- Original Message ----- From: Hank To: pctechtalk@xxxxxxxxxxxxx Sent: Saturday, September 13, 2003 11:39 PM Subject: -=PCTechTalk=- Re: BestBuy Bargains! I went looking on the net but couldn't find much, Here is one I found. "Fraud guarantee for purchases made over the Internet" I see it in my mail from the bank all the time that if you report fraud within 30 days there is a max of $50.00 you will lose. I don't use a credit card I use a bank account that has a debit card, works like a c/c but is only good for whatever is in the bank. I can transfer money from my other account to it in just a few minutes, on line of course. Sincerely Yours, Hank http://www.babelmagazine.com/ http://members.fortunecity.com/hdka/menact.html ----- Original Message ----- From: "cris" <cris@xxxxxxxxxxxxxxxx> To: <pctechtalk@xxxxxxxxxxxxx> Sent: Saturday, September 13, 2003 9:58 PM Subject: -=PCTechTalk=- Re: BestBuy Bargains! > good idea! how do you do that!! LOL but seriously - > I get a credit card, and every time I turn around they're increasing my available amt! I call and say no - and the next thing I know, I'm up to many thousands of dollars of credit on the cards!! It's a real pain!! > CrisS > ----- Original Message ----- > From: Hank > To: pctechtalk@xxxxxxxxxxxxx > Sent: Saturday, September 13, 2003 10:00 PM > Subject: -=PCTechTalk=- Re: BestBuy Bargains! > > I think I would get me a credit card that you can't lose over $50.00 just to > use on the net. To unsub or change your email settings: //www.freelists.org/webpage/pctechtalk To access our Archives: http://groups.yahoo.com/group/PCTechTalk/messages/ //www.freelists.org/archives/pctechtalk/ For more info: //www.freelists.org/cgi-bin/list?list_id=pctechtalk To unsub or change your email settings: //www.freelists.org/webpage/pctechtalk To access our Archives: http://groups.yahoo.com/group/PCTechTalk/messages/ //www.freelists.org/archives/pctechtalk/ For more info: //www.freelists.org/cgi-bin/list?list_id=pctechtalk