Added to what Steve says, it is more complicated than that. Businesses are generally not permitted to do this kind of thing without being registered under one of the Finance Acts. However, in theory one can recommend a lender. One might suggest that this is an ideal thing for the likes of R.N.I.B. to provide. However it was tried by the Royal Victorian Institute for the Blind in Australia a while back, and they lost thousands with people defaulting on payments. Unfortunately we live in a society where credit ratings tend to rule the roost, and consequently an unemployed blind person on benefits is not considered a good risk. George. -----Original Message----- From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of Steve Dryden Sent: 17 August 2009 11:59 To: access-uk@xxxxxxxxxxxxx Subject: [access-uk] Re: Payment plans for access technology? Martin, as a assistive tech user, I'd agree with you but also as someone who runs a business there is a lot of things to consider before you could do anything like payment plans. For smaller businesses like Steve, myself or Graham, payment plans simply aren't possible. Don't forget, we have to buy whatever product it is first and then sell it on. Whether or not it is something specific to order it remains the same. Once you sell it on to a customer and offer a payment plan you are instantly selling at a loss. A small business simply can not afford to take the financial burden of subsidising customers. Also, even with financial systems in place, you are still taking a risk. Truthfully, I'm not sure any of our AT Co's can take such a commitment on. Sight and Sound maybe or Humanware, Blazie or Dolphin, but I guess that would be it. Best wishes. Steve ----- Original Message ----- From: "martin wilsher" <m.wilsher@xxxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Monday, August 17, 2009 11:11 AM Subject: [access-uk] Re: Payment plans for access technology? > With respect steve, I did not want this to become an attack and defence > discussion of we do this, they do that. I was putting the idea out for > discussion to those who directly vend, those who resell, and those who > purchase the software or hardware to see what the support was for payment > plans, why they were, or were not implemented at this time, etc, etc. For > instance, surely, a company, regardless of the products they sell, if they > wish, can make payment plans for expencive software/hhardware if they > wish, > with the appropriate safeguards of course, such as taking a credit card > number/direct debit mandate etc, in case of default on behalf of > purchaser. > Thoughts? > -----Original Message----- > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf > Of > Steve Nutt > Sent: 17 August 2009 11:01 > To: access-uk@xxxxxxxxxxxxx > Subject: [access-uk] Re: Payment plans for access technology? > > Hi Martin, > > Currently, we only do it for Window-Eyes. > > All the best > > Steve > > -----Original Message----- > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf > Of > martin wilsher > Sent: Monday 17 August 2009 10:19 > To: access-uk@xxxxxxxxxxxxx > Subject: [access-uk] Payment plans for access technology? > > Hi all. > > In this time of resession, or at any time really, what with the costs of > access tec being prohibiitivly expencive for most, why are not more > companies iether resellers or at source venders making available payment > plans? I know serotek do various plans for their system access products, > and window eyes do their payment plans too, which I believe are supported > by > resellers in both cases, but do any others do payment plans? Sight and > sound for knfb reader mobile or hjaws for instance? Computer room > services > for knfb reader mobile or braille displays? 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