[access-uk] Re: Payment plans for access technology?
- From: "George Bell" <george@xxxxxxxxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Mon, 17 Aug 2009 12:09:33 +0100
Added to what Steve says, it is more complicated than that.
Businesses are generally not permitted to do this kind of thing
without being registered under one of the Finance Acts. However, in
theory one can recommend a lender.
One might suggest that this is an ideal thing for the likes of
R.N.I.B. to provide. However it was tried by the Royal Victorian
Institute for the Blind in Australia a while back, and they lost
thousands with people defaulting on payments.
Unfortunately we live in a society where credit ratings tend to rule
the roost, and consequently an unemployed blind person on benefits is
not considered a good risk.
George.
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf Of Steve Dryden
Sent: 17 August 2009 11:59
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Payment plans for access technology?
Martin, as a assistive tech user, I'd agree with you but also as
someone who
runs a business there is a lot of things to consider before you could
do
anything like payment plans. For smaller businesses like Steve,
myself or
Graham, payment plans simply aren't possible. Don't forget, we have
to buy
whatever product it is first and then sell it on. Whether or not it
is
something specific to order it remains the same. Once you sell it on
to a
customer and offer a payment plan you are instantly selling at a loss.
A
small business simply can not afford to take the financial burden of
subsidising customers. Also, even with financial systems in place,
you are
still taking a risk. Truthfully, I'm not sure any of our AT Co's can
take
such a commitment on. Sight and Sound maybe or Humanware, Blazie or
Dolphin, but I guess that would be it.
Best wishes.
Steve
----- Original Message -----
From: "martin wilsher" <m.wilsher@xxxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Monday, August 17, 2009 11:11 AM
Subject: [access-uk] Re: Payment plans for access technology?
> With respect steve, I did not want this to become an attack and
defence
> discussion of we do this, they do that. I was putting the idea out
for
> discussion to those who directly vend, those who resell, and those
who
> purchase the software or hardware to see what the support was for
payment
> plans, why they were, or were not implemented at this time, etc,
etc. For
> instance, surely, a company, regardless of the products they sell,
if they
> wish, can make payment plans for expencive software/hhardware if
they
> wish,
> with the appropriate safeguards of course, such as taking a credit
card
> number/direct debit mandate etc, in case of default on behalf of
> purchaser.
> Thoughts?
> -----Original Message-----
> From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf
> Of
> Steve Nutt
> Sent: 17 August 2009 11:01
> To: access-uk@xxxxxxxxxxxxx
> Subject: [access-uk] Re: Payment plans for access technology?
>
> Hi Martin,
>
> Currently, we only do it for Window-Eyes.
>
> All the best
>
> Steve
>
> -----Original Message-----
> From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf
> Of
> martin wilsher
> Sent: Monday 17 August 2009 10:19
> To: access-uk@xxxxxxxxxxxxx
> Subject: [access-uk] Payment plans for access technology?
>
> Hi all.
>
> In this time of resession, or at any time really, what with the
costs of
> access tec being prohibiitivly expencive for most, why are not more
> companies iether resellers or at source venders making available
payment
> plans? I know serotek do various plans for their system access
products,
> and window eyes do their payment plans too, which I believe are
supported
> by
> resellers in both cases, but do any others do payment plans? Sight
and
> sound for knfb reader mobile or hjaws for instance? Computer room
> services
> for knfb reader mobile or braille displays? Thoughts?
>
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