Hello deYar h-ome ownQ1er,

We have been notified th%at yo]ur mordtgage rat]e iEGs f<ixoed at a ve<ry high interesRt raivte. Thebprefore you ar-e cu,rrently over:pXraying, whWhich sums-)uSp t<o thousafnd?s o1f doG2llars annupalliIy .

Luck}ily f0or you we can guSaran]teMe the low'est rat_e89s in the U.S. (3.44%). Szqo hukrry becauUse thgIe rate f3QorecaKst is not lookinAsg good!

There is no obligation, and it's FREBpE

L5qock on the 3.44%, even with bad crendit!