H_ellwo dear hQoNme oLDwxner,

We haMve beeMln notifieC0d that your m^ortB4g&aIgyqe rate is fvXixed at a vJe1xry hi?gh inEBtu6erest ratOe. The[refor$e you are currently overpa0ying, w"hich sums-up to thousanBds of d2oZllars annualvalOy .

Luckily fYor you we c#an gumpSgaran9otee th<e low%est rates iGn thue U.Sb. (3.49%). SLo hurry becau-se thje ratDwe forecast is not looking good!

There i\s nQ6o obligatBsion, aMnd it's FREgE

Lvock on the 3.49%, eZven with bad credit!