I need to know the difference between the 2 Online Bill Pays, Quicken and Wells Fargo. What's the difference and are both needed? How can I tell which I have. I do know that I have one, maybe both. I believe I have Wells Fargo @ $3/ month and might have Quicken at $ 9.95 /month. As you can tell, I'm confused and should know, but don't. If you can enlighten me, please do. Ernie 383-8143