Jill, thanks for your wonderful tip. devi Jill O'Connell <jillocon@xxxxxxxxxx> wrote: Devi, And in light of what has just happened recently, please don't download a book that says "hold for (a name) because this means that someone in particular has asked to validate that book. I hope you enjoy validating and/or submitting and welcome to the list. Devi ramaseshan --------------------------------- Sponsored Link Mortgage rates near historic lows - Refi $200k loan for only $660/ month - Click now for info