I think that the eight digit code will be displayed, but not read out. Perhaps Barclays should be reminded of their obligation to the DDA? Barry ----- Original Message ----- From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Thursday, April 19, 2007 5:06 PM Subject: [access-uk] chip & PIN Hi All The following was in today's Daily Telegraph 19 April 2007) I do hope there are no access problms for the blind, but i think there are. Customers get chip and pin boxes David Derbyshire Consumer Affairs Editor BARCLAYS Bank is giving out hand-held chip and pin readers to half a million customers in an attempt to crackdown on internet banking fraud. The devices, which resemble calculators, will be used to log onto the Barclays website and to make payments to new accounts for the first time. Barclays says the chip and pin readers will avoid the need for passwords and launch a new era in online banking security. The Royal Bank of Scotland is introducing similar devices later this year, while other banks are expected to tighten up their security in the coming months. More than 17 million people regularly use internet banking in Britain. While the industry claims that internet banking is safe, 33 million pounds was stolen from online customers last year. Most of that fraud took the form of "phishing attacks'', in which customers replied to fake emails purporting to be from their bank asking for confidential information. The Barclays chip and pin reader will initially be sent to small business and personal customers who want to make a payment to another person or business for the first time. Customers who only use online banking to check their balances and pay bills to established, third-party accounts will not need the device. The reader is designed to be used with a debit card. After a card has been swiped, the customer enters a four-digit personal identification number. The reader then generates an eight-digit code, which has to be entered on the website. The code changes each time the chip and pin device is used. It is time sensitive and has to be entered within a couple of minutes before it becomes useless. Barclays declined to say how much the chip and pin reader costs, but insisted that online banking would remain free. Two years ago Lloyds TSB asked its online customers to us a key-ring sized device, which generates a new, six-digit code every 30 seconds. The internet security company, Sophos, said the new devices would reduce but not eliminate the risk of fraud. "Keyboard logging spyware and phishing emails won't be effective if user pass codes keep changing,'' said Graham Cluley, of Sophos. "However, chip and pin devices do not prevent all identity theft. Spyware can still steal screen shots of what bank customers are doing online and can capture account information to use for fraudulent purposes.'' ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq