Depends on the client. All govt agencies I've worked for in WA require some combination of PI, WC, and PL, to various amounts (usually large!). All mining companies have required the same. All smaller companies either don't care, or just ask if you have it. Only one small company has asked to see my company's Certificates of Currency whereas the govt agencies and mining companies require copies of the Certificates every year. I've only worked in one place where it was possible that incorrect doco could have resulted in injury or death - *then* I realised why they want it. But for all the others the worst that could happen from incorrect doco was software not working as documented No insurance, no work! Simple formula really... But I don't like paying it out as it takes a big chunk each year (over $6000 including business equipment insurance, but not including Income Protection).=20 Rhonda Rhonda Bracey rhonda.bracey@xxxxxxxxxxxxxxxx=20 http://www.cybertext.com.au AuthorIT Certified Consultant ************************************************** To post a message to austechwriter, send the message to austechwriter@xxxxxxxxxxxxxx To subscribe to austechwriter, send a message to austechwriter-request@xxxxxxxxxxxxx with "subscribe" in the Subject field. To unsubscribe, send a message to austechwriter-request@xxxxxxxxxxxxx with "unsubscribe" in the Subject field. To search the austechwriter archives, go to www.freelists.org/archives/austechwriter To contact the list administrator, send a message to austechwriter-admins@xxxxxxxxxxxxx **************************************************