atw: Re: Insurances 101

Hi Mark
Firstly, what the client wants, the client gets, so take the insurances of 
lose the job - simple as that - even though you are absolutley right that 
in most (not all) cases, we should not have more than a week or two of 
liability at the most..

However, I am finding that it is getting easier to work this problem out. 
Management companies will usually give a deal that covers just the 3 
insurances, and now the recruitment companies are getting in on the act. I 
have used Entity in the past to do this for me, and my current recruiter 
is doing it for me.  I have an application in with another recruiter that 
is offering this deal also.  Expected cost with these companies to do it 
for you is 2-3% of gross less GST.

ck





Top Mark / Mark Lehmann <topmark@xxxxxxxxxxxxxxx>
Sent by: austechwriter-bounce@xxxxxxxxxxxxx
24/06/2004 03:38 PM
Please respond to austechwriter

 
        To:     austechwriter list <austechwriter@xxxxxxxxxxxxx>
        cc:     (bcc: Christine Birtley-Kent/AUS/ANZ/CCA)
        Subject:        atw: Insurances 101

 


What are the current insurance requirements and recommendations for
Technical Writers working as INDEPENDENT contractors (that is, billing
the client directly for a monthly amount plus GST)?

Related questions in my foggy insurance lobe:
- Are insurances (Public Liability, Professional Indemnity, WorkCover, .
. .) LEGALLY required for TWs working as independent contractors? Which
ones?
- Does it depend on the client's requirements?
- Why would TWs need this cover?
    -    re hazards: Isn't it the client, not the writer, who's finally
responsible for anything written by a TW? I see TW as being different
from work done by, say, a programmer because the client can never
completely verify that a program is bug-free and therefore may be
dangerous, whereas the client CAN completely check that a document's
contents are not hazardous in any way.
    -    re loss: If the TW provides the client with a CD of all work to
date once a week, loss of files shouldn't be an issue. Should it?
    -    other: ???
- Why do clients (especially contracting agencies!) persist in requiring
this cover when [according to me] it's not necessary for TW contractors?

- Has anyone had occasion to use/need this cover?!!! What were the
circumstances?
- Can anyone recommend a company that provides these types of cover?
(I've read the thread "Insurance deal for ASTC members". It doesn't end
conclusively.)

I have disability insurance, life insurance, superannuation, home and
contents insurance, fire and theft insurance, mortgage insurance,
domestic public liability insurance, car insurance and trailer insurance
-- please tell me that's all I need!!!

Am I missing something?

Cheers,
Mark Lehmann

**************************************************
To post a message to austechwriter, send the message to 
austechwriter@xxxxxxxxxxxxxx

To subscribe to austechwriter, send a message to 
austechwriter-request@xxxxxxxxxxxxx with "subscribe" in the Subject field.

To unsubscribe, send a message to austechwriter-request@xxxxxxxxxxxxx with 
"unsubscribe" in the Subject field.

To search the austechwriter archives, go to 
www.freelists.org/archives/austechwriter

To contact the list administrator, send a message to 
austechwriter-admins@xxxxxxxxxxxxx
**************************************************

______________________________________________________________________
This email has been scanned by the MessageLabs Email Security System.
For more information please visit http://www.messagelabs.com/email 
______________________________________________________________________





**************************************************
To post a message to austechwriter, send the message to 
austechwriter@xxxxxxxxxxxxxx

To subscribe to austechwriter, send a message to 
austechwriter-request@xxxxxxxxxxxxx with "subscribe" in the Subject field.

To unsubscribe, send a message to austechwriter-request@xxxxxxxxxxxxx with 
"unsubscribe" in the Subject field.

To search the austechwriter archives, go to 
www.freelists.org/archives/austechwriter

To contact the list administrator, send a message to 
austechwriter-admins@xxxxxxxxxxxxx
**************************************************

Other related posts: