I have a rather massive application for researching investments developed
in VWD and converted to Vb.net. One version uses Sql Server and the other
the Compact edition. I wonder if I made another version if using an
MsAccess DB would let my system be compatable with yours?
Rick USA
----- Original Message -----
From: "DaShiell, Jude T. CIV NAVAIR 1490, 1, 26" <jude.dashiell@xxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Tuesday, May 25, 2010 11:23 AM
Subject: RE: Stock market
When I last did a software accessibility survey for screen readers on
financial and stock market analysis software the results were very
disappointing. When I got into investing I ended up doing my own
spreadsheets to handle what analysis I needed to do on the market. A
couple things I didn't bother including on any of those spreadsheets
were charts and graphs. I work better with tables and explicit numeric
and percentile ranges though. I suppose it would be possible to do
histograms and bar graphs with ascii characters on spreadsheets but I
never got around to doing that. With some good analysis algorithms, it
might be possible to write a few accessible projects along these lines
if anyone were interested in doing that.
-----Original Message-----
From: programmingblind-bounce@xxxxxxxxxxxxx
[mailto:programmingblind-bounce@xxxxxxxxxxxxx] On Behalf Of qubit
Sent: Tuesday, May 25, 2010 11:08
To: programmingblind@xxxxxxxxxxxxx
Subject: Re: Stock market
I hate to rub it in if there is someone here that lost money during the
crash, but I had all my retirement in guaranteed interest (cd) funds and
no
stock and it stayed pretty much the same while everyone else lost a load
of
money. And all the time the investment people were asking me for
permission
to take my savings and invest it. I refused. Well my approach was ultra
conservative -- near zero risk. Sometimes that is a good idea. I don't
trust
the stock market or the people who want to play with my savings.
(I am letting them invest a little now, but I am so wary they don't dare
do
anything to sink my boat...)
Good luck all. Maybe there is dawn on the horizon for the stock market,
maybe not. I just hope for the best for the most people.
--le
----- Original Message -----
From: "Bryan Schulz" <b.schulz@xxxxxxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Tuesday, May 25, 2010 9:22 AM
Subject: Re: Stock market
tell that to people that used the system that has worked for over 50
years
and lost half of their 401k when the market crashed.
Bryan Schulz
----- Original Message -----
From: "black ares" <matematicianu2003@xxxxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Tuesday, May 25, 2010 12:34 AM
Subject: Re: Stock market
yep, that is a known rule stated as:
"don't put all of your eggs in the same bag".
----- Original Message -----
From: "RicksPlace" <ofbgmail@xxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 11:19 PM
Subject: Re: Stock market
One point, if you have all your retirement funds in the company you
work
for what happens if they go belly up or can not afford to pay you the
funds from the fund when you need them because of som unforseen
obligation or default by the companies or funds they have your money
in?
You are doing what allot of folks do and it has proven fatle to many
employees with their retirement funds all in the companies they work
for.
The only reason to have them invest your funds is if they give you
free
money. If they match each dollar you put into their fund with some of
their own money then you take it, stay in the fund with whatever the
minimum balance is to keep getting the free money and pull the funds
out
when you can. You then pick a good investment to store your
retirement
funds. You allocate some of them to a fund of broad investments, some
to
another type of investment like income or commodities funds so that
if
one fund does not do well the other ones will. This does not take
allot
of knowledge nor money since most the better retirement vehicles have
low
investment requirements, offer good management and you look for ones
with
the lowest fees. Look at gthe Vanguard Group. When almost all the
other
major brokerage house were skimming pennies from their clients
Vanguard
was not. There was another instance where the Investment companies
were
involved in some shady transactions but Vanguard stayed out. Most
recently many of the Major players had leveraged their funds beyond
good
sense and used higher risk investments to get returns. Vanguard did
not.
There are some big ones like Fidelity and a few others who have had
some
shady stuff but have remained mostely clean and the funds of really
hard
hit companies like Hartford and others are rated as pretty safe but
they
hold allot of bad debt so who knows. The trick is to find the best 3
fund
families, or one good one, then spred your money out over 3 or 4
funds
that use diferent asset classes. An Asset class is like common stocks
for
growth, Common Stocks for dividends, bonds, trusts, International or
Global and Commodities. That gives you the best chance of retiring
with a
bunch of money. Youdid what allot of folks did. You took a flyer, hit
it
big, $300 on a small trade sounds big if it is made in a day on a
small
investment, and then thought you could do that all the time. The
Gambling
casinos make money whether suckers win or lose, so do all the
companies
on Wall Street that you pay to invest your funds.
If you have less than say $10,000 I would just use one of the
Vanguard
funds, likely 2 or 3 by putting $2,000 to $3,000 in each of 3 funds
to
diversify your asset classes. Then periodically I would pull money
out of
my retirement fund at work and allocate it to my new funds. That is
if
you can do that without taking too much a hit.
Rick USA
----- Original Message -----
From: "qubit" <lauraeaves@xxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 3:04 PM
Subject: Re: Stock market
Yes, and that is why I have decided to leave the investment to the
company
managing my retirement money -- I once decided to try day trading,
got
an
account on an investment site and took out an IRA to invest for
starters. I
started getting all this email on good stock picks -- I mean,
companies
I
never heard of, penny stocks, etc. I bought a bunch of shares on one
and
made $300 in a week and was feeling good about that -- but then I
got
involved in other things and left it sitting, and in the end when I
went
back, the company had gone belly up and I lost the entire amount.
So if you don't spend a good amount of time researching you can get
bitten.
I chose to let someone else spend the time...
That is my warning to anyone starting.
Happy stock picking...
--le
----- Original Message -----
From: "RicksPlace" <ofbgmail@xxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 1:17 PM
Subject: Re: Stock market
Hi Black: Right on. Read, learn and practice for at least a year
before
plopping any real mony down. There are real dangers out there and
those
guys
are looking for beginners who understand a little about how the
market
works
and Financials and Business Processes. They feast on these folks!
The one truism in it all is, you stand to make a return based on how
much
risk you are willing to take. That is if you can believe the
Financials
and
the folks putting them out for the various companies. That is where
history
and reputation comes into play. There are the day traders as well
and
they
don't care anything about a company, tnot what it does or what their
Balance
Sheet looks like or if they even post one, just how the stock price
and
volume appear according to a chart or how it is trending in daily
trading if
they use automated trading platforms.
I think it is a very good thing for young folks to invest because
they
can
see massive positive results over their working lives but they need
to
be
careful, do their homework and pick stocks, bonds, real estate and,
or
funds
carefully and keep informed about what is going on with every
investment
periodically.Black, you should join the blindfinance list as well if
you
are
an investor since there are some pretty experienced blind folks
floating
around there.
It is usually a very quiet list unless someone has a question about
something.
Rick USA
----- Original Message -----
From: "black ares" <matematicianu2003@xxxxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 12:48 PM
Subject: Re: Stock market
You don't university education for investing is true, but you need
education for investing this is also true.
So, if you don't have the oportunity to learn those things in the
university, you must take in your own hands the trouble with
educate
your
self in that direction.
Depends what you want to do.
If you want let other to play with your money, you can go on the
mutual
funds way.
The is a little risk, but the gains are on the same way, small.
If you want to manipulate your own money and you want this if you
want
to
earn much, you must be financial educated. You must know to
interpret
financial statements, to compute interests like roa, roe etc.
To be business educated, to understand business processes.
For example, when a company fires employees, the productivity
temporarily
encrease and so the stock price.
Best way to go, is to financial educate and business educate, to
test
your
skills in a real environment, but only to simulate, not to play
real.
After I will start a small business, I would encrease it, go with
it
public and finally sell it.
----- Original Message -----
From: "RicksPlace" <ofbgmail@xxxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 5:25 PM
Subject: Re: Stock market
Nonsense! There is absolutely no reason for a University
Education to
invest in the Stock market.
It might help with technical analysis or fundemental analysis but
99
percent of investors invest in commercially available products or
pick
stocks based on recommendations or other things. ETFs, Funds and
Mutual
funds are the only way to go for a small investor and they pay
many
thousands, millions, to people who have the formal Education to
pick
individual stocks.
Rick USA
----- Original Message -----
From: "DaShiell, Jude T. CIV NAVAIR 1490, 1, 26"
<jude.dashiell@xxxxxxxx>
To: <programmingblind@xxxxxxxxxxxxx>
Sent: Monday, May 24, 2010 9:03 AM
Subject: RE: Stock market
A college course on Investing is going to be your best bet for
several
reasons. A course on consumer awareness would be a fine
prerequisite
along with a year of statistics to that investment course.
Publications
that teach you how to read and interpret a balance sheet will come
in
useful along the way too. Anything else you do outside of a
college
setting will be aimed at sales and have their own agendas to push.
Young students traditionally haven't got much to invest so the
sales
pitches tend to get turned off when that crowd gets taught.
-----Original Message-----
From: programmingblind-bounce@xxxxxxxxxxxxx
[mailto:programmingblind-bounce@xxxxxxxxxxxxx] On Behalf Of Celia
Rodriguez
Sent: Monday, May 24, 2010 1:19
To: programmingblind@xxxxxxxxxxxxx
Subject: Stock market
Hi everyone,
Sorry for the off the subject topic, but I am
interested in the stock market. I only have one little tiny,
problem,
I
know nothing about the subject. I would like to start researching
the
subject, but I do not know where to begin. If someone can point
me in
the right direction I would greatly appreciate it.
If you have any suggestions or tips can you
please write me off line at celia-rodriguez@xxxxxxxxxxxxx
Thank you in advance.
Celia
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