It takes a number of days for the cheques to move through the mail (up to a week, depending on destination), it'll then take Bell a few days to process them (cheques are an administrative expense so I imagine they 'batch' them), and then it'll take a few days for the banks to process them and to release the money to Bell. All in all it can add up to a significant delay before the cheque gets applied to your account. By comparison, if you pay your bill on-line, your payment is usually credited the next day, if not the same day! If it's an automated withdrawal, it'll get automagically pulled out of your account, provided there's enough money in the account and you'll never have a late fee again. As for automated withdrawals: ask yourself if you have ever had a problem where you actually benefited from paying them using a cheque? I've been using automated withdrawals since they first became available and not once in over 10 years have I ever had a problem. They've saved me a lot of money over the years in terms of late payment fees/interest charges and stamps. I absolutely HATE credit card companies (unscrupulous, thieving bastards!!!) because they don't offer automatic payment options (those SOBs don't offer automated payments because they make too much money off people who are late on payments). PS There are also scheduled payments that can be made. Let's say you always want to pay the minimum on your credit card, even if you forget, then you can put, say, $30 on each month. That way, even if you forget, your credit rating is never in jeopardy. PS^2 you can pay pretty much everything on-line nowadays (including taxes and tuition). If you need help, just call up your bank's phone system (or, sign up with President's Choice for a no-fee bank account at your local Loblaws/Zehrs or on-line). Eric. >From: Ralph and Joan Winfield <jrwinfield@xxxxxxxxxxx> >Reply-To: muglo@xxxxxxxxxxxxx >To: muglo@xxxxxxxxxxxxx >Subject: [muglo] Re: Bell from Hell ? >Date: Thu, 21 Sep 2006 16:24:40 -0400 > >Ilbert, why am I not surprised? I hope your problems are over. > >I have a new problem with Bell. Bell Mobility really. They don't cash >my cell phone cheque until after the late date then charge me for late >payment. I don't think it takes two weeks for my cheques to reach them. >I'm reluctant to do bank withdrawals because I can just bet they would >goof that up too. > >Such is life. > >Chow >Joan > >On Sep 21, 2006, at 1:07 PM, Ilbert Walker wrote: > > > Here's a heads-up in case you experience similar problems with HDSL > > connection which I reported here in the past months. Constant > > 'hanging ' , delays or simply being taken off line without warning! > > Even buying a router didn't improve things. > > > > My ISP subsequently discovered that Bell, in trying to stay > > competitive with Rogers, had changed their DSLAM configuration > > (whatever that means) at Dufferin HQ without warning , and a new > > higher power modem was now required to cope with the change. My > > previous one was less than a year old. > > > > That's now been done, and all the weeks of frustrating phone calls, > > visits from Bell reps, concern about the building structure I live > > in, phoning Mac Outpost, changing my Mac's Preferences, rebooting the > > G5 etc - thinking it was my problem - are now over ( I hope!) > > > > Even if you switch to Rogers - you will probably still be stuck with > > Bell copper cables ? > > > > Dear Ol' Ma Bell - what price monopolies ?! > > > > Forget Pogo's famous dictum - You may NOT be the problem ! But > > have now been warned ! > > > > Ilbert _________________________________________________ For information concerning the MUGLO List just click on http://www.freewebs.com/muglo/joinus.html Our Archives can be viewed at //www.freelists.org/archives/muglo Don't forget to periodically check our web site at: http://www.freewebs.com/muglo/