Dear Everybody, Do not read this expecting a joke. if you do need a joke, go to http://www.youtube.com/watch?v=z7GvstxiH-M . This is about your money. And mine. In fact, those 11,000 English teachers who never read ETNI stuff- it's about their money too, but they'll never know it. Ha, Ha Ha. OK: I've met English teachers who can run their own investment company ( or whose spouses or kids handle it for them). I 've met others, mostly 50 + yr old kibutzniks or Olim from the midwest, who never look at their 'Tlush' and find out when their ready to retire that they 've been royally ripped off all these years. ( Ma zeh 'vetek?' Ma Zeh gmul rikooz? Mah zeh tlush?) I'm somewhere in the middle. OK, So: There's this thing called Kupot Gemel and this other thing called Keren Pensia ( pension funds). Every 3 months, you get a report on how your money is doing in these funds, which will eventually support you when you retire. THESE FUNDS ARE INVESTED BY THE KEREN PENSIA PEOPLE AND THE KUPOT GEMEL PEOPLE. BUT THESE PEOPLE DON'T HAVE YOUR BEST INTERESTS AT HEART! Au Contraire! I JUST NOW DISCOVERED THIS: All you have to do is to go to: http://www.gemel.funder.co.il/index.aspx or Google 'Gemel Funder' On the left side put in the name of your fund: (It's on those forms you throw away every month; like '×?×?×? ×?ר×?×? or רשף ×?×?×?×? You can actually see how much money your investments lost this year. Lessay they lost 3%. But you can find other investments that gained 6%. So why not find somebody who knows more about this and GET HIM OR HER TO RE INVEST YOUR MONEY IN SOME GOOD ONES! This isn't about risky shares; the investments you see on Gemel Funder are all legit options for handling your Kupot! Why am I telling you about this? I think ETNI is a good place to help each other with these issues. And we can start by helping me: Is anybody out there using a reliable 'Minahel Tik Lekuhot'? Has anybody heard of the Sela company? I'm trying to check them out before I make the plunge and give a complete stranger ( with references) the authority to handle this for me, and , hopefully, ameliorate the financial disaster that I have brought down on myself thru ignorance. Have a nice hot day and stay clear of trafic jams. Barry -- I am using the free version of SPAMfighter. SPAMfighter has removed 558 of my spam emails to date. Get the free SPAMfighter here: http://www.spamfighter.com/len Do you have a slow PC? Try Free scan http://www.spamfighter.com/SLOW-PCfighter?cid=sigen ************************************** ** Join ETNI on Facebook https://www.facebook.com/groups/31737970668/ ** Etni homepage - http://www.etni.org ** post to list - etni@xxxxxxxxxxxxx ** help - ask@xxxxxxxx ***************************************