I'm sure the world is full of people of breath-taking ignorance, and Australians are certainly capable of producing world-class idiots. Recall that couple on the north coast flying a Nazi flag a few months ago who claimed never to have heard of Hitler? And I heard Dr Karl mention on the ABC that he has met numerous Aussies who did not know who Einstein was. My own experiences have mainly been with quite highly educated Americans. I spent a year teaching at a major US university, and kept being surprised by the sort of questions I got from people with so many letters after their names that they needed business cards the size of beach towels. One I sometimes got was "Do Aussies celebrate Independence Day?" Or, recently, I was asked to suggest a prize for an international essay competition being run from the US. The organiser was in a bit of a flap, worrying how to get prizes to overseas winners. I suggested an Amazon gift certificate, as something trivially easy to get to to the recipient, and one usable anywhere in the world (pretty much). My correspondent was a bit taken aback: he had assumed that Amazon was a purely American affair. Canadians, to the contrary, seem much more worldly-wise. Garry Please consider our environment before printing this email. WARNING - This email and any attachments may be confidential. If received in error, please delete and inform us by return email. Because emails and attachments may be interfered with, may contain computer viruses or other defects and may not be successfully replicated on other systems, you must be cautious. Westpac cannot guarantee that what you receive is what we sent. If you have any doubts about the authenticity of an email by Westpac, please contact us immediately. It is also important to check for viruses and defects before opening or using attachments. Westpac's liability is limited to resupplying any affected attachments. This email and its attachments are not intended to constitute any form of financial advice or recommendation of, or an offer to buy or offer to sell, any security or other financial product. We recommend that you seek your own independent legal or financial advice before proceeding with any investment decision. Westpac Institutional Bank is a division of Westpac Banking Corporation, a company registered in New South Wales in Australia under the Corporations Act 2001 (Cth). Westpac is authorised and regulated in the United Kingdom by the Financial Services Authority and is registered at Cardiff in the United Kingdom as Branch No. BR 106. Westpac operates in the United States of America as a federally chartered branch, regulated by the Office of the Comptroller of the Currency. Westpac Banking Corporation ABN 33 007 457 141.