[amayausers] Re: Service agreement
- From: "Jack Fuller" <jack@xxxxxxxx>
- To: <amayausers@xxxxxxxxxxxxx>
- Date: Wed, 26 Jan 2005 12:02:18 -0700
Connie
I have been thinking about that too. Mine expires in July. I suppose one
could look at the premium to guage what the liklihood of encountering a
large expense might be. That is, if the issuer of the poliucy thinks they
will have to pay off a large expense the premium will reflect it. $60 a
month seems only a little more than the cost of servicing the policy. If the
policy maintenace costs are 30% then the expected pay out might be $42 x 12
or $504 per annum. I doubt if anyone will actually have a $504 annual
expense on each machine but one never knows. As far as replacing a major
componant such as a motherboard @ $7000, I think one has to consider that
you can replace the machine for $8500. Would it not be better to replace the
entire machine and get a new warranty? Techs charge $65 an hour or so plus
travel. You have to pay a deductable plus travel expenses even on the
warranty covered service items. My sense is that the critical parts have
been replaced by now and all necessary upgrades have been made. Put a little
maintenance money aside to cover tech calls and forget the policy. It is a
bit of a gamble but not a huge one.
Jack Fuller
-----Original Message-----
From: amayausers-bounce@xxxxxxxxxxxxx
[mailto:amayausers-bounce@xxxxxxxxxxxxx]On Behalf Of Captain Gold
Sent: Wednesday, January 26, 2005 10:23 AM
To: amayausers@xxxxxxxxxxxxx
Subject: [amayausers] Service agreement
My original warranty period is just about up (It doesn't seem like it's
been two years already), and I'd like people's opinions on the value of the
extended warranty. Is it worth a credit card charge every month? Except for
the recent hook issue, I've had no problems with my "girl" since she
arrived.
However, I know how most electronics and vehicles respond to a change in
value - when we pay off a car it usually has instant problems, and when a
manufacturer's warranty runs out it's a sign that we'll be repairing or
buying a new piece of equipment fairly soon. (For example, we had an
unexpected windfall of cash this week, and one of our rain gutters fell off
the house to use up the cash).
SO - is everyone out there purchasing the extended warranty or not - and
why?
Connie
Wyvern Productions
Painting masterpieces in thread.
http://www.wyvernproductions.com
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