He<llo dear home own7Fer, We have beeddn notified tjYhat youKr mgRortg~age rate is fi!xwted a4t a ver3y higkh iF9nt:erest rate. Therefore you are current ov.erpaying, which susms-up t?o thouasOXa9xnds of dollars a>nnuallZAy . Luck^ily for you we can guarantee the lowest ratej8s in the U.S4P. (3.50%). Seo hurry because the raLte forecast is noAt looCkGing good! There is no obligations, ancd isEt F-R7uEE LAock on the 3.$590%, even with bad credit!
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