Thanks Shawn. Yes, the coaches are covered – we are more concerned about the team. We do expect parents to have personal insurance, so perhaps this is how this was thought of in the past. However, this could be a gray area, and as you know, this is tested only when there is an issue. We will look into K&K. Do you carry it just for the summer months that swim team is in session? Do you happen to know the cost? Much thanks and good luck with the meet tomorrow. I cannot be there, as work will keep me away. I hope your team does well and enjoys your time at Collindale. Thanks! -Heidi From: Village Green Swim Team [mailto:vggators@xxxxxxxxx] Sent: Tuesday, July 01, 2014 7:13 PM To: Andy and Heidi Mechtenberg Subject: Re: State Meet Hi Heidi, Shawn from Village Green: We carry K&K sports liability insurance to cover swimmers at our pool & competing at away meets. The coaches carry their own liability insurance, as we treat them as consultants versus employees. I would be willing to bet your coaches have liability insurance that they carry as part of their FAST coaching. Hope that helps, Shawn On Tue, Jul 1, 2014 at 4:26 PM, Andy and Heidi Mechtenberg <mechtenberg@xxxxxxxxxxx> wrote: Just a quick question. No one on our new board has ever seen the information packet that has gone out for the State Meet entries in the past. One of the things that caught our attention was the section about “Insurance – signed by Coach”. We were wondering how other teams in the League dealt with this - or is this a new thing? I do know that a few teams out there carry their own liability insurance, but to our collective knowledge, Collindale swim team has not, though we may be wrong on that. We are however organized differently than in years past, so that may be a key. It is something we are looking into with all seriousness as quickly as possible. Some advice would be greatly appreciated. Much thanks for everyone and we look forward to City Meet at Westfield in just a few short weeks! Yikes how the summer has flown by. -Heidi Mechtenberg CAPS President -- Swim Fast! VG Gator http://villagegreengators.swimtopia.com