[citw150] citw150 L3 Q5 Peer to Peer Loans and Direct Charitable Donations.
- From: Jet <justinabram@xxxxxxxxx>
- To: citw150@xxxxxxxxxxxxx
- Date: Thu, 16 Feb 2006 14:41:53 -0500
This isn't from the text, but there are a couple of websites enabling
people to engage in peer to peer lending and direct charitable
donations.
Global Giving (www.globalgiving.com) allows users to browse through
different projects in different regions of the world, and donate
directly to those projects. Some of the project themes include:
Economic Development, Education, Gender and Equality, Health, Human
Rights, and Technology. The listed regions of the world include:
Africa, Asia and Oceania, Europe and Russia, Middle East, North
America, South America and the Caribbean.
Once you choose a project (e.g.
http://www.globalgiving.com/pr/1100/proj1060a.html), you are supplied
with a myriad of information regarding the project needs, activities
and potential outcomes, contact information for the project leader,
information about the orginization handing this project, and what
other projects they have going on, bios of the orginization leaders, a
progress report and photos of the people directly impacted by the
project and your potential donations.
Donation options are listed. For this particular project:
$1338 10 local teachers get new jobs
$1882 120 children get new toys
$4859 10 social workers get new skill to work online system
And if that's too steep for you (as it's too steep for me), you may
enter a custom ammout, with the minimum donation being only $10. All
donations are charitable and therefore tax deductable, and there are a
lot of payment options.
I made a $25 donation to the project I linked to above, and the
process was the same as purchasing anything online. They have a
shopping cart setup, giving the potential to give small donations to a
variety of projects with one payment (payment options include:
credit/debit cards, checks, PayPal, stock transfers, and private
equity shares.).
Kiva (http://www.kiva.org) provides a similar service, but with an
additional option to make a donation and/or a loan. The loan will be
paid back, interest free, within an average of 6 to 12 months, based
on the success of the microenterprise. All of the money loaned or
donated goes directly to the business you choose. "Kiva allows
lenders to see firsthand how, when, and why the work of their
sponsored enterprises succeeds or fails."
-Justin Abram
--
http://www.theplayback.net The Playback - indie rock for people bored
with indie rock.
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