[bactttoma] From Ben Matthews. Automatic teller machine skimming be warned becoming a big problem.
- From: steven taylor <steven_taylor10@xxxxxxxxxxx>
- To: bactttoma@xxxxxxxxxxxxx
- Date: Thu, 20 May 2010 15:19:33 +1000
From Ben Matthews.
You may have recently heard and or read that the Commonwealth Bank has
recently discovered what are commonly called skimming devices on 3
automatic teller machines.
To give you the idea of how these devices are meant to work, basically
the idea is criminals put a device in and or on an automatic teller
machine with a camera which records all transactions, which then
transmits all the data of the transactions to mobile phones and or
other equipment.
The criminals record your transactions and yes this also includes your
pin and then they use this data to grab whatever cash remains in your
accounts.
This practice is becoming more and more common so here are a few tips
to avoid you becoming the next victim.
1. Withdraw only using eftpos, most retail stores will give you cash
as will post offices.
2. Do not withdraw cash on credit using an automatic teller machine,
in other words, don't borrow cash on your credit card using an
automatic teller machine to complete the transaction.
3. If you really have to use an automatic teller machine, try finding
a branch of your bank where they have a machine inside the actual bank
branch and or even better just go to the teller and do the transaction.
4. If you are going to use a personal pin of your own choosing rather
than the bank issued pin, avoid using your date of birth and or any
number on any form of any of your personal identification, tip, use
your dogs registration tag number or something obscure like the year
you got the first card or something like this.
5. If you suspect money is going out of your account without your
authorisation, immediately make as many forms of contact with your
bank as possible, note, you should also inform the banking ombudsman
and the police as well.
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