[uupretirees] Fw: June 20, 2022 NYSARA Monday Alert Retiree News

  • From: Eric Russell <ericprussell@xxxxxxxxxxx>
  • To: Uupretirees <uupretirees@xxxxxxxxxxxxx>
  • Date: Mon, 20 Jun 2022 17:58:06 +0000

Note especially the articles on Medicare.  Eric
________________________________
From: Barry A. Kaufmann, NYSARA President <president@xxxxxxxxxxxxxxxxxxx>
Sent: Monday, June 20, 2022 7:00 AM
To: ericprussell@xxxxxxxxxxx <ericprussell@xxxxxxxxxxx>
Subject: June 20, 2022 NYSARA Monday Alert Retiree News

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Happy Juneteenth (Celebrated) NYSARA

Juneteenth is the first new federal holiday approved since Martin Luther King 
Jr. Day in 1983. This year, the Juneteenth federal holiday will be observed in 
the U.S. on Monday, June 20, 2022.



Juneteenth is a federal 
holiday<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZUCf0FLcDWSwYyjahz9SxPTpwiVZV946Qxd5FZ09iIB6b3DcdGeU16-HAPLYARp0zAERawsD3ziKEZvp1Lx3YoLenlw0NScaZaPyngAs0H2MdcfegCzMpHQuqT7Keznhqx9T1ew9WFCpxIyZV-z4oziJyyfCCZ5XuSxUv4A-EjR0rorXqKgbrp-keUZxPj5zkF9A6MwqdraqbctfWTmOrM1vzg6MDlA_tiYZVj9UGRvC_23TKn6BdNnT-_Agp-Hhzwa1OW22DzspCMMDdYETzdyL9L4WaduXOD3EZnowcEqtECRB63IhEBarlbdGJGgXPwYxhzgM4EglNR6ak8kO1U%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh0%2F9nPU16jhRC4yi5qg2NCTp4-FvL4Z0WGePiifQwqBAAc&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=ghik2fYLuD8%2BI38IRVhUVXUEBFo2G9dT5ESOtQf%2BqAw%3D&reserved=0>
 in the United 
States<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbNfZfwLXslNNoeL-_USTIe7CTdbKjzj7NGAXMKpId7CTWEDNXK9Mb-76ggK4ky2hvxD-XYqAJmfUKUufdMRTlBj0j19gSSV2MAMSQsg007C2M8SCyjOWd-aZKicEKLd5QO-Rnp4HcN58WDMoRFqNRhABXZF34_SaYgKihx5jfOTCxFs7S5obempy5zWYJioAX0RfIqX6KAXqxEFpfgmoXyS8P5jl-K48NenRRXgIU9n2Ut2c_41odzpDt0QJ0mlM3V1hRgW6bW7jTRk41zz0RxqXRvWoin8Zd9kQdclCntnA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh1%2FTYr7O7HZptwcbyKISrJ0In5TGyVpXCVdyJyM8u2PT1M&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=4F7te5qaP9ZepLkXRjWaphV3rnvaDQV0cZ0iIByZISw%3D&reserved=0>
 commemorating the emancipation of 
enslaved<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrga0Xbics-wKTQPiZxlH8krG1OTiTJ-0X_sJcpM8HoGHE356h2Yyvawp3DBsA1-djcwJ_5N8R0mYX1kaNNFpD5_DFyJUQjHdH0X8Myn-nSvZoFuHbn1T7SboguZU4f8gk6umobimH-ShhkvSZ5K0pJPns0NrFi1RmBUHVFFHTC3NI9odMmvl_vgVmn8bsftq8Ds9d5Q_g7xwg9SDLqcJNMjA2PO0-0ZcR_Qa43vTTQ3wtmSdyc2X8KWI6MaQFj8iOfO6jkkvw3shMf0k3liyOt7m1sa2s54-gLt32I4IUvy7eLreCzrb5_2CSYfqKQzQ0BY%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh2%2FUTxqDj8KmwMJ2i8HXPZzSjLatgwg1L73Jpta-iUU0Go&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=l4BLf%2FjXiIfN4K9PTbONj1tWlMbhHQCLQb2NXVnbNH8%3D&reserved=0>
 African 
Americans<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZ2YkvK8OWhrHBjLBxvoSLMkn8eA8lcnDnioWRNCy9-_5Op8wEU288rz-N3Xcfd6vqKYWeMz4Vz0r0VXzYUKm0HI3CAHtdkfPQYe6Fn0uBAY8TlNPA48UCmUTaVXk_GjsFhn8qTKWbJT7uPpV7AM3XmUmHoZ_TAUH6pazLN2zSsjrrQp80Pk-ReH5Up1EJZ6hVaTmjnQkGZvCHH7xmCWLo6hnWGe_QNPLacG9zTu6TeRw44AZpc3B0Ev2AT0C-xds_7gPdhYgV9kApzggJDspXjAXnz8822uraFj8D86uZQCQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh3%2FvIoGCo4ikXOjkjV9vwMywUWzHMColA6hO_YNgrfWggE&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=GJhY3wNDiQrAZ%2BNh37lokxXvROffpZu4gOl0EdJTz80%3D&reserved=0>.
 Juneteenth marks the anniversary of the announcement of General Order No. 
3<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrganNyvKFXIlOsSLVotwcJNGUOXy7sJI2JSCVRo3w9axYp5D5fSgAyMfShriAmvAyk8HXgb8SUMBfU0bKRb0sjlUEHHIbQ8r8CPFmQiHZphxJJG4CVmlj-5naIPIiBuXP0HnLCh1BpnRZxs98U0v4NNzt3paPIkP-5T9uHeIh36dFpIxxLcMFFd1fjHSG8fdU_JWfqAE5G5lsfAEIeH0-yTehOWNVFkwe_5rmd-u3JAO2tMmuwMSWDVqpyt2oQvAsay4aVg-sI7SsDtvTgs1iouGXg1xJ5KSMNwDogGMOxFz2A%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh4%2FDtbItxxwD7-ffIJO3g8wEnc9O0jDSmaaT8nPxB5TLFo&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=7RYt72kRsXBw6xZoSDO1PYUwqFz6AnK5QcQwHkzwjQA%3D&reserved=0>
 by Union 
Army<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYzRCkzkt9M6fYvzoyJEUG7jdtylJWsUbNWVDVgPxEAxg_tCpvLw57ityXOhWLvp_GyYNJFwBVooSM43O5zLLHfKfqlQduDjlAVkv-sO4metvU7xJE8GaiooiXZJYlhry3y-jS3Pu170Mn-kzfRjCcKqNNMO5B66Ed-kmeKI86iha4rrjz0_NrPwlIJwDBF-aM-8nzDbeUch2o2BP6JX_HDLzQgIOYXPJnc5WEGoegSscXOMW8CtVeHs_ryJo_YHtp-RpcClC1hswfM2IyhYVsImi0Vew6TnfjwJfTNDQzvNA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh5%2FGURCs3pAw0Z96tI9N9sn-fNfXvHqbk_3Ka2uX37kWa8&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=On0vpkLvdP2iMzIvyhuLDZzkgs3vSmnGaQhsCBxgWNM%3D&reserved=0>
 general Gordon 
Granger<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgb33hAJ1YoO3xN0prqx_TqhyJ8ubn2Nt8_bxSPGLVpt-Sx8XjPdE25UtlW_EBG0YXJ-exIoBdzI3QQ9InxXGXJUFFol3CbUCZ5uU7ttXbf4QTLRSaVDGcJ_YKrlyOz3wWzg_O63QzXC2G9ZB0Mz9_Wr1mwleAEC_puqa2tOqKU7Z9Peyw-2Ytd1stVvPhPweOlXA-i2nM8oX6JCjRCaxv_zaN9qV7ZyaDjFXwazJKcUsO5AWqciIf2aTz8aogSTQqTYyindsCW1SQ5vcTO5r2RQ4WkYTKa4bXR7kJiTIlyLaQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh6%2FPB0boUvLm-ChRLb64o88dZuKK1dFfSAO2_qgVyJtjdc&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=7Zjf5PLBV3a%2FDhbLuhYAS7%2FhsHm3lb4VrlN3euBx75Y%3D&reserved=0>
 on June 19, 1865, proclaiming freedom for enslaved people in 
Texas<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZNIs2I29Q35FBLYnFPpy3PN7imS43wMyGBJYVyYQyogC3QmAn5m55JQrYCNpoR9N9tykm7m70yhXMtGmyhSaKAXjcSJWDZ6CYl0AreE-CaREenakphc6O5JISw9HSGWMRdfTg-lXgvGGgH0_jmv0SOcxVD28LaHFZnIACFlOlCHBhZxmM2YDk1C-xQRKBC7bWPByaJNNupbV1-wDwnRmAMLwpp20ksTYgTUfPMuZ9aUGKkIuiQLfWhHZdA-hyk28J9I3Jc_IUv8ynlYIJJYhWSQKIwHz_sE1wgOxzxOkRDLQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh7%2FauRCnGf_Ubj8o6qEVmQ5kKFsikpE_KmvV8S-jj4fjbQ&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=k%2FwKLGbxuuMjBqBrYHPpC6ZZmtDeXd4gOL7v20n6%2FHk%3D&reserved=0>.
 Originating in 
Galveston<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgaKacKWu_TuzZI8lqWuRHUo_hh7myqbD0tNlBV45hVEx2EVWt0q3UABoq8VKGl0D-CbhrzYlcYxz1K5c0c30NS8ZNogUIeoMEGd41ZV9igU3QkTm5FxF5xtzSJjcDwrmDFpnBNBr8h9YdXJOIPUxShQmnGXB_lIQ94CkSGJ9li1B2V45J6z5UDAsPXFuEsxpXzQEqwnh6J6q4W8_YnLvOv00rAP48giLvOfSI86ilyitwGH7yoL4B1-Ewm7l6Xd-xQCsYeRfvZDrqS89dR69joL4WtMCBylqEnGn8lyAyEb7g%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh8%2Fbe0SO7MUXxfETFnFBX9oAyNzxOebp6tuAI4vmPg7QJ0&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=l2eINk5M4eIIOojFBd6BzuB5FPNPrVZEPmQtkFR1IoA%3D&reserved=0>,
 the holiday has since been celebrated annually on June 19 in various parts of 
the United States, often broadly celebrating African-American 
culture<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYwoSJbmfjQzF3R33-HXvJjUFUCfvWmtkKltBl2udB1_exiXm6DzNe6I7oY3TF731_p36Zj1tcpHWmrV4Mb_-HFhCbSzHIn7NTBGI_LujKxj5faE4D5_zHCIDmGA_j5nWS_KEOIRhAcvALnZnOojzcSepSBZ-nE9ZwzvFlsak4CBeCy2r8QuZV1a_UiThiC6yBtCbpKqbT3Uhacsb0tO64UL6gcoXGYbOqDHR17E_k9dHRY9hMllq252nh2nchuI9TanDb2YbW5hHK7bKEbENzO9MdYb50nXAzhyBJcPyDwb1vhgcUuyE7r91dzJjy_o0Q%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh9%2FGyiL9JEt0LtafVEk04Mv_5y_vSzGU4SMArPFIzPHWGE&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=4rW2HsbQBog2XzFOboFcwPWpfawCxTrB%2Fr4pHKM6z7k%3D&reserved=0>.
 The day was first recognized as a federal holiday in June 2021, when 
President<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgb3HVGgIxXeYUW6ua4Sf0u2vyH6_ixPh-lJiE2300s2NxnIv7gsdy6R9YMT2GbYZB8yreXa6dBsvNYVM2kzvG9LrF-HWdILQj__ny7EJH5SlsddyhRSk48d-DiqWrqXM8A7T6HBaQaYq39bvgbqjy4ZH-D8quuEenGO-Ru_IBtu2uhr5KXehykfwnAGzx_TdbEPpCQBZfGIc0UA7VFUDKrxoCbPLrkxcTroSE700xpzb2cbcLzylgeMXRMwaxA6cAcKKY33ckdCUdkVHO7lLNSdYzCFAQY5uYZytCctb2eJDYKn1RZ4jELu0MHjAY8WMek%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh10%2F8lXtX8SuqZ6PEE957EvjQnhx1xyTnsHRBa9iOk24TpM&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=iV%2BiOGJHeVmvMkIdx%2BeZUtfHtplmX1Q6hH%2FVszfsYgc%3D&reserved=0>
 Joe 
Biden<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZcAu0MrqepXpI3CELiTE0SUT6vR533ug2zQ7co43pUMyuPclp8TNgXm_BH12f11zehj3L0G8ThDQ4dbeVATiMtiDM0Kw6WBX5fIFZviFyydb57AI5NWFI_0Vf4X-Cp7M0vhZ7RJdjV4AiMziMN_KNneTmyFtG66sFC9viQ_izfRkOxuEvTTw2PMxlrcXBK_PVdFYju6DG3cuBl1YDg-ZCObbPZcTI5JICyq5Bhnj4mIB_84rK_z5Qb5YAnzMKaSP8HB_M041ejWoZUGaeS-VFqyJPJy6w2ZPekTgMLn47jkQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh11%2FUd9IZtKPnBArKvwyqEyizL3b2XPL0rTRc2VTmWFrJrQ&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=KHwWvSTdYHqIyfTGS7%2FHUSYrgA1s2IuVenbG9q7Y1Mc%3D&reserved=0>
 signed the Juneteenth National Independence Day Act into law. The Juneteenth 
flag<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZgUMivhcH3cj81xrbZMYrbymfbwDyCDObohjfQ03ssx59VS68O75QJNJ5ymB5QQj0O_PhANOBbvZMqexAERqMmVNhZS5QSQxpoWKxQczVaRBi66DTHXbpQF5dQjUgBW-GY6SAuW4T2X6ExOowmMJiWqJ8QAdurPTrJwMxvzdZY8Kj8yalxTIwagZTPka3VhcmZM2WYWK0O_8sWA2sqZ90_-Z9u5nkqPXpBf9KQ4rvLSXkNT6eBIm3J-WkD-2ozb6J4pwX-7Fwf9BPU4eejsRfpGX6uNhzlKyOQtxjaTxqNNA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh12%2FzAnY7LiHPA95n_q14CX_MCn2Av4XRTtiNzj0FT2rc5s&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=hQKX0iXP6gZP%2FywgCZVeP4riyEE%2Fvhdj8OAfNeL4B%2Bc%3D&reserved=0>
 is a symbol of the Juneteenth holiday.

Early celebrations date to 1866, at first involving church-centered community 
gatherings in Texas. They spread across the 
South<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbIbj-epdTabl5dGU8oblb8nNBKACKyE8havCvyR0rXGYD1wyy-Q7863D7p0O1oKqw5feWwsBoOq1sVkYRkehhgFa1vqkGJEF1j3y_213nWlNGJKtRr1rx8LtxHoZtShD-7LGGNiJeLP9iUZvm9NvvgEA0n4gHHuZNRwiy8Fh2t8P2EFfANfrBuOUqcrOKX8JKqWQcs1Xx9-3xTBmNIx8unXWA3es-cn__ldZjnoXlkETfnHR2HGefbP2t5KIjy7RK5zqHU96b7tC10nbkgPm3SytYfBz9OYLzZU0knfkWdk3Zqa0x9xm_zFXQu152IPhw%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh13%2FKdgMFOn6tlA-4oG0FhtvhpQslTki6wdsC0LoEFF7mfw&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=vPShsUlFtyZLmV8h%2BU0fiebg2gz3S51SdeMKArFveP4%3D&reserved=0>
 and became more commercialized in the 1920s and 1930s, often centering on a 
food 
festival<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZ7GEwo-eQTKKM4JuUB04s2qDXY2h4E-iWdYnqq4gaEUn_L7va5L28b2Ek4mAMrllTcy87zIINBLR72M_upvpJxZwo9BZQ-ln9QyFw7Mm90WM-8xssYL8JeU-erGxUsBWWgFpmWfQ3G06I_sMagpbnIq9i6VRiO_Mx2yVULVuwF42dKBZ8tvcA98TDo-U1d0C2YxhTt-zCl2vi4F20s7WkqtoB7sa6VFvesRU0p_FjbYSzz9cv81iWuqdDC4HXbiqgihMYh7wGtc5ziLAug-BDFBqKjPdsyQhP7wua8eykP9Q%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh14%2FNln6yKvY5-2QjCXoyiH6nNdb4J1Szy1U_0EvLfIMbZ4&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=SZikaubWVXsAxA%2BFoQHj521C7alBkM7gLKzpRUGyWa8%3D&reserved=0>.
 Participants in the Great 
Migration<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZHCk98Rl2pcK3WROW_eYDNcEXOJftOfbXEDi2YV6-06NRj5eHJruiohfj7Tzt_ZPdpv5782hUrq4jH42gQdnW5IWDy50Ge9LbWnLkHiuOSrd01vBaM9iT9pSnpVx_7X2BCO8oGy4ysO5KcBW8phCUg1_lc1TI_XHeDvHHdSMVAV6zwObcWD1jWU9NMH2-8-HYB__EZUn_lW0ngqxEi7GNrFzgWpwffff5Aq1bBvVQacqNWOCl1Q7BNXlPIF3GY30DCqqKCoUwnU77p-METTMSblNljHqXxeC1qHNV94Bcd8hKHqkW3dJ-TIlb7N8z8WYo%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh15%2FhbkdqAYYXN117Bqqm_Ynf8wyl1DEO9YdBrsZIeZX55w&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=LFpWq0PPkL2ikvtuiJDt9xnTwsjNR14RT5WHFOfitgU%3D&reserved=0>
 out of the South carried their celebrations to other parts of the country. 
During the Civil Rights 
Movement<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbf44hZ5i433NYgR9uzVywrKeBKYtzKESLOQtIIWtFyYIcEzvXyqTwjXGsoJE-nnhH2iTfXNhKev6imDNb6lpRZ-G24vVy8oF-RuNs6Jw2DnM2Aw0BIybnZ9KnOSvYefaOPhdcScZseDHT6Nlcaei-CYV7WXNzuQfuaxzV6WvSlDQevqZZy3ZC0btYAxYFOJ7jnkgQzLkn3EWm3k9LwOIjH-LgLXI9hO02QMPPQBJsEyMs3yYuHskn8pfiuL8pl5tvSyycT9h8gdnr5Odp5cbNnBW7OOam0XBajL5GW57jprQsnZn0afp9AyQo4OFApp4A%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh16%2FYFk_E73YYxmjXdmBPnTMSnHI4b175LXKOdMVZlyqbfo&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=YO4AxEEO6ZPZunBY3E9MT24W45U9IcwArsCHLHosSuU%3D&reserved=0>
 of the 1960s, these celebrations were eclipsed by the 
nonviolent<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbyzJuqFKx3nvCoA_ZP8resEzqtR-olVPUeclO6fqPMzLl8CdZ92ROxtcEqyV3DeIXAz6Ye47JDqRAifdiWM0ZGBD3PJhHLxSK3Yh2NScKfkN9jsWILqbTo1nTPQmcAsuvffkdZcKkicwYHq3scDxfyePL4Z4PyJOTcxfE7P_-kFmA3bhGpkY93P-S-kJLxsrHDkWqDmu_MLE2rHo7WBjDKOJ7MSNUNLl_bPLuyTC7l2OkFJwgaladq6Uz-OCVN0xmkK0F3QcpHd33c-YYSxa6VKO2iIRCJMqXDHI4A5s_COQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh17%2F1OeeLGLiMO2P9Nj8RnmnSaapO6ynf2oiePOlndzBHuk&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Q6T6%2F5mb0Am9Ag%2FJcIfsUwTukhpNOyK6RayOCrrezPY%3D&reserved=0>
 determination to achieve civil rights, but grew in popularity again in the 
1970s with a focus on African American freedom and African-American 
arts<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYwoSJbmfjQzF3R33-HXvJjxT8ZuUCVdsCnilLa1Dh81gpNLGPVjiEW9cXqDYGIo-B2LHFOdN1qsBtjU176k50ahjxEh8W5gaGxzsy8KCqtFzS7BWspxHagl_uGrtpwF84dY9d4Ja6L2A8PIyNpIngZI4hAkgoEdS8hi320JliY28aOEMv2eAbm1FCGkT9eQJmsN52gk0ix1xC4p6JGL9DVtpR3X2fKL5UaNNNeGlFPpTBquGlFzgoPmN0a1Qr9krMNAAa7c-8X-SCNrphL2chS4bMq5ZOtOFhz43_q2p95euG5tr0BcATlq2_Dmz7Ciag%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh18%2FxsN4HexPIjUswCA-GLGkcL5juudHdY8TZmN8ua7KQMI&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=3YNRNcMqvgzmKpJlrrxszrOwv54Yujrcsa8uCk8x41o%3D&reserved=0>.
 Beginning with Texas by proclamation in 1938, and by legislation in 1979, each 
U.S. 
state<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgaa6wo_GgSRFqwz0NBQzM3DJI4WSBn4bypsccqav5TtCo51sWSzUHj77BdSSCeCVA7JEaEUgog8JHGyodehOZpb7MoHwJ9wE5KIgJ_K_bcb7PYI1UsIMez07No7JXZcAPG13Zz64QHpCKZVKw4rJiTtCoz9uut4TY63NB-DHk5TNFtWuqfbOSKrD6OKZhRA3B55N540y8SUtBaYb6AIdAXSgMCdOYyqEjUjLxsDmHrkX39gRXyKcW9wCL1cyXNm8gE_yA0N5ETwlYOd-buYgH7h6PtxTWwQnl3rTdqnCUNQxw%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh19%2FNHsxmcyuDLjNXSutVEwUG64dlBLMx7pQqhPhbG-PufM&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=tz9TAAJBtkbMbPN9RcJyta9U0K6SqXwhf7jPfxF%2BahU%3D&reserved=0>
 and the District of 
Columbia<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYA02vdoiXkECPgKN2jSa-Gx7ti56Tb5-Zv9l_C9yRTtdmndT_gCUIUzlPL0EumbyXiMF7nM4ufCfJ1IRASXOBnj91b783TDHury9Qj-XIm91_tXQDSwcMrb1fByacFOBYOyma-5DVQUdZt9KJjnibsEFKhEx6GmQoZJw6sWUf3UFH2ndo_kB6ekevQFr4Tn7qL7Gog0dpPufhLK7zWayL5sOYcRlPSDb9gFka9iWuXLhaCRO6QMGa4uWESzwQvaJ4X12tqkJOi8uO8geXCVBdXgRe6JJ9okryzhfoII7VK4-Co_RjnqupFj7_jv8frYL0%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh20%2F_NNHphZIYF9VZGqIuDKXAajBG-aGx2jNuB80Os0mEN8&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=%2Btm4rHWONcdAFMpoHCC5KPq2tYT1JxcQoZa3ztJ0X%2FQ%3D&reserved=0>
 have formally recognized the holiday in some way. With its adoption in certain 
parts of Mexico, the holiday became an international holiday. Juneteenth is 
celebrated by the 
Mascogos<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbfq_rH0DwAzP3vhbavNk5gLUhiXPHGFlKcNN_zmZXn8SYyrfrato36LPaLAx-EA5k7yoGIQHHyMOiubZqHBCKHAbczIa1zfcWnKZIkm-EhvNM1ld8PI-n8GySMN2mSqNsPwX7-QggWnx0-HxDKwCT8e4WQZMBpXJ4Bp8NW5GUHDftPQlhJ9gRYa5XNDLXwo-U3CS1_Ba0csC2uzvD9HRpz_bIlY4a7-4Ks85XtAh03LTAOfAVRRtAFrynW7MAMLxslaNbDLAfipn7632l-EyRke5KFVtz3nUo4BI04FDGHVg%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh21%2FDEAih05QP7AzQeusIbNiaOD0E-DyKDLX3HCbnx-TZ_U&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=SOfY9OWWefob2wNLZ4NsJ3WWtonKIpciwf%2BAarSjSDU%3D&reserved=0>,
 descendants of Black 
Seminoles<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZb8RDl4JVHeBtudglMpoG1Kmlj3oJc-PiWyx2ct4_kYVE8NLA7UY3A85u3KU1rYYdxr1GB6lJzXJjVyjranjy2aUkegFOVW5uHa8fIgQW5doyF4GLSww3KxqXl8fBLZD0a4enfnfTBlzF55PF6FmTO_m4ESc-ysx0aKKCBkYnI0FLybETwPKOlOSVO8n-w2vQj0gEDSQ74GAXj-uVJxFf68kM_TRDsm_myUqXdH5ZLp-zKzM4JU4Kgt-KaupJT7bpP4ZA32qf7XLLBDgDkBxGGVDubLTCCjSZ5UwJ3pkBqNQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh22%2FjZg9HZk30IOiwYxCjZDHhWg-lqgPDeJIteg3zYNLs0M&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=%2Fa3xr%2BO3kqdyC%2FJsZGu9lqNM2BWaW4uMDWJrqNJql14%3D&reserved=0>
 who escaped from slavery in 1852 and settled in 
Coahuila<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgaVfQyQgBl7QpJisiiikA_NTzZkE79-lKXwia3s6mqxX53brKsVcSbP3mRGK3VCWr487XD5cvUOWhd-GiyN-c6ymRVB_b7sD3B0c6eMn8sOGkcKv-MVG2aAszNS_SPpWbgUTVVS9r_FKH2Z6tAelsDCaPriam7eaUq4QPy2_Wj15zcgwQQKQX7-_3-oKlygnZWu3g9DLBF8AQ53pSXwNY23nagCo2lWFq4ohOeEgWQLKrftJrL3WDQopZycNV8_Nj_hWo_72l_CcVkf4ggIWTnrAVumGOEaOSAMQxGzGLRi7w%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh23%2FhDtUkD7-eFc2swZdp5PbLow3l-aUQHr_MCsPCCRct0Q&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=L8YhirKYfbXw%2FFCh2BWA7h82H86ftKAGvl8BjR11HFI%3D&reserved=0>,
 
Mexico<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZuPUc3Ml3KeAE-URTMs68gUdZLKZxoomQ8kB1kPcR1QLYP6-UaMSl7CArhSrKmEMu8-Xu3ZX_sDmHfm_MUIXbxZyE6ko3bHUSShlL2xxqEeWlDhe3hNVZ81lXpuMxKH7I2qJ848ckjQ5fVxjeVKujcCyWllzzEpEIhI17yrfZjWbFDzutyKmb01Z2YbMBGmvmLMU0MSgWLTS-HwbbWcoCUaCKJ5KcJqiwBdMVKUNShhZC032s4LqYZIs0_Wh0KPMD_U1K75d3d_0w9qTm3Bg6OmJeW-wJyaKfxFShPcsmK1g%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh24%2F77rUHQgOV9SGur3uSjFNGBGJTYrzuFTO-ubQX0DOIlI&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=laU0%2BNIESEglUKBsNaWodhABCpPLuiUwVcCu7IH9NAM%3D&reserved=0>.



Celebratory traditions often include public readings of the Emancipation 
Proclamation, singing traditional songs such as "Swing Low, Sweet 
Chariot<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2F4PfL751D8g4IfLXFw3QfXR1pEGA2V-wZgFY25B8ce3KVUAo348PVwZ6AkPw8pK7QwaZ9GI918y8qn4jxZVhk7r6xYA7YVhrBMGM0MdZYduYQ6CvSXlCr1xC0s-YB6dSKd2KfyP9MLjs5KIkRaMyCdaCklak2C60e2Af64kQKrIBShdvSpo9HoqgvSv4WNYMVY14WGjIQNtoyzsOBSaTpyeorZXC0ldAbw1EY8Gmor0GlCI-rfId8TkY6EF4As5pFuDXXvBzXYUl_2quZVqnmgmcwxH39lQ00jCDCoIrtDmxmo4XVcA9GdNMwQTzhLXdeCZ1izaDcA2W7MymViTEtq0GDWRFpC7Vruxzy4VtEdKE%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh25%2Fm5QZbEbakChj0gV6Qitp_2FitB9LyEzz89BzEQhB1Z8&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196392871667%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=MJsjEUxqRtkoq4qiA%2Bq2h%2FVdYnLW4BUlS%2FK9%2Fiu%2FtCI%3D&reserved=0>"
 and "Lift Every Voice and 
Sing<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgayt3HIY5ZZjsWG_GKr2FUIUmZ0DZuXUFgnS5fAJYGyAPFiNbfDNsVN-ZNLRfulz8LvouS-AT4cfW7S_mFnMHvuuv8284Hrg3pOj6p2ljR8he6McE2uPcqMp3f86UrA3WXN005Sfo6gXvQguaJZOVahAdraGd84BswJZFjkK-LDr_SZs4ORbS9QWPjokoCj0qSeapiQfQhv1QT7QSQ5CeLDySvQNM4TUZdllvNiy3iagtpIku3AyWli6A9d-9Ug0xVEW7EBPxzA9lX_-EuGm4N-T9XT7czh1QQkWUWvL3d1ttm1eLs_Bk0tE4dNRfUyk-Q%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh26%2Fa1oZ0YDIPFSaI5t14wF9NsfDZn2tlCRfva0q8Sl-1mQ&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=AEVO3Ym0T2P0Fy0rfNUF6puGpQeubSBNXPd%2BLeDANBA%3D&reserved=0>",
 and the reading of works by noted 
African-American<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZ2YkvK8OWhrHBjLBxvoSLMRfDQjQuUF0_ykndLsZuzEuB9SCpWjohp7RiaLTwVQpKhQpozBVDMU1XRBtMoU83PyvTnevjfnJouyVMoLHVzuS8wGc_Z4f0FwHd2Rt17XKe-hLWBFZ2SrMuFeury5m_6s2h7ZsfXEdUQerfTJsTpq0A9xIn9Vq36DVx9I16ZppQsgj-f07MIplw2px5YNhlPaiIekLFkKTwkjpkoB3Q7WNX7T0Bdli19jABREedrMLnsxKxORAWMWyTgcLWYHY95ENX7S0OMTyvAKeue1mRQVg%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh27%2Fxcc5RcIEqoeQjL4h8jAfP9qUIKgXQwpGTCFYMGF6xzE&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=gSj0ivkw%2BuABucpktxcFDI7zMxM5MVmm6%2BN6x1e07kE%3D&reserved=0>
 writers, such as Ralph 
Ellison<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZoAkt1AKbtRgaGP2QiPRPoMK2j2PTG1T34YyhYL7J3LPB788G-fRRBytqK0c1exyvcZo2c-IBoeceMxhlzjaizc0xG06Tn_tZEeKT1rIJTNF2bmk2PGqLApqv7u3607c796X3_PmCh8zqRMz82HEA1VhfxUrgfMQdHwYjkOwAKVJmwULpzc0C1E71YykFexpOOH9FpoICYsx6v2YnEc_H-0I7Z0KL8yjHqeAKgiDHTjV1hQu1e7SEsNo8L5EUIf93byP3l-XqNLWO8KiEj4DI6EhAzNVhwrkrNP4tc1Egw2w%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh28%2Fx4IgFSkS73X3wBvEVgJxOGpZ0hPCIp2RzYD0y6TQ9Qw&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=%2BkP7qaLTZ6GSwril34TXdAt8RvQsV5sCDPQCtnvbvSw%3D&reserved=0>
 and Maya 
Angelou<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYMJHF0YhXIgPgVGxCArfVD-XWksrwLZNhjbu6KkLaZ1l6RN-VzV3O0fAkBgBV95u7XfIDZY9XqfXVsVSPVOVObGeOiAS4bkkV8cyWX9uMjb6oEw0cMV4f1GEf27vTgtrS6JWooeI6wz87DPrvcLRXhemXoxxTDDmNOy7Oaut770Uqg2x21_hERQopjhLF--xcqm3JmG2C9Ec9JGQ0iM3aLa_NUtmSBRf21se_LgI1OGY8R4MsixFdXTErJvrlk_OxW-BybhOy8HhU7-ashWmmCZbmCY9qFbbzjxcoBTyxIZg%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh29%2F9-ju3wZgoedVyRw8ngHjUhheQjHrSRavlBeb1N3M2cw&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=AsAfJKmmL6yM03cTfgb4kjpA%2B473pPSZ%2BtprYo9Y8qQ%3D&reserved=0>.
 Some Juneteenth celebrations also include 
rodeos<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgawgS3mtPC1uJrguaahP9KQF-g2c1gg_b-msDKEdCwsxAF6bYCIrljCUxRL5mU4wgy-vwrhzw81mr8KySBQm93Vk6inFDjQJ5zAfvxeYtbcGYizib4HTpnfo8PDdyRrfzwsV5PRK1aVGrYqz9GIJiG41KpvxdK9NtcJw614rlb3nJ4beRTQ0hvUaTPQvUGwiTZ2REuBmas3QKD1gCQllMcLSFzyCJELsI_7Ge94EafRbCpDTii3bv3vcLtttaOjeWCmWRxsGBZsBzi6ptr-jcP_b7jQAs2zHaLijVwMN0xSig%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh30%2FSNJT9RbkCF3bFo4xly-XNqchGe6t6UMhhaMyKhkdVAE&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=49DGkI2yEhOM61R0rTftrUnyPZS5DJCzMy%2FYsb2%2FjMM%3D&reserved=0>,
 street 
fairs<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYmd3w3XojPlSnP1VUehlZdS3oiDDpkLFqAR8_8pzOX5uz1Z1felJve6IxRfD__Ca5SIe9LdKM2-XhgnfYAt4dbbyWvb7dERJlQEivYq-7oMnMhEf9VIXeyv8YPTMJ3t7r_Y57jdzxvKrN02A0bFDHsIdEzAFATzIUUBdWGFwl-_doqosGfgQj6L-bUXT2V8KgiR5G4U4VSkig6PzxY0WAhTjNVymagbmb2PVUzDP0NWxyfo_e0wOr-yw2RkWuUHDOTjZT9URRPeVPxlHc66e4Jke3splGAMQyhg4Ic4G6jcA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh31%2F1WkxFNPxxCqi_E-UJGLb32-jIMBy-NkznnRcq0TPQOM&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=d%2BZxoKcIiTJ5TIfUiUAb74HdeZAe0kGCowVg30KzpFI%3D&reserved=0>,
 
cookouts<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgbDRIwzIU9DzVaiV3mquePd-bJw_EEbW348F_bndpZd3Shg-zSsD_t4ucef9wu80pD6_EplhU6OQkUQkXdd-7qUHIBL4OLR7E7-4D_r7L60ithAkqurudDkc_tSZSQSCari6tti3Sn0258Su0twGzYwLjv8L8fDPJFezi-tX2v6LO_X-m5gHddsTeqjFGWxoWrvne6M99U54lkfVqIq-ol0Ygzvk0O0Vj_bBlmxp72TV8psFJKHIWke7A9nix45ACXpRFqVVTWw3O0PFidwKStjvN1NWWpwjnn5BO3jA_7BGg%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh32%2F9xEDMjkA-BGpdYqWpPVtNzgYeaujw4d2FrhIaPjrDkE&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Ac4bEodOJrUumXZClefOCe%2Fj7vm8ltxF5hkeL4%2FBYKw%3D&reserved=0>,
 family 
reunions<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYQsj1qTKuK7_a1eocw-1sktm8XQT67o1V-EIw2VGUZbqf7R0h7lyZDEpPHlNAk19b27At-AAqoVMz86SeO9qYUdvaYWaQ7jHwXEXIsfoU_nKvVX_hUDnAlrlfyLH2v1jwB7tkbg85eK529uHR7LdteBjjYcUTy1jWteX5iOzLlQKm0dn5fMj4D44gjtF_IqnUCkXwZiZ_bmYyQCv79GEnw67_CXchiZmDnNzWoxo4ZLtwpxXhbkDmZUDbcEJq512KLB3LxYx9jmOAC-hrLZjGYFe26xG-jk-qgze-E41dpLw%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh33%2F7wRTYwd-o7_lKbWMZmSG4b2satxtLDSFhdvZU7sysfg&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=ZoRWG%2FoPI49dZmTFMOrNin7Mwa%2BxrEsG82exUcqLXfg%3D&reserved=0>,
 park parties, historical 
reenactments<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgZroSX2eSWKvRdOC2D2Ij19Kf-MP7HAxKfPaClqLo9ERmQrc0XdUUcUrPYyo_GjY_DpRDYAvOEFv2_qXKstCkMz0Se9nJ27pUy8XEmMoZK-qQAaH7u0hcL0WTrwQasktNu43ecW8TuusrURha81iQPbQ9BDSGJ3z1RmK5FSI2UFaSp190KNCR2Nv18adFruSR9Sif9C5hDEB_4SYKDKmiDS7tzGTmoOmykRXxfWGObFXZPUWsreXJNxpetUWlPTg5r4KA9FlAtuy8QPXnUesPwDvqYsSY2WwuIPtwVdzWC-mxeVRtQFYv6_ALENV4hFC8k%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh34%2FOy2Zg6ahs2VzrXhCH_grIVqaji2WCwCiThg-b6Zhat8&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=8R13nfpCWDMOjU9vZkbfgDM74Brh3%2BT7JGTkxpo%2FCEM%3D&reserved=0>,
 and Miss Juneteenth contests. In 2021, Juneteenth became the first new federal 
holiday since Martin Luther King Jr. 
Day<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FXlxiKm-amnZREMhISCI1HXQNhtjsneutCg2HYRlFrgYueHBg3wXNflH7W7lfrxB6oKfa9LhGkCJ5dV24PHRnsSOpDw-Fj_uU_II0WPl0nm1MAHSJ40b6o7ZSTqd93y6znf2IeZdJRPcgXk8T-NRIISiub2InZWvsbJ22kscQB1UMkOrEqKIgFKntb5pEUfnH77nezJlAn6dzu9mR_DvUF0MLt_loY0kTenNjXjkWMVhzwtM1iiom0CxWMM7bq3uyJw-bAAbqXASy7Z3kl4NvgilsrznlKL3mru7A90Ktb_0De0psYN-Hw-HhEDkpGVXRQReR9qDK64kkUxSnG06RgbhlmOunPc-9bt2xIoneOxA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh35%2FZ59s-BPr9AjU0bNGYHTVPmca13JZQdKQGa8fmInxRB8&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2XxRjcs%2FUiWt%2BH%2Bcc%2FMyZDOD4X%2B8s%2FG9V7bQek%2BT1KU%3D&reserved=0>
 was adopted in 1983.

When President Joe Biden signed the holiday into federal law June 17, 2021, 
only a handful of states had Juneteenth holidays with paid time off for state 
employees: Illinois, Louisiana, Maine, Massachusetts, New York, Oregon, Texas, 
Virginia and Washington.



At least another eight in the past year have elevated Juneteenth to paid state 
holidays: Colorado, Connecticut, Delaware, Georgia, Maryland, Nebraska, Ohio 
and South Dakota.

Report Investigates Benefits and Costs of Adding an Out-of-Pocket Cap in 
Traditional Medicare

By Our friends at Medicare Rights

Early this month, the Urban Institute released a 
report<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDFPPNguWZBa3dQnG6kzlox4evhT5woJcaLvnCjJS5ouOIyqY1ObHJywDjytSocQAgdJoHl1bl90Zd1cqoanDpLniUrQue3w_wbzuIKjNHAxiO8ehCVIoxfc5Yh_QIPstgzN6funpTpEqe_NIfb5QF9KbILQZVm9B1VDj-asZIIv23tgm8TqDG5DVm3e8YlovhUXzQ2T3X7YoC_HFavqLrtfuQuCTXcc-PUFUKa-yAVXu4jZet241o8wm0WMVPTjfLSaNqcGZ4nlxWGDGKdTjLjE4nVsN3s23z89jjymGIFHtLsmbChV6nmW7lDS7l5zIKXQUWIVk_-mV77mjJ-K9y3LUN-WT_KMVwXjBK04JUwKG7acGsTdLS3QeHDTQ5S898A%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh36%2FqpqztmDDk1C3_WdAQR9Mu_OXtr4jONGvFnsHsFVnF64&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Hs1MM9pmrC6Xq6A2M2n%2BzMKuGpcm6UmjDMACF6aN65A%3D&reserved=0>
 that investigated adding a $5,000 out-of-pocket limit to Original Medicare 
(OM), and limiting spending by specific payers, including beneficiary 
out-of-pocket, supplementary coverage plan, and Medicaid. The report found that 
such a change would decrease beneficiary spending, as well as for Medicaid, and 
supplemental insurance like 
Medigap<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDFdws9V4RNyv-hdF3aBOhryiYwvSaRfdLMENqoDUIjxk_3toi4wizRUKZVkPCYHV_4Zg6_sTtb1WJZAVHpvBt3j3rJtgtfXUK_3Z16siKIxnj9a53GB4TudDR60ygEY1SuU6CjTlIK5poypkuMsCr1NYVxTdSS5Ioqa6kXCmHPFeGhHlmNkO02WXqtq0JLHcsJpiyMfZOXzXgojeNidLIXKse1lmVP0rTcTAKoGv1O0vMiYbYH-hr0YAi9W7ip5YFWbWpKdV-RgFWt1fUeH9r3F-dfy5lZZpQqtevbm384cAQiXdoMvn9AoUpu4Pu4qoqbePEUZ4P_rJDeMeYO1HMTk510zoiebWwo-vqSYL6W7Hzh9W-jA9nQlhvKrm2lcfGWL5ioB1LCKB27VM5eryu65WZrmX-xVNHKF4PHQJPjqyleZTPF7B_fYAZsM2tvwS6sX_t7-uVwnyT4JbdExT3vM%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh37%2FzdaC_w9yCUfwFTgcM98LQryYnUlA51k_wvTRhWlpxXw&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2lomr2090h1LTERuYWY%2B3H3zqu9ywbY7fNplOu%2BR57w%3D&reserved=0>,
 while increasing Medicare program spending.

Currently, people in OM and those with Part D prescription drug coverage do not 
have any limit to their potential yearly medical costs. This sets this coverage 
apart from individual Marketplace plans, Medicare Advantage, and most 
employer-based coverage. It also puts enrollee financial security at risk. The 
lack of an out-of-pocket limit can leave beneficiaries exposed to unmanageable 
expenses. While lower income beneficiaries may be able to enroll in Medicaid or 
Medicare Savings Programs 
(MSPs)<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDFdws9V4RNyv-hdF3aBOhryiYwvSaRfdLMENqoDUIjxkqY6122VLdBMGpWsy19NgNoZJRNWVRDYTMPJBnOd6DvKgo8Y4hMVFcKIkyedd2JHVOUtuBKe-He3TyZJIQ0GKcNU-Fnh7Z-iIcdsYq2E61ckBbv-B8HBzbziLxURZ2nhSLr6n-oxuX2ohgFIhzP4dK8ONzj-N0TfQoK0UT8-4guS_boxQjyH_QQmTBOrfVsLE9WGQw34b4muJygTybdFrAizUN78DO_PFv0TVS96hkbCGAWhe-z6togVmvWbVINRj69JjTkfy6HvchhFognZ6PDevt5WkKluA_ucX5T2L8WQjfc_BnpFDjlgUV5hIPd_dVFt3cyJXbzYRve7tN2HRwnFykF1_v4FC-jN6IE_kQRnXdhUMif8nML0JTCelBDgFwcdS19eR_FcKRM6bNpdBRijoIygTCo5p7Jvq_s-ZRllbD4CWLH_ObGNRnyCtxhu8%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh38%2Fif3hB3JGKlLhv4GPv13XuPuBh59tb3y9CwgEfW-Mifk&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=r%2Bq6%2Bkv7eeWYdyDUUyXmt4mPa5ttV7CENYlvAB5xn90%3D&reserved=0>
 that reduce their expenses and others might have access to retiree 
plans<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDFdws9V4RNyv-hdF3aBOhryiYwvSaRfdLMENqoDUIjxkMjmEfezphq5qPpwSBm1yqoDtAO19NhosKBwfla27T0-LlPr1x8FUN0HEihJRsZkVImGVdYusQFOhqwc36bcuGG25CP3HUzE3t4lgkh3vbJiJIC0GwYPtkOAmGbosffLvnxeL4miqPa_mKbTXwUuRdTOjbrCFCaRKgE_PKUtKMA0A7uihD_apg8CucKl9sJB-_C0NpVygF-zR2X9b8Sr00xWBI5G_Nko1CBJrMJTqLEC36s6MD5OKl2j1VFsE-j6WytW4ApEl0lZbON0SrStwJvT6g_ix0tlnKS3N7GpRSzXaEd-Re4HQflE-4NDHeHJmPZtiRXjNRU-clYbnaEnr-Wrxe0tIbD0iMWvt-XBb-upVIrXYuSf5d3Q1Iqr5ABLIVHG612zVVzWJEp_JLFMgQLXEM7J5FSFmYvfc2G_1n-5qFfedIuoP2CLViHASQyxy%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh39%2F3M5_kWjIHo1RSCU8xLbbUDxs0-Wq4LGjZTKDqCF4txg&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=f4r42Y2umiolL8Ai3lczbbsGWwski59Av%2F3TitOlnfk%3D&reserved=0>
 or may buy Medigap plans to help cover Medicare costs, many have nowhere to 
turn for help.

Urban investigates what the effect would be of instituting a $5,000 
out-of-pocket cap in OM, including Parts A (hospital coverage), B (outpatient 
coverage), and D (prescription drug coverage). The report shows that currently, 
most OM beneficiaries, 32.6 million, face costs below $5,000 per year. These 
expenditures are typically covered by out-of-pocket spending or by supplements 
like Medicaid or Medigap. Approximately 4.5 million have expenditures above 
$5,000: 3 million face costs between $5,000 and $10,000, 800,000 between 
$10,000 and $15,000, and 800,000 over $15,000.

The researchers estimate that a $5,000 cap would cut out-of-pocket, Medicaid, 
and Medigap spending in half for high-cost beneficiaries. Medicare would cover 
the difference. This would increase Medicare spending for this population by 
approximately $8,500 (12.9%) per year. Across the whole OM population, this cap 
would decrease their cost sharing by 27.6%, split across out-of-pocket, 
Medicaid, and Medigap, and increase Medicare program spending by an estimated 
$1,000 per person (7.8%). Part D’s portion of this change would be substantial. 
Out-of-pocket spending on Part D would drop by $1 billion (11.4%) while 
Medicare program spending for OM Part D enrollees would increase by 13.1%.

Urban also investigates two other alternatives: adding an out-of-pocket cap of 
$2,000 to Part D in addition to a general $5,000 limit, and modeling a $7,550 
limit, which is the Medicare Advantage (MA) in-network out-of-pocket maximum 
for 2022. Adding the Part D cap would benefit an additional 200,000 
beneficiaries and add $2 billion in Medicare spending. Using the higher MA cap 
would cost around $14 billion less but would benefit 2 million fewer 
beneficiaries than the standalone $5,000 cap.

This report shows the important benefits and costs of adding a cap to Original 
Medicare.  We support limiting beneficiary out-of-pocket costs program wide, 
including in Part D. This cap should also apply to—and be lower than—current MA 
limits, which are too high. These updates would greatly improve access and 
affordability for millions.

We will continue to urge Congress and the Administration to advance such a 
proposal in their ongoing efforts to better protect the health, financial 
security, and well-being of everyone who relies on the program.

Investing in New York State Businesses

State Comptroller DiNapoli announced the State pension fund had allocated an 
additional $350 million to investments in New York businesses. He traveled to 
Geneva to celebrate the expansion of RealEats, a meal delivery service that 
uses fresh ingredients from the Finger Lakes region. The State pension fund has 
invested nearly $8 million in the company.

These commitments are part of Comptroller DiNapoli’s In-State Private Equity 
Investment Program, which seeks out promising NY companies that are looking to 
grow and expand. The Program has provided a solid return on investment for the 
State’s pension fund.

“NY's In-State Investment 
Program<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FnIATlT34azO8Uq6tATWtxHEAK59rQ6nRK8XY2YsxkjMvHtCRr5zd7LKwt1yhQs8hA8WeYTlUrv5mU9VeUCDlnI_REyXwXgP3kuN2dj4jjw_R4jla6o3Do_I5zozT1oRGl-wgJng7FPzpR21NqW0xoKiR2nrdb3A5Zu3L48CiGoq7MPr-2hOxG-DyQt0iOanaobchhw0vyjfekNBJC0CNld99x2WLL9wsI-_KW7qTwuZ9Ty683NpsDaahiKVnvGC8kScUgxgGY9gd1rlM3js1j7f6lhzIOwixP-O3QRqB3R4CHtfxUARO1AQTcuwSEBqZ4gAojO5i1jf9KdxjOs9NhyPWwxi-craedfNRItjIQP2m3XLyy7YRUKyQsxnhhmTHvJ1NX3cg3Fa-ZnoC3c4coUWqgk0TQZkkjkpElEnkAPc6tZa2Jw3CC1Z01JsuZL-67Tfh5iVzGoijRetJBiUwNcJ7kKEay4EeJhDCNDqwAa35Lioo42IxK6iYUzaS_YhM4JLKfzXuWKSo_t6BoySOAsNJ2KpVBAuTeM9t6XaD9tCtZisYaznzt4siylivGxR7yT3Ss5R2P_ff1fDsAB87LpJcH8jnWEqe8N89oNKNa_OFAeRmFV1GInz1eOYhlpR9qN01YW8CXgkmHdxn0fx03HxX9rxHVyxO_ETw96usP8pD-_bc8yL5oPPntzwwRgaLt_P0VKhUjE-NJrVtqOH4IIg6PugRLvYZsycWIU2CrHNpvozAIvrtNYByDX_d2hX1oshj47dlocUtMSCCzsS4LF2gaUHIjuPvX4w8wvOHc2-qrI93Txrta9Ps0otLf29BXL3LRoQhLvYEoN4WyaMbQQgA6nk-I9vnZJrZs2cEintO7Wm_3aqUtXBW9Lb2VvsG4ukbH0iPoNG8hLr2pk6dRPJsSYyMx0OhtBVikqdfqASPng8P8508u-idW_g2QtlQAH18X1SN8XhRbpFA7ZIDAicsnJS5E_UFmCAe-dXM9DbJkq-PpyX5LDaZNRDOw_862cE2UO9AbghC4pdmXHQ_uQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh40%2Ff7sljf2hDAEVZtPUaF_TkwZcAg6APY5ErLqGnBhXG_I&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=BCA588mm06Fr8EPhbe13EKXcl0jXmBbGyvHCUNpOBTE%3D&reserved=0>
 is the largest in the nation with over $2 billion committed to helping grow 
New York-based companies. I’m proud to continue building on our successful 
track record with RealEats, which is a homegrown New York success story,” said 
Comptroller DiNapoli.

President Shuler, Secretary-Treasurer Redmond Bring Bold Vision For Labor 
Expansion

History was made at the AFL-CIO Convention in Philadelphia on Sunday as Liz 
Shuler was elected AFL-CIO President and Fred Redmond was elected 
Secretary-Treasurer. Ms. Shuler is the first woman to be elected federation 
president, and Mr. Redmond is the first black Secretary-Treasurer in AFL-CIO 
history.

[https://s3.amazonaws.com/can2-unlayer/1655488392912-liz+shuler+and+fred+redmond.png]

President Shuler with Secretary-Treasurer Redmond

From 2009 until 2021, President Shuler served as the AFL-CIO’s 
Secretary-Treasurer, and she has also served as Executive Vice President of the 
Alliance for Retired Americans. She began her labor career as an organizer, 
working to unionize clerical workers at Portland General Electric in Oregon. 
She worked her way up through the ranks at the IBEW in her capacity as a 
lobbyist and chief of staff to the international president.

Human Affairs for the United Steelworkers (USW) and has used his platform as a 
union leader to fight for civil rights and combat economic inequality 
throughout his career.



The two leaders shared their vision for the federation in their acceptance 
speeches, calling for action in organizing and pushing the labor movement 
forward past the COVID-19 pandemic. They stressed the importance of inclusivity 
in expanding the scope of  the AFL-CIO, and President Shuler 
announced<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FP8Elou2Rvc0qoMPEUZrMXe39amaquzoaLodznDsbHc5JCGDYS73EINHM2VxweHW_icl1LVw9QeuZLgi8Mnx33-Tq3D7O2zVM57kTtoZ4QcaWU7jViQNMuP-Vx_HeOcpSFMxd9yyZoxHRawT-Va-0t-H_o9edMsJ_Wwhw9IqMA43ZApVn2Ca6VjY4R3twwQcyoy9WUXLTw3Wi-59VCl44pqai8fcZ_g8YQjO7Pe0MUXJMAma46Pyr11hpHm9YNql6w3mVVdlIDa8JctD0lDInILV88ixHgoOyPbYXOrk_s7TTly2k-pNZdSef4hHSftpuRkO8jaS2xMUYiogbWUvvvQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh41%2FNmNWszpykKPg7a2p0mVBOqwiWAcUVkJm-c-7uWFwpVA&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=7an%2FS6VphUzTmnbcKW5eIBL%2BvJxbQqyYmYt1avaZUBM%3D&reserved=0>
 the AFL-CIO’s goal of organizing and activating 1 million workers throughout 
all 50 states to participate in the electoral process.



Alliance President Robert Roach, Jr. applauded the enthusiasm. ”I think we’re 
addressing key issues with inclusivity and the mobilization of voters, and I’m 
very optimistic about the direction of the federation,” he said. “I know that 
President Shuler and Secretary-Treasurer Redmond will put union retirees’ 
interests at the forefront of their agenda.”

Biden Speaks about Social Security and Medicare at Philadelphia AFL-CIO 
Convention

Speaking before the AFL-CIO 
convention<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FdSCQfi9FLISmU3ZE3bfPhiYzo2MgvPIzMajcujG7V6IgnhUNso5RgAqNZoUoZNB5ZvepjzUxvTsMrfCjVlHvmuQ63REzd0pRrSmLd9yq-FeEqEQ4Ze5aoSRhqAsRiKm4nV4gwa65DmzuemeXv1PsrW6gGPIIZO3WNinKVr4gzEDjjh-AqYMAKvWTXnkKB6LI7HBARiAijB3e6DL8qDBZQup4wfkRWJlISrJvDuB19UGOYtGtWLGKmF2MZw0oHYZyZjjAvcUzoqH4yaLvivx3AI3y9gnjP97yWg5aeFgc_tlIy146uiTMfGxDkFB_423KvTvOB7KkNUutk6nSQ0SYzH_jNLW9MxNTf0T16fhf2n9nNSNyyEtfIxKHoQTno9nEFcb93Bktrp9AJV-6zY7bZpeVE9oKIVmozToc9BfULaGHdwDArmTMarp4RX3Uak4Oj_8OBUvsD0uOBhUXCuxBjQ%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh42%2FWofBbX2vw29vcsfmdiUMJR4YuHi-5gSygemajFBgH5M&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=OFnNbn3TtiGrSZ5ZSq%2B6O8b91YJSi9i7XDUgrW3lm5U%3D&reserved=0>
 in Philadelphia on Tuesday, President Joe Biden discussed Social Security and 
Medicare as he provided an overview for what is at stake in the 2022 midterm 
elections.



He also offered a scathing review of Sen. Rick Scott’s (FL) proposed economic 
plan, criticizing the extreme measures of the National Republican Senatorial 
Committee Chairman’s proposal that include major 
cuts<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FZsYp6Jc2ATNP3MkVzvte6CDSVe12UhzYJ5GZO3gBl6Wig7FQrZSxx2F-BqVm3UOi01MZnVxS09nGAoaTuKPb0Jl68ACyH2eGYGpmzPQsujV2yk1X9ZqTxufk90wecQlcYDTp7402_rbXKxNsCTspUsEZkgpC6vf1USykf-i9wKfj6SKyzZOMDONQQiKF09FRhAJvSocx78OrR8NvDr_oCMWuL9A3avxHpC56ZgtOwQxasP_sJF-nAsGrTDCqwPvRYJ7GRSIiL3j-daV5I3QRFJ2Unxbg8Kt_mw9U7yt4dATye35IWFjy93UAYTo22ZJaQJeCnxYCO3I7FYzA3SO4jLdjoMLLG4vQU3_tNnTZQaSJpQ8sKif7gjYi4NnnooifBUpPhF_dt1-UcxSYrWF73lKkaQqvrtVQB3rrrFNHIpeiRfplcRkEFtHP1vX3xipd%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh43%2Fi722gE-PWH2bf1-LYUFZ3exT63vdjnBGKxFbrVKA0Jc&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=pz9c700wPiRn%2FDgGrnbEEy%2FWv%2B2bgf8O%2F0Psw7arPr8%3D&reserved=0>
 and potential elimination of Social Security and Medicare.



Other plans similar to Sen. Scott’s proposals have also been prevalent within 
the Republican Party. Sen. Lindsey Graham 
(SC)<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDJE5ZArxNwvv1dX4bRMjSZK1YItH-o4gAMH4Cd40keGlnDiubR4Xi20-0Tdwe9tDXtHrek4oME99fxkCpPkpOYznuRj6ysKrHpiurO_-S_ABMCoBa-WNIMdRGabDJ6QQHMhBruQO7Y8D0R8wgLBWVCf2QwBpBPFAqzbZ9oRnHOlFrcz4Cb8mailBCUXnXaI6aNW09X5yCxOXsYessbr7eoZ-iWJQQYAMOXn2OOzVJ5QFO6ubRsQVpTmnGNTh-uDc4v-MECvSJP86w6w-QrxPleVATBP06ZJbDuZ0okLImIsOp84xe3szLvtXkYwA79_QZkrWu2GzEZdQ9CGDaBjOCHHs-ZzFcSaI-ycvXcOmyFbYl15E-nMTPrFuhnHWJ3zNFRShcgdtUzMxfjoBRiLYyFE%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh44%2F6p_ys2U8N-l_c0CxVmQ7wHOKVA4xOiiLHxuCVbIR6Sk&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2no4dfODp8BOCL1K%2F%2B9QW1ZO%2F12endqNH0PFMaSMHe4%3D&reserved=0>
 has recently reiterated his support for uprooting Medicare and Social Security 
altogether through “entitlement reform,” and Senate Minority Leader Mitch 
McConnell<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDBHezbGR7BXo38MsOqnOIASBk5thf_3Hs9wRVP0FIiFqPU0FR3w_hbrBMuPXdZXnzHNjFXrBsJC3PQsKIk0I-yvl97rzTYxt3yhQROV9o2bBF3yyDctwOyxtngdvP45jjNpoT51abIiIXLw6XUWC7ZoUhve6O6Vsfbbl2o2dGHJHecdc0VcERxbkauS8IARsbo4sqVEtp3dPudwL3Y885SrApGz1hsWJxpgMs8qSv_WtdtP4y3QzywBmUMmY48n6HWU1DqGM2V4ABU4vQJgIcKBO4-MngqRGVYrF56i-oqa6dyRiA_YZwvNzFAqLbllB33iKf5deX9gZWD6usBBoDTT7Djpe93cUCaPy81ISZH4HNfXB7nnvKAF1zJzvxCm2Xu_4LBIWrIq-p3p-p_oHwCs%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh45%2F0zGGrklzsFbvO2JtLU7s7KDwAgKwEjaJWcX4IIZOHE4&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=0vF9HC6iAh9IipNTqhJxT1oLCD7091AW6aW4PVdHSrQ%3D&reserved=0>
 (KY) and Sen. Marco 
Rubio<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDBHezbGR7BXo38MsOqnOIAR2WwWif7xocbAaDsa95sk0002Mc45gXMVf_kVmY8_TDxr6qcePi2n9iI_4IlwYOdL2EdexOIzbDrkNGIlhb0rNtksF_e8YXNrGNsGbRHqf5wfmZtbx3EA594rZ5JOkl1WrRAOJzsrlPepmBhhHtr20nW1UlPcM6KpwuppTiIS4Cu5xetVLT-F1PvZK5866sv8VURlyILMs0EFw3ZMM4Xe5EsEjGtX6zfvyS6-Wo_VhjSAcCxAYyC7W80xCCzLWWstof8CsREzfQWZi8tgm8fGYxanHuJuby9biAYDExUe7wauLHK4sv9ZM6Uxu1y3iFoQsuPRFAFlITEeIff6zmmVfXrl-nnoCZ98lvCHcYnxZtg%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh46%2FjL7lkMIrta_Rmc5oM-mBlXlkSsl2z5-cTqUacf-Ngpc&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Zr75kp3Yh22kjZzjf78Wk53EekGmkPs%2BRY05UO1r5W8%3D&reserved=0>
 (FL) have supported cutting earned benefits.



President Biden emphasized the importance of Medicare in lowering health care 
costs in his 
address<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDEA0Es8AR8U9h_eL5jzwmAKy8CPWXmMSKb979xq4aFRM4lpQfyzJOHP_MkCQvfdebIDQDX7Nu2AADRZ1FuJw-vDEUU02JxVN7gata0pRvYbWCV7POoPVz_Sc88wLOObBr3g84BZaATLloH6E1P10Ir8_aW6fxzqwHTJlZq-b38v_rQxW8aUFBuDCwWa1MI1ORqhC-i2MNd0oddIVoJAM7kTir70P5S1eehpOI9DMde4c2DraMwSczP1aViVSyJ795pvLbQLA_pPbD906Kh-iDVumNw9Tti23yhA6tS48Spds8NLldZDgBJIrMLtqX2Jl8TOcvhldJbP641lv5-PZLEvQhVjEoizs-RkV4X57JpDKgqd6AcD6p2fKfFIq1JCRo3ofprU8x9M3NN1IwYna2flyntnpOLBlm3Ce5buFaT5sew3EQp0o6HjKrXhpj7-FI2_cnnHOdZR1yfM8mSlCDwE%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh47%2FBCtiUaoXLwT48l-xqJ4Urm5r03VC10aNVmgqg2BpSDg&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2a3l2%2BA3%2FR%2FpOIa1bqWsgEXSDoSs8ou1u%2BZ71j06SiI%3D&reserved=0>,
 promising to empower the program to negotiate lower drug prices with 
pharmaceutical corporations and to ensure diabetes patients pay no more than 
$35 a month for insulin.



Biden also touted the record number of jobs created since he was elected 
president, and again called on Congress to pass the Protecting the Right to 
Organize (PRO) Act. The PRO Act would stiffen penalties for employers who 
violate workers’ rights and strengthen protections for employees against 
retaliation. It would also benefit retirees, since union workers have higher 
wages and can negotiate for benefits such as health care, pensions and employer 
contributions to retirement plans, which leads to higher income in retirement.



“Retirees need to be on high alert. Republican candidates for the Senate and 
House have declared their intent to cut the Social Security and Medicare 
benefits we’ve earned over a lifetime if they regain control of the Senate,” 
said Richard Fiesta, Executive Director of the Alliance.

Workers Encouraged to Track Down Lost Pension Benefits

Retirement benefits can easily be lost through each change of employment, 
leaving many Americans with unclaimed retirement income as they approach 
retirement age.



In a blog for the Administration for Community 
Living<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FP8Elou2Rvc0qoMPEUZrMXVxjc_bfHS1o5TvF9LA0WtU0NB5E78QUyEp2y8h6df5i1MMgB0E6KTvMzpNbhqPe31M95NfgbtEcqsL3ob45Nov3guN_2jwp7ld4RBj_Ul3CveySFkXNlyyZ6TuY5MM4_kxeOyjUAjbOhSYGY9TBpymvw3hEm1Pog3fq69gDIBEPoQfN_36sw-mCLBtHu_rh_TEKWoDbUdoePeXXnUgZHF15GpLlPJJHGK7QiVD61fDEx5TPiLfb01Z1hyoXhh1UN0uRw9XOpcVlUpQUZZ4AGwGhsAAxPycb4O2lrRF_rkos6eFAMA1bxRzUZU7_-hYhBoONSRQitL8v-5vvKGDop9U%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh48%2FJRv4Kt7FDbq48r2t7ew2T8QoPLpPeIpyufoyKwZkU2Q&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=vRMhRajKldJOzYoio3oqjvz4NpYXe6UB8ZEWklNr9mw%3D&reserved=0>,
 David Bonello of Trellis Pension and Retirement Rights stressed some important 
steps to identify and locate these lost pension benefits. He emphasizes the 
importance of keeping documents related to eligibility, such as benefit 
statements or notices from the Social Security Administration. In addition, 
contacting former employers or even former colleagues can help with clarifying 
procedures for accessing retirement benefits.



The Department of Labor’s Employee Benefits Security Administration (EBSA), the 
Pension Benefit Guaranty Corporation (PBGC) and the Pension Rights 
Center<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FatcYNHk4Eh2YdGnwBh-YDLDTSHX-Gy3Oib8UXCxOml4Ib_OPFHP32jzWaQx3xbTm-Py8bzhWgNQJNqGb-QnCaL0vx0IBqYTdIXdHIRJ4S3pSqLJLZCZJHsNACzntVw_cV8ytO7lU56gNWpsIDGAljJKCs2xMl0ZUkOzwfCs_RNFd32Pmt29jSpqTOsCB3x6ocDt8VAkxxfq_4_jiKiE9-beL-EGGUH_-f0zd0loR6Jg8YeBHduboVE6vHyObpXZtmK5puJr_PFrEyqgJtRi4KVII5JfMh7ezVS7d6EzqGDFGwqtxbCMk9bmyYZke1r9q8H-CuLnMaPQONgGgSP5p-pBui8zJYB8xdh1e-fywKpA%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh49%2FuVgnnTOYuKhxF1HAGJFaEtFpHfMDKbB8X_O1gJJlhO0&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2%2BJEqt6sTw%2Fr0wccmMRnVgXhF529KDS4ZEkbpxmHJmE%3D&reserved=0>
 offer other resources for locating lost pension benefits.



“A lot of people don’t know about lost pensions and retirement income that they 
may be eligible for,” said Alliance Secretary-Treasurer Joseph Peters, Jr. 
“It’s important to make people aware of the benefits they earned through years 
of hard work.”

Kaiser Health News: Preventive Care May Be Free, but Follow-Up Diagnostic Tests 
Can Bring Big Bills

By Michelle Andrews

Johnson was 39 in 2018 when that mammogram confirmed that the lump she’d 
noticed in her left breast was cancer. Today, after a lumpectomy, chemotherapy, 
and radiation, she is disease-free.



Having to choose between paying rent and getting the testing they need can be a 
serious dilemma for some patients. Read more 
here<https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclick.actionnetwork.org%2Fss%2Fc%2FZsYp6Jc2ATNP3MkVzvte6IX7LXmCC1H1bxMzsGmXS2gn3Bf42kGhxio3OwJ7n0ARqzFrBPximct6uiQogcswoC3h9z-YVCVqP74kWuUAHa864Fyy4pYD8zo4T8Yec7P1BlVDD6mh2Lmi7eCkaumLHEerJAtEEcux7pLvCf1mwgro3PUurcWANMKV9eON_IJfzWgG2K8Salr_uRAk35PGXybLZ0Im9lWrwmMUtK_NwacIdudLwlTD9JTnmCj3WwPZQJCXm_nueG-xrCRTi6E4vUjqYj6v_6bBRufg12gdWYT2gebllX8e3yEU8K-eBoRmI3lnvZgTJhNyC6VCxqy29SGRLFz8Padm7MzWld2kvU0yxQr_VYuz26QMkyxqc9t2vPmUEvANfsIECxJnRZ8hOuD5msHIIP0ETIqsVlVtPIM%2F3n2%2Fnub8F7i6S8GaiF0G-t1Onw%2Fh50%2FJPANKpREReCYQm-VGSo-3U9p1eIJgfoMZmEH1-U-Jmk&data=05%7C01%7C%7C15f4c344b43e42082ef708da52ac1a8a%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637913196393027880%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=VPEVD8%2FO4CnQaK1xbNqwoB50kp0eFRVQmkSger2TEl8%3D&reserved=0>.

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