Hi all, On the theme (since we’re starting a new year) of saving money, if you have a smart phone which is GSM (that is, compatible with AT&T or T-mobile), and if you own this phone outright, then you don’t have to sign up for a plan which locks you in for two years; you can get one of the “prepaid” or “month-to-month” contracts. T-mobile has a plan, only available via their web site (you cannot call and sign up), which is rated by (Cnet I think), as the best phone plan available. It is $30 a month, and has unlimited data and 100 minutes of voice a month. Below is an excerpt from an email someone who has this plan sent to me about it: “ Looking for this on T-Mobile's site just ran me around in circles. There are also a lot of posts offering advice, often contradictory. The best article that I found was http://www.cnet.com/news/is-this-the-best-smartphone-plan-ever/. It pointed to http://prepaid-phones.t-mobile.com/prepaid-plans?AID=11031750 <http://prepaid-phones.t-mobile.com/prepaid-plans?AID=11031750&PID=6157500&SID=1ewycwd0g0iu2> &PID=6157500&SID=1ewycwd0g0iu2. I might even have been on this page earlier: it has plans starting at $50 in big, pink letters. Ignore the eye candy and keep scrolling. Eventually you get to small, black and white type: $30 per month — Unlimited web and text with 100 minutes talk 100 minutes talk | Unlimited text | First 5GB at up to 4G speeds Includes unlimited international texting from the U.S. to virtually anywhere included in your plan — at no extra charge. This plan is only available for devices purchased from Wal-Mart or devices activated on T-Mobile.com.” Using the second link provided above (the one actually on the T-mobile site), you can navigate using your browser’s heading movement commands, and you’ll eventually get to the level 3 heading which mentions the $30 a month plan. I don’t know about the “purchased from Wal-mart” clause; I guess this means someone from T-mobile in some Wal-marts may actually talk to you about this plan if you buy a phone there, but otherwise, you have to sign up on the T-mobile web page in order to get this plan. If you need to talk more than 100 minutes a month, I think I saw a $35 a month similar plan which has unlimitted talk time, also on this page. We’re looking at buying a GSM phone, so like the originator of the email excerpt, we’ll sign up on the T-mobile page after buying the phone unlocked, so that the purchase of the phone isn’t tied at all to the plan we sign up for. Hth, Chip