Here are the new rates for military retiree dental coverage under new FEDVIP
benefit
By: Karen Jowers
Military retirees eligible for the new dental and vision coverage — as well as
active duty families eligible for the new vision benefit — can start
researching their options in earnest now, with the release of
<http://www.moaa.org/uploadedFiles/Content/Publications_and_Media/News_Articles/2018_News_Articles/FEDVIP%20Booklet.pdf>
new rates for 2019 at
http://www.moaa.org/uploadedFiles/Content/Publications_and_Media/News_Articles/2018_News_Articles/FEDVIP%20Booklet.pdf
The enrollment period for coverage under the Federal Employee Dental and Vision
Insurance Program, or FEDVIP, is Nov. 12 to Dec. 10, but the time to start
comparisons is now, said Kathy Beasley, director of government relations,
health affairs, for the Military Officers Association of America.
For retirees, the FEDVIP replaces the Tricare Retiree Dental Program, which
ends Dec. 31. In order to have dental and vision coverage on Jan. 1,
<https://www.militarytimes.com/pay-benefits/2018/08/21/millions-of-military-retirees-and-families-must-act-soon-for-dental-vision-coverage/>
retirees must sign up during the enrollment period. Active duty families are
still eligible for dental coverage under Tricare, but if they want the new
vision coverage, they must sign up during the enrollment period.
Read more about this important subject at
https://www.militarytimes.com/pay-benefits/2018/09/26/here-are-the-new-rates-for-military-retiree-dental-coverage-under-new-fedvip-benefit/
More info is available at
https://www.militarytimes.com/pay-benefits/2018/08/21/millions-of-military-retirees-and-families-must-act-soon-for-dental-vision-coverage/
$505 Million In Refunds Sent To Payday Loan Customers
by Lesley Fair Attorney, Division of Consumer & Business Education
If you took out an online payday loan from a company affiliated with AMG
Services, you may be getting a check in the mail from the FTC. The $505 million
the FTC is returning to consumers makes this the largest refund program the
agency has ever administered.
Read More at
https://www.consumer.ftc.gov/blog/2018/09/505-million-refunds-sent-payday-loan-customers?utm_source=govdelivery
Free Credit Freezes Are Here
Starting September 21, 2018, you can freeze and unfreeze your credit file for
free.
Security freezes, also known as credit freezes, restrict access to your credit
file, making it harder for identity thieves to open new accounts in your name.
You also can get a free freeze for your children who are under 16. And if you
are someone’s guardian, conservator or have a valid power of attorney, you can
get a free freeze for that person, too.
How will these freezes work? Contact all three of the nationwide credit
reporting agencies – <https://www.equifax.com/personal/credit-report-services>
Equifax, <https://experian.com/help> Experian, and
<https://transunion.com/credit-help> TransUnion:
Equifax
<https://www.Equifax.com/personal/credit-report-services>
Equifax.com/personal/credit-report-services
800-685-1111
Experian
<https://Experian.com/help> Experian.com/help
888-EXPERIAN (888-397-3742)
Transunion
<https://TransUnion.com/credit-help> TransUnion.com/credit-help
888-909-8872
If you request a freeze online or by phone, the agency must place the freeze
within one business day. If you request a lift of the freeze, the agency must
lift it within one hour. If you make your request by mail, the agency must
place or lift the freeze within three business days after it gets your request.
You also can lift the freeze temporarily without a fee.
NOTE: If you freeze your credit file, make sure you protect\remember your pin
or password.
For more information about freezing your credit report\file for free and to
post\view comments and questions about this new law, please go to
<https://www.consumer.ftc.gov/blog/2018/09/free-credit-freezes-are-here>
https://www.consumer.ftc.gov/blog/2018/09/free-credit-freezes-are-here
Online Resource for Recalls
Sometimes it's hard to keep track of alerts about unsafe, hazardous, or
defective products. In the last few weeks, there have been a number recalls on
a wide range of categories, from car seats to frozen ground beef. Check out
Recalls.gov to find up-to-date information issued by six regulatory agencies to
help keep your home and family safe.
Online Recall Website: https://www.recalls.gov/
Check for Recent Recalls: https://www.recalls.gov/recent.html
SOURCES: Military Times Article, USAGov and FTC Mailing Lists
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